LivePlan vs Upmetrics

Xero

Intecplan

Upmetrics

Upmetrics is modern, AI-powered business plan software that simplifies planning for entrepreneurs and small business owners. Equipped with industry-specific templates, a drag-and-drop builder, and an automatic forecasting tool, Upmetrics helps you create a business plan in less than an hour.


Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Inteplan is a Business Plan Software with AI and Databases. Generate the financial forecast and the first written version of the project. 5 languages

LivePlan is the business planning and management software created to support the success of small businesses and entrepreneurs. Confidently plan, fund, and grow your business with LivePlan.

Accounting

Activity Dashboard

Benchmarking

Budgeting/Forecasting

Business Plan Templates

Cash Flow Management

Cash Management

Collaboration Tools

Commenting/Notes

Customizable Branding

Customizable Reports

Customizable Templates

Dashboard

Dashboard Creation

Data Import/Export

Data Visualization

Drag & Drop

Expense Management

Financial Analysis

Financial Management

Financial Modeling

Financial Reporting

Financial Templates

Forecasting

For Small Businesses

Goal Setting/Tracking

Graphical Data Presentation

Income & Balance Sheet

Investor Management

Modeling & Simulation

Multi-Company

Multi-Currency

Performance Metrics

Pitch Presentation

Planning Tools

Predictive Analytics

Profit/Loss Statement

Progress Tracking

Project Management

Real-Time Data

Real-Time Reporting

Reporting/Analytics

Reporting & Statistics

Sales Trend Analysis

Scenario Planning

Step-by-Step Wizard

Strategic Planning

Task Management

Third-Party Integrations

Transaction Management

Visual Analytics

"What If" Scenarios

LivePlan

Web-based

Standard

Premium

Strategy Advisor

Financial planning is one of its strongest areas allowing clear projections realistic scenarios and informed decision making.

Partner and Principal Consultant

With its user-friendly interface and structured approach, LivePlan made the entire process seamless and efficient, and I was able to create a high-quality plan in just four hours.

Relying on unauthorized charges is a poor business practice. If you cannot handle cancellations online and promptly, then avoid issuing credit cards and stop auto-renewals. When you see there is tons of negative review here and there, you should fix your system.

Technical Director

I would prefer liveplan to have prototype examples of different industry business plans, build in to the development area of the app.  

My overall experience with LivePlan has been very positive across security value for money customer support financial planning and user interface.

The user interface is intuitive and makes ongoing business management efficient.

Investment Feasibility Analyst

AI-powered features that speed up plan creation by 10x—a game-changer!

President and CEO

I put in a lot of time, effort and research to write my business plan, and once I finished entering my data, I was very pleased with the outcome.

Finance and Accounting Manager

Flexibility: LivePlan offers a high degree of flexibility, allowing users to customize their business plans to suit their specific need, Ease of Use ,AI Assistance:

Creating sub plans takes time for creating additional accounting and financial plans.  

The ability to link my Quickbooks account to my LivePlan account provides reality checks.

President

The format was different than the traditional business plan templates I had used in other business development pursuits & LivePlans product required some tweaking.

Director

The customer service representatives have ignored multiple requests to cancel my account and instead claim the issue is being dealt with by another department, that they do not give me any contact details or reference for.  

Intuitive and visually appealing interface that makes working with numbers and charts enjoyable.  

I am a user of the system and I have really enjoyed it and it helps me in my work developing various consulting projects, but some adjustments are needed and some other features need to be added.

Owner

lack of customization on how to present the date and would like to be able to link a data base.

The AI-powered writing assistant that transforms bullet points into polished, professional content

Manager

The automated financial calculations have made the process significantly faster and more convenient, reducing much of the strenuous work involved.

Managing Partner

I used the platform to gain insights into the various elements of my business plan, pending completion by March 31, 2025.

The interactive dashboards and AI tools transformed how I approach business planning.

Licensed Massage Therapist

Live Plan guides you through the process step by step offering outstanding AI assistance that takes your plan to a whole other level.

The subscription price is quite high for ongoing use, making it less accessible for businesses that need long-term planning support.

founder

a bit clunky on admin and not flexible to chage or customize headers we had a diffucult time trying to edit once downlaoded

I use the forecast function for every client to assist in preparing budgets.

The templates and financial forecasting tools saved a lot of time.

I was looking for the ability to save multiple versions of plans for the same business.  

My account was set up with a typo in the email address and no confirmation or verification was required.  

Founder

It’s so time saving to be able to manipulate figures knowing that the long term effect on your plan is going to be accommodated.

I expect a full refund, as my account shows that I haven’t accessed it in the past 30 days; I'm not using your service.

It's easy and simple to navigate I was able to put my business together with live plan help

It gives real life practical implementation of a business plan.

Mill Owner

It allows for several different scenerios and is easy to change numbers as you learn and grow.

owner

Having to type out my buisness plan. and that it is hard to see it as a whole without having to download it.

limited sizes for the images to insert in the pitch

It helped me to take something that is very complex and made it very simple.

