PayPal vs PayPal Commerce Platform

Venmo

Shopify

Stripe

Square Point of Sale

Square Payments

Payoneer

Compare PayPal and PayPal Commerce Platform based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Ad hoc Reporting

AI/Machine Learning

Alerts/Notifications

Anomaly Detection

Authentication

Barcode/Ticket Scanning

Billing & Invoicing

Billing Portal

Cash Management

Check Fraud Detection

Compliance Management

Contact Database

Credit Card Processing

Customizable Dashboard

Customizable Invoices

Data Import/Export

Data Management

Data Security

Data Visualization

Debit/Credit Card Processing

Deferred Billing

Digital Wallet Payments

eCommerce Management

Electronic Payments

Electronic Signature

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

For Banking

For eCommerce

For Food Trucks

For Retail

For Small Businesses

Fraud Detection

In-Person Payments

Internal Fraud Monitoring

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Marketing Reports

Mobile Access

Mobile Payments

Monitoring

Multi-Currency

Multi-Location

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Order Management

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Payment Options

Payment Processing

Payment Tracking

PCI Compliance

Performance Management

Point of Sale (POS)

Product Catalog

Projections

Promotions Management

Real-time Alerts

Real-Time Data

Real-Time Monitoring

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Refund Management

Reminders

Reporting/Analytics

Returns Management

Risk Analysis

Risk Management

Role-Based Permissions

Sales Reports

Sales Tax Management

Scheduled/Automated Reports

Search/Filter

Self Service Portal

Shipping Labels

Shipping Management

Social Media Integration

Status Tracking

Transaction History

Transaction Monitoring

PayPal

Android

Web-based

iPad

iPhone

student

What I like the most about paypal is, it is easy to use in paying and most of all paypal giving a gift reward in every users.

customers service

The Paypal program is very wonderful. The ease in depositing and withdrawing is very distinguished.

Content writer

However, people also get blocked by PayPal without any warning and they can freeze and hold the money from that account that makes annoying things to the user.

Biologist

Also, I do worry about storing my bank account information for a service like PayPal. They might be insured against fraud, but I still worry sometimes that my account information will be stolen.

Administrative Clerk

This becomes a problem when you need money quickly. IPN and PayPal API are unstable, often messing up transactions, especially if they involve limited items and need verification as soon as possible.

assistant

Love the ease of use and the ease of implementation/integration within other websites and platforms to capture payment.

I attempted to get them to refund money from fraudulent suppliers for months to no avail. Several of my associates found the same thing.

Educational Consultant

This has been a great overall experience. I love that PayPal now has started accepting Bitcoin and cryptocurrencies.

Customer Success Manager

Quick and reliable solution for those who need to have the ability to take and send payments in a secure fashion.

Manager

It is as safe and secure as the most popular credit cards, continuously gaining trust of costumers all around the world. It has a fast invoicing service for freelance and business users.

Sr Consultant 

PayPal is a great tool that allows for incoming and outgoing cash exchange in a seamless way. It is easy to idea and very secure.

Victim Advocate 

I love the ease of use, both on the computer and the app on my phone. I love the feeling of security in sending money to friends and making purchases online.

Teacher

On top of all this, I'm pretty satisfied with how it ensures the security and privacy of my accounts and my e-money. I've never been this happy as much as I am with PayPal.

graphic designer

It's a very great solution for sending money to everyone, I used it weekly and I like it so much, I really love it.

Engineeing Intern

Having money in PayPal really helps with the ease of payment at various points during online shopping. I love the easy transition of the gateway with the security.

I love that when you purchase using Paypal, if the item received is either wrong or never delivered, they have a great customer service team that can help resolve it.

Office Administrator 

Satisfactory, customer service is great and helpful, easy for customers and employees. Platform very user friendly.

Marketing Manager

The PayPal API is fantastic and the ease of use trumps any potential downfalls we may have. PayPal has been fantastic and helps keep PII and payment information safe.

PayPal screenshot: PayPal payment options

PayPal screenshot: PayPal payments

PayPal screenshot: PayPal risk dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

PayPal Checkout is an online checkout solution that can be integrated with eCommerce marketplaces and business websites to allow customers to use a range of payment methods on websites, in-app, or on mobile. The tool aims to increase conversions and reduce cart abandonment by streamlining checkout.

PayPal Commerce Platform

President

It is highly intuitive, has good support and community help modules, and has been very responsive when i had problems. I also really appreciate the below-market rate for nonprofit donation processing.

I love how fast and easy it is to use. It's also great that you don't have to wait for your money like other payment processors.

Director

Full of bugs that could not be recreated, losing us sales and worse - really bad customer feedback due to their. Being overcharged, 2. not being able to check out.

Founder

This can be a fabulous experience the ease of use is great its the most common option at MOST online sites.

cashier

My customers love it that I have this option what makes them happy makes me happy.

Overall, I have had a great experience with using PayPal Checkout to pay for items. I love being able to use this safe and secure website to pay without having to put in my card information.

Project Manager

PayPal has been a real asset for customers who have eCommerce business platforms. Their customers love the ability to pay with PayPal.

Head of Practice

If you are buying or selling online definitely best payment solution in the industry. Especially buyer protection feature is seamless.

There have been times that it can be difficult to get the proper API Keys in PayPal, but this is more on user error than PayPal itself.

designer

It gives you the best money transfer and receipt service faster and easier for the user, giving him a very fast and enjoyable experience.

Assistant Manager

The worst part about PayPal was getting our money out of the account.

Accountant 

It's easy to use and highly effective. I will definitely recommend this platform so we'll done guys.

Accounts Payable Specialist

Its easy to implement and provides a stream lined way to have online purchases. Its also great that it can connect to QuickBooks online directly as if it was a bank.

Also the disputes side of things on the part of the customer can sometimes leave you high and dry.

health care 

I enjoy that knowing my earned money is well protected and easily accessible.it integrates very well with many survey sites and I find that there are always another survey site signing up with PayPal.

Quality Engineer

User interface is user friendly, and easy to use. Very convenient for both users.

Director of Media Services

Our experience has been positive from the start. During the setup phase the PayPal support team were always on hand, and never seemed to rush through any of the steps.

The platform also delivers on every promise and integrates across all online applications where we use it.

PayPal vs PayPal Commerce Platform Comparison (2026)

PayPal

PayPal Commerce Platform

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives