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Xero vs LivePlan Comparison (2026)

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Good recommendations?

Xero

LivePlan

Overview

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Automate your invoicing and reporting, get a full picture of your business with up-to-date financial data, and much more.

LivePlan is the business planning and management software created to support the success of small businesses and entrepreneurs. Confidently plan, fund, and grow your business with LivePlan.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.4

3.3K

1.9K

937

242

Value for money

Ease of use

Features

Customer support

77%

would recommend this app

4.5

200

144

Value for money

Ease of use

Features

Customer support

81%

would recommend this app

Pros

“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”

Rebecca R.

Production manager

“Additionally, the mobile app is incredibly convenient for tracking expenses and uploading receipts on the go, and its ability to integrate with over 1,000 third-party apps makes it a highly versatile tool for any business ecosystem.”

Marquita V.

SALES MANAGER

“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”

Navpreet K.

Manager and CPA

Pros

“It can support budgeting, projections, business planning, and funding preparation, which are all important for entrepreneurs who want to grow with more confidence.”

Tabitha E.

Owner-Founder

“LivePlan is helpful because it can guide business owners through the planning process instead of leaving them to guess their way through their numbers.”

Tabitha E.

Owner-Founder

“As the founder of B & D Bookkeeping LLC and the Financial Literacy Foundation, I believe budgeting is one of the most important steps toward financial confidence.”

Tabitha E.

Owner-Founder

Cons

“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”

Rebecca R.

Production manager

“Some of the more advanced reporting features can also feel slightly restrictive compared to other industry-specific solutions, and the cost can add up quickly as you scale and need to integrate more specialized third-party apps”

Marquita V.

SALES MANAGER

“Its functionality can also depend on my Xero subscription, user permissions, country, and the specific features available to my account, which can make the overall experience less consistent.”

Jatin K.

Accountants

Cons

“Relying on unauthorized charges is a poor business practice. If you cannot handle cancellations online and promptly, then avoid issuing credit cards and stop auto-renewals. When you see there is tons of negative review here and there, you should fix your system.”

Majid N.

CEO

“It is not feasible for the small service, trade, or small business owner just starting out.”

Tabitha E.

Owner-Founder

“The customer service representatives have ignored multiple requests to cancel my account and instead claim the issue is being dealt with by another department, that they do not give me any contact details or reference for. ”

Barny T.

Director