Inability to move forecasts into Excel format.

Financial projection tables were simple to use & provided a foundation to approach a deeper dive into financial planning & realities.  

CEO Founder

I look for what I'm looking for, see it, then I click on it, and tada, it's there.

It truly elevates business planning and makes the process smooth, strategic, and stress-free.

Then I found the multiple forecasts tool.

I like the way that it does all of the forecasting and calculations for you.

Co-Owner

I had difficulties in the 3rd year revenue section inputting the month-2-month revenue.

With my suggestions as above, that will improve liveplan even more

Next, I found the LLM-aided text "helper."

This software makes it easy to forecast and project with the most important element being cashflow.

The benchmark data is very helpful and is now enhanced from prior versions.

I found that I had to re-learn some aspects of the platform if I left off using LivePlan for a while.

Couldn't download & save with the plan coversheet/title page.

I couldn't justify the cost for something that I use once and revisit seldom for small updates.

Mfumu-Mbongi, Founder

There is limited selection for template design.

Business Plan Creation

User Interface

Financial Forecasting

Financial Planning

Cancel Account

Ease of Use

Template Customization

Pitch Creation

Training and Learning Curve

Security and Access Control

Mid-size Business

Small Business

Freelancers

Palo Alto Software

IdeaBuddy

IdeaBuddy is an innovative business planning software that helps entrepreneurs, startups, SME owners, incubators and business schools to plan and develop their ideas.

Users can use the one-page plan template, step-by-step business guide, financial forecasting tool, and business plan builder.

Business Base

Business Base is business management software that helps businesses set, measure, and execute their goals while supporting their day-to-day operations.

Access Controls/Permissions

Chart of Accounts

Competitive Analysis

Configurable Workflow

Currency Management

Customizable Fields

Expense Tracking

For Investors & Traders

Projections

Project Tracking

Real-Time Monitoring

Self-Service Reporting

User Management

Proprietary

Windows

Linux

Professional Plan

The structure provided was extremely helpful in organizing quickly the sections required in a business plan while allowing for easy addition of images and cut and paste text needed to explain the concept, industry, review competition, as well as develop the mission, vision and projected optional structure of the business.

Marketing Lead

The tool is incredibly comprehensive and covers pretty much every base imaginable for building a business plan (and beyond) from start to finish.

Probably would have been good to have AU option for Australia (possibly other currencies as well) instead of USD or even a conversion calculator to make the journey easier at checkout.

Lecturer

The intuitive interface allowed students with varying levels of business planning experience to quickly get started.

Occasionally, the export formatting required small manual adjustments for competition submission standards.

General Manager

The financial part was a bit quirky and someone without a financial statement background might have some challenges but I am confident assistance from the Upmetrics team can help resolve that.

Senior Business Consultant

With Upmetrics, clients can make business/strategic plans, pitch decks, and financial forecasts in one place. Since our consulting team can easily review plans and add their feedback using collaborative workspaces, our processes became more seamless and consultants productive.

Investor Relations Specialist

Upmetrics’s financial forecasting, budgeting, and reporting features significantly improved the quality of periodic updates to investors.

We use a different business plan structure for different types of clients. Since they can't provide templates for all those types, we had to create some of our custom templates.

Not to mention, it makes collaboration across teams a breeze and is mostly easy to use – even for those who aren't used to doing this kind of a work in a tech-forward way. And finally, the UI is clean, intuitive, and well organized.

As an Investor relationship specialist, my job is to create investment reports, periodic updates for investors, and manage investor communication.

The AI-assisted writing features helped non-native English speakers articulate their ideas clearly.

At least, that's how we felt – we appreciated the comprehensiveness of the tool but were equally overwhelmed by how much ground to cover...that we weren't quite yet ready to cover.)

Whole sections of inputs can be deleted without warning and I had to re input data again on more than one occasion.

Founding and Chief Operating Officer

While Upmetrics is praised for affordability and comprehensive features, some users mention that the financial tools may require time to master and that it lacks a dedicated mobile app.

Managing Member

The Upmetrics tool made drafting my business plan very quick and easy.  

Platform Specialist Engineer

It gave me a solid first draft, and from there, I just made small edits to make it fit my business."

I dislike the google docs export, it looks pretty bad there, and that it is hard to share it with more than 5 people.

Upmetrics didn't make it difficult, it just made clear all of the things you need to think about and prepare for when building your business plan.

I was particularly impressed by their customer support team; they are very responsive, empathetic, and professional when it comes to addressing user concerns.

Product Manager

Helps me consider all different aspects of mu business plan and brings a valuable overview to finetune and problem-solve.

The ease of use and the numerous options to help create and grow my business provided me with ample opportunities for creativity in business development.

Curian Kitchen

Covers all aspects of business plan creation with a reporting tool.

LivePlan vs Upmetrics Comparison (2026)

LivePlan

Upmetrics

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives