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Top Rated Online Banking Software with Retail banking

Last updated: May 2026

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46 software options

Mercury logo

Banking for startups and growing companies

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Mercury is a financial technology company that provides online business banking services for startups, small businesses, and scaling companies. The platform offers checking and savings accounts, business credit cards with cashback, expense management tools, and automated bill pay and invoicing features. Mercury includes accounting automations that sync with QuickBooks, Xero, and NetSuite, along with treasury services for earning yield on idle cash through high-liquidity portfolios.

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FraudNet logo

Cloud-based solution for fraud detection.

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FraudNet offers an enterprise-level AI fraud detection platform that helps businesses detect and prevent over six hundred fraud schemes in real-time. The system combines entity screening, continuous monitoring, and transaction protection with advanced machine learning models and intelligent risk decisioning. FraudNet serves multiple industries including payments, financial services, fintechs, and commerce with customizable solutions that adapt to specific business needs.

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Zil.US logo

Online Payment Solution

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Zil offers a convenient fintech solution for startups and freelancers.
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

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eBanking logo

Online & mobile banking solution for financial institutions

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eBanking is a cloud-based solution designed to help businesses automate processes for performing financial transactions using mobile banking, financial reporting, and marketing tools. The touch-enabled solution lets users manage bill payments through mobile devices across multiple locations.

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Bankingly logo

Empowering institutions through digital banking solutions

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Bankingly is a SaaS cloud-based platform for financial institutions, enabling seamless digital banking solutions.
The platform is designed to help financial institutions automate online banking processes via iOS and Android mobile applications.

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EBANQ logo

White-Label Banking Software and Mobile Apps

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The most user-friendly online banking software platform in the world. Online in 24 hrs with your own branding.

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AccessPay Platform logo

Automate payments, collections & bank statement retrieval

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AccessPay is leading the way in driving digital transformation within finance and treasury teams, by modernising processes across banking operations, minimising the risk of fraud and error, enhancing efficiency and optimising cash visibility.

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PagBank logo

A payment solution for e-commerce and face-to-face sales.

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PagBank is a payment system, with solutions for the sale of products and services on electronic media or in physical stores. For online sales, the platform allows the client to integrate features such as transparent checkout, recurring charges, and more into its online store or application.

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Eximee logo

Low-code development platform

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Eximee is a low code development platform that helps businesses develop business applications using its front-end designer and process development features. The visual designer allows citizen developers to actively participate in the application development process.

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Macrobank logo

Core banking and payment SW platform and SaaS for Fintechs

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Macrobank is a ready-to-implement core banking and payment software platform for fintechs, digital banks, payment processors. The solution functionality provides customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing and acquiring.

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DigiFi logo

Cloud-based financial management software

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DigiFi is a cloud-based financial CRM software that helps businesses process loan applications, handle official documents, generate performance reports, and more.

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NEObank software logo

Application development software

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NEObank software is an app development solution designed for the deployment and customization of NEObank applications. It offers a unique blend of features, including a fully customizable mobile user interface, integration options, and a modular backend core.

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Chime logo

Online banking software with automated savings

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Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

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Revogear logo

Online banking software with multi & cryptocurrency support

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Revogear is a modular, scalable online banking software suite built to help private international banks, electronic money institutions, and payment provider institutions with managing electronic money payments, and international transfers. It includes multi-currency and cryptocurrency support.

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Particeep Plug logo

Opening financial product distribution

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Turnkey financial services distribution solution.

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FRONTeO e-banking logo

Web & mobile banking

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FRONTeO e-banking is a platform for web & mobile banking. It was specifically created for corporate banks and retail.

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Cyberbank logo

Digital banking system for banks and fintech companies

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Cyberbank is the next-gen digital and core banking platform from Technisys (now Galileo Financial Technologies) that redefines the customer experience.

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Omnibanca logo

Omnichannel banking & campaign management platform

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Omnibanca is an omnichannel banking platform designed to help cooperatives and neo banks manage campaigns and streamline various administrative processes, such as customer experience, payment processing, document management, and more.

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Backbase logo

The AI-native Banking OS. Run your bank as one.

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Backbase built the AI-native Banking OS - the operating system that turns fragmented banking operations into a Unified Frontline. Banks modernize one domain at a time, scaling operations without scaling headcount.

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nCino Cloud Banking Platform logo

Worldwide Leader in Cloud Banking

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nCino's Cloud Banking Platform empowers financial institutions to increase efficiency, transparency, profitability, and compliance.

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PayNet Banking Platform logo

White-labeled Neo Banking and Payments Solutions

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PayNet offers fully managed and ready to use - Neo Banking and Payment software solutions to enable use cases on:

- Payments
- Lending
- Deposits

Read more about PayNet Banking Platform

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Temenos logo

Cloud-based core banking software for the finance industry

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Temenos Transact is a cloud-based and on-premise core banking software, which enables corporate, retail, or private banks and credit unions to create and deploy financial products, securely process transactions, and manage accounts and deposits on a centralized platform

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Digital Banking Platform logo

Connecting people and their financial institutions

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The human side of banking in the digital world while leveraging what your financial institution does best.

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Musoni logo

Digitalization Partner for Microfinance

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Musoni is the specialist digitalization partner for financial institutions. The multi award winning cloud banking system has been proven to help MFIs to efficiently manage & grow their portfolio.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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