PayPal vs Mercado Pago

Venmo

Stripe

Square Point of Sale

Payoneer

2Checkout

PagBank

Compare PayPal and Mercado Pago based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Ad hoc Reporting

AI/Machine Learning

Alerts/Notifications

Anomaly Detection

Authentication

Barcode/Ticket Scanning

Billing & Invoicing

Billing Portal

Cash Management

Check Fraud Detection

Compliance Management

Contact Database

Credit Card Processing

Customizable Dashboard

Customizable Invoices

Data Import/Export

Data Management

Data Security

Data Visualization

Debit/Credit Card Processing

Deferred Billing

Digital Wallet Payments

eCommerce Management

Electronic Payments

Electronic Signature

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

For Banking

For eCommerce

For Food Trucks

For Retail

For Small Businesses

Fraud Detection

In-Person Payments

Internal Fraud Monitoring

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Marketing Reports

Mobile Access

Mobile Payments

Monitoring

Multi-Currency

Multi-Location

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Order Management

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Payment Options

Payment Processing

Payment Tracking

PCI Compliance

Performance Management

Point of Sale (POS)

Product Catalog

Projections

Promotions Management

Real-time Alerts

Real-Time Data

Real-Time Monitoring

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Refund Management

Reminders

Reporting/Analytics

Returns Management

Risk Analysis

Risk Management

Role-Based Permissions

Sales Reports

Sales Tax Management

Scheduled/Automated Reports

Search/Filter

Self Service Portal

Shipping Labels

Shipping Management

Social Media Integration

Status Tracking

Transaction History

Transaction Monitoring

PayPal

Android

Web-based

iPad

iPhone

student

What I like the most about paypal is, it is easy to use in paying and most of all paypal giving a gift reward in every users.

customers service

The Paypal program is very wonderful. The ease in depositing and withdrawing is very distinguished.

Content writer

However, people also get blocked by PayPal without any warning and they can freeze and hold the money from that account that makes annoying things to the user.

Biologist

Also, I do worry about storing my bank account information for a service like PayPal. They might be insured against fraud, but I still worry sometimes that my account information will be stolen.

Administrative Clerk

This becomes a problem when you need money quickly. IPN and PayPal API are unstable, often messing up transactions, especially if they involve limited items and need verification as soon as possible.

assistant

Love the ease of use and the ease of implementation/integration within other websites and platforms to capture payment.

I attempted to get them to refund money from fraudulent suppliers for months to no avail. Several of my associates found the same thing.

Educational Consultant

This has been a great overall experience. I love that PayPal now has started accepting Bitcoin and cryptocurrencies.

Customer Success Manager

Quick and reliable solution for those who need to have the ability to take and send payments in a secure fashion.

Manager

It is as safe and secure as the most popular credit cards, continuously gaining trust of costumers all around the world. It has a fast invoicing service for freelance and business users.

Sr Consultant 

PayPal is a great tool that allows for incoming and outgoing cash exchange in a seamless way. It is easy to idea and very secure.

Victim Advocate 

I love the ease of use, both on the computer and the app on my phone. I love the feeling of security in sending money to friends and making purchases online.

Teacher

On top of all this, I'm pretty satisfied with how it ensures the security and privacy of my accounts and my e-money. I've never been this happy as much as I am with PayPal.

graphic designer

It's a very great solution for sending money to everyone, I used it weekly and I like it so much, I really love it.

Engineeing Intern

Having money in PayPal really helps with the ease of payment at various points during online shopping. I love the easy transition of the gateway with the security.

I love that when you purchase using Paypal, if the item received is either wrong or never delivered, they have a great customer service team that can help resolve it.

Office Administrator 

Satisfactory, customer service is great and helpful, easy for customers and employees. Platform very user friendly.

Marketing Manager

The PayPal API is fantastic and the ease of use trumps any potential downfalls we may have. PayPal has been fantastic and helps keep PII and payment information safe.

PayPal screenshot: PayPal payment options

PayPal screenshot: PayPal payments

PayPal screenshot: PayPal risk dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PagBank is a payment system, with solutions for the sale of products and services on electronic media or in physical stores. For online sales, the platform allows the client to integrate features such as transparent checkout, recurring charges, and more into its online store or application.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Online businesses around the world sell more every day with 2Checkout payment processing. We're here to help you truly "go global" and offer a local buying experience to your customers.

Our checkout experience maximizes conversions by adapting to local languages, currencies and payment methods. It also reflects your brand, which buyers trust.

Mercado Pago is a tool focused on the receipt of payments, through which it is possible to send shareable payment links and include a fast checkout mechanism to a brand's e-commerce without requiring customers to have an account on the platform to complete their purchases.

Mercado Pago

Windows

lawyer

If you make these adjustments, for me it becomes perfect. I like paying for essential services through it, and I also really like the ease of shopping online.

comerciante

I like all the functions ,but the most impressive is the product's  efficiency and ease of integration with my business.

administrative assistant 

In general it’s been great I think it’s a great tool and a secure want to have online shopping and also you can link it with shopify so it makes makes it really easier to manage it.

winner

I use it constantly, I liked it when there was a reduction in the fee for the machine. I like the credit card and credit market function too, it has saved me on many occasions.

The only bad thing I see in this application is that your payment is reflected 30 days from you from the sales.

If you lose MP's debit card and request a new one, they charge a ridiculous amount of money, when most of its competitors don't charge a thing.

If you don’t have a debit card this is the perfect option for you, for a small amount of money you can get a normal card an a digital one for barley free.

Gerente

My experience with Mercado Pago has been very good, it's the most practical transfer system and the one I use the most in general.

Working capital, possibility of receiving at the same time, this is good for those who need the value.

In overall I had a great time and experience with the app and the money management that it offers.

Atendente 

Very good, makes instant payments and is easy to use.

From the first time I used it, I found it easy to use and its interface is also very helpful.

Investidor

I don't like the cost of the fees and the customer support, they take a long time to get back to me when I have a problem.

VENDEDORA

I really like Mercado Pago because it is very easy to use.

AGRICULTOR

I really like mercadopago, the digital account facility, the simple interface and the diversity of products and services within the app.

Téc de telecomunicação

I think the most underrated function of this app is the presentation of duplicate receipts. This feature is somewhat hidden, which I consider to be the only defect of the application.

PayPal vs Mercado Pago Comparison (2026)

PayPal

Mercado Pago

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives