ChurchTrac vs ACS

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Tithe.ly

Servant Keeper

Tithely Church Management

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Compare ChurchTrac and ACS based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Tithe.ly is a web & mobile based donation platform providing digital giving tools & event management features for ministries & churches of all sizes

ExpensePlus

ExpensePlus is a cloud-based fund accounting software meticulously designed for churches, charities, and community groups. It offers efficient expense management, donation tracking, and comprehensive financial reporting, tailored to simplify and enhance financial processes.

Chmeetings

ChMeetings is an all-in-one Church Management Software trusted by 7,000+ churches. Manage members, events, giving, volunteers, child check-in, and more. Includes a member portal, branded mobile app, and built-in church accounting.

The all-in-one church software trusted by over 60,000+ leaders. Most affordable, powerful features, and heavenly support! Start your free 30-day trial and see why so many churches made the switch to ChurchTrac.

Access Controls/Permissions

Accounting

Accounts Payable

ACH Payment Processing

Activity Dashboard

Alerts/Notifications

Asset Tracking

Attendance Management

Attendance Tracking

Bank Reconciliation

Budgeting/Forecasting

Built-in Accounting

Cash Flow Management

Cash Management

Check Printing

Child Check-in

Communication Management

Configurable Workflow

Contact Database

Contact Management

Content Library

Content Management

Credit Card Processing

Customizable Branding

Customizable Reports

Customizable Templates

Data Import/Export

Document Management

Document Storage

Donation Management

Drag & Drop

Electronic Payments

Email Management

Event Management

Event Scheduling

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Forms Management

For Religious Organizations

Fund Accounting

General Ledger

Image Library

Media Library

Member Communication

Member Directory

Member Portal

Membership Management

Mobile Access

Mobile App

Multi-Language

Multi-Location

Multimedia Support

Online Calendar

Online Giving

Payroll Management

Pledge Management

Pre-built Templates

Project Management

Real-Time Data

Real Time Editing

Real-Time Reporting

Receipt Management

Records Management

Recurring/Subscription Billing

Registration Management

Reminders

Reporting & Statistics

Role-Based Permissions

Scheduling

Search/Filter

Small Group Management

SMS Messaging

Template Management

Third-Party Integrations

Transaction History

Visitor Tracking

Volunteer Management

Website Management

Worship Planning

By industry, ChurchTrac reviewers are most commonly professionals in religious institutions (76%). The most frequent use case for ChurchTrac cited by reviewers is church accounting (71% of reviewers).

Users and use cases

Most reviewers indicate that ChurchTrac offers strong value for money, citing its affordable pricing and feature-rich platform. Most users consider the tiered structure suitable for various church sizes, and they appreciate regular feature updates without price increases. Some users report that advanced communication features require third-party subscriptions, which can add to costs, and a few feel the pricing structure could be improved.

Value for money

The ChurchTrac integrations most frequently cited by reviewers are: Stripe (a payment processing product rated 4.4 out of 5 for its integration with ChurchTrac) and Twilio (a SMS marketing product, 4.3).

Integrations

ChurchTrac is a church management solution offering key features such as general ledger, membership management, financial reporting, fund accounting, donation management, and bank reconciliation, among others.

ChurchTrac

Web-based

iPad

Android

iPhone

Standard

Plus

Treasurer

The other main feature that attracted us to ChurchTrac is that it offers an amazing support network that includes the usual phone support but also webinars, YouTube Videos, online tutorials, and a complete online user guide.

volunteer

The built-in communication tools are a huge time-saver, and the ability to create custom reports has helped us better understand and serve our congregation.

The price for a ChurchTrac subscription that included the accounting software that we needed was less than most other accounting software on the market, but it offered more than just accounting software, it included a robust Church Management Software.

From tracking attendance and managing contributions to scheduling volunteers and keeping our membership database up to date, everything works seamlessly.

Junior Warden

Trying to remember to pause and unpause automations for quarterly and semi-annual transactions (to reduce the need to fully recreate the transactions each time) can be difficult and is easily forgotten, which makes the financials a bit harder to reconcile when transactions appearing (or not appearing) in ChurchTrac don't match what the bank accounts show.

In the accounting side when you click on a drop down menu the boxes that open up are the same size and color scheme as the boxes in the window. If the drop down menu boxes where offset, and or a contrasting color it would help me find them.

They  provide ministry support to such an extent that you think that you have hired a consulting firm to help run your ministry smoothly, effectively, and efficiently, and then they throw in a healthy dose of encouragement besides.

Lead Pastor

I'd strongly recommend this company and their products to any church looking for a way to keep track of people and projects, communicate with your congregation, and manage a functional and fresh web presence.

In addition to numerous online help topics and a growing library of videos, support tickets are responded to almost immediately.

Pastor

ChurchTrac excels in areas such as maintaining a comprehensive member list, tracking attendance, managing events, recording contributions, expenses, and generating statements with ease.

The Worship Scheduling gives me access to the songs that my team needs in the format that is best for them (some prefer chord sheets, some lead sheets, some paper, some on ipad: churchtrac allows each member of my team to download their own preferences individually)

Lastly they had a partnership with a credit card processing company that allows us to process credit cards & ACH payments.

I wish it would let you add two lines to a customer giving/pledging instead of doing it line by line.

Administrative Assistant

My phone carrier was down for 24 hours across the nation and left me without the ability to login.

Deacon, Trustee

The database has everything you need to keep track of what's happening in your church.

For those in Canada, it does not use double value entry accounting, so I have to enter the HST amount in the note line, export it as a CSV file, and then add it that way.

Administrator

Confused about the premium features we paid for as we have to now pay to use services like Twilio and Mailchimp we thought came with the subscription

I wish ChurchTrac has various versions of the database because we don't use half of the features of the whole program.

Communications Deacon

It helped organize and store our church members’ information and email birthday reminders to church staff.

Consultant

I have used ChurchTrac in the past to track the members and work of a church I assisted, it was helpful for those of us consulting and the leaders involved.

Assistant Pastor and Treasurer

Then if I am not successful I will ask for ChurchTrac to upload what I need from a spreadsheet.

We have created financials and budgets within the software for many years at this point

In this segment there are many competitors, but you must pay double or triple what ChurchTrac charges for the same features.

Reports make preparing financial reports and end of year giving statements easy, as well.

Treasurer and Ministry Assistant

From people managements to accounting, worship scheduling, online giving, a church website, and attendence check-in.  

It would be nice if we had more free features or plugins especially more pay merchants

Sectary-Treasurer

Totals need to be at the end of gross amount received, fee charges and net amount for monthly totals.

The integration between giving and accounting is exceptional and has reduced the amount of time needed for accounting entries by our volunteer church treasurer.

Financial Secretary

I also love that there is a whole community on Facebook who supply a lot of valuable insight, not to mention the webinars that are frequently offered through Churchtrac, along with video recordings on their YouTube page.

This is not about church trac as much as it is with Stripe but the time it takes to transfer from a bank to our bank.

Customer support is good. If I have questions I can get them answered every time within 24 hours.

Our church started to look for just a replacement for our accounting software.

When it comes to getting the best bang for your buck, Church Trac is the best all-in-one church administrative software out there, very practical and easy to set up.

User friendly. Once I saw the videos on how to operate certain tabs, it made it easier to use.

Bookkeeper and assistant

After purchasing one of the packages, their team has continued to reach out to us with tips, suggestions, and even a free zoom call to make sure we are getting started on the right foot.  

Fantastic videos and staff help with any and all questions.

Treasurer - Elder

I have yet to be able to load Church Connect app,  I really do not like the access to accounts and giving must go through the Connect app to configure for ACH

For the value, features, and ease of use, ChurchTrac is honestly one of the best church management solutions out there.

Pastoral Assistant

The search bar attempts to correct spelling of names and then loses the names that have already been selected.

There are powerful reports you can run and schedule automations.

The focus given to the special needs of churches is perfect.

Maybe just a few more options when it comes to online giving an integration with other software in case you don’t want to fully utilize everything in Churchtrac.

What truly sets this software apart is the outstanding customer service provided by a team of knowledgeable professionals, many of whom are pastors or church leaders themselves.

Senior Pastor

I did mention in the pros that ChurchTrac did not include payroll.  

Media Pastor

It is setup to where we can access it from more than one computer.

It is specifically geared to the needs of churches.

The affordability for a small church is a must.

We researched the product, and were very impressed with their video content on YouTube describing in bite-sized pieces how different aspects of the program work.  

It was great to work with the support team (all three that I contacted) and the software is exactly what a church needs to organize and manage various aspects of church life.

I hated having to separate funds from tithes and offerings in order to keep a total available but Church Trac does that for me.

Church Management

Training Videos

Donation Tracking

Budget and Expenses

Online Access

Navigation

Customer Support

Data Entry

Small Business

Large Enterprises

Freelancers

Mid-size Business

Most reviewers indicate that ChurchTrac offers strong value for money, frequently highlighting its abundance of features at a comparatively low cost. They appreciate that ChurchTrac consolidates multiple tools into one platform, reducing both expenses and time spent managing separate systems. Most users consider the tiered pricing structure affordable and well-suited for churches of various sizes, with some noting that even partial use of its features justifies the cost. Reviewers appreciate that new features are regularly added without price increases and that online giving options are available with minimal or no extra fees. They say the inclusion of a free trial allows them to evaluate the software before committing, and some users value discounts for annual subscriptions. Most reviewers indicate that ChurchTrac provides similar capabilities to larger competitors at a fraction of the price, making it accessible for organizations with limited budgets. Some users report that certain functionalities, like advanced communication features, require third-party subscriptions that can add to the overall cost, and a few feel the pricing structure could be improved. However, most users find the overall cost-benefit ratio highly favorable.

ChurchTrac Software

Daxko Operations

Complete operations software for member-based nonprofits - integrating programs, billing, and check-ins in one secure system.

StarChapter

StarChapter is an association management software for local chapters, combining membership management, website content, event registration and email marketing

ACS is a church management software designed to help churches of all sizes handle finances, members, services, background checks, contributions, accounting processes, payroll, purchase orders, and more on a centralized platform.

ChurchTrac vs ACS Comparison (2026)

ChurchTrac

ACS

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives