PayPal vs PicPay

Venmo

Square Point of Sale

Payoneer

Bindo POS

PayPal Checkout

AccessPay Platform

Compare PayPal and PicPay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Access Controls/Permissions

Accounting

ACH Payment Processing

Activity Dashboard

Ad hoc Reporting

AI/Machine Learning

Alerts/Notifications

Anomaly Detection

Authentication

Barcode/Ticket Scanning

Billing & Invoicing

Billing Portal

Cash Management

Check Fraud Detection

Compliance Management

Contact Database

Credit Card Processing

Customizable Dashboard

Customizable Invoices

Data Import/Export

Data Management

Data Security

Data Visualization

Debit/Credit Card Processing

Deferred Billing

Digital Wallet Payments

eCommerce Management

Electronic Payments

Electronic Signature

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

For Banking

For eCommerce

For Food Trucks

For Retail

For Small Businesses

Fraud Detection

In-Person Payments

Internal Fraud Monitoring

Inventory Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Marketing Reports

Mobile Access

Mobile Payments

Monitoring

Multi-Currency

Multi-Location

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Order Management

Payment Fraud Prevention

Payment Gateway Integration

Payment Links

Payment Options

Payment Processing

Payment Tracking

PCI Compliance

Performance Management

Point of Sale (POS)

Product Catalog

Projections

Promotions Management

Real-time Alerts

Real-Time Data

Real-Time Monitoring

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Refund Management

Reminders

Reporting/Analytics

Returns Management

Risk Analysis

Risk Management

Role-Based Permissions

Sales Reports

Sales Tax Management

Scheduled/Automated Reports

Search/Filter

Self Service Portal

Shipping Labels

Shipping Management

Social Media Integration

Status Tracking

Transaction History

Transaction Monitoring

PayPal

Android

Web-based

iPad

iPhone

student

What I like the most about paypal is, it is easy to use in paying and most of all paypal giving a gift reward in every users.

customers service

The Paypal program is very wonderful. The ease in depositing and withdrawing is very distinguished.

Content writer

However, people also get blocked by PayPal without any warning and they can freeze and hold the money from that account that makes annoying things to the user.

Biologist

Also, I do worry about storing my bank account information for a service like PayPal. They might be insured against fraud, but I still worry sometimes that my account information will be stolen.

Administrative Clerk

This becomes a problem when you need money quickly. IPN and PayPal API are unstable, often messing up transactions, especially if they involve limited items and need verification as soon as possible.

assistant

Love the ease of use and the ease of implementation/integration within other websites and platforms to capture payment.

I attempted to get them to refund money from fraudulent suppliers for months to no avail. Several of my associates found the same thing.

Educational Consultant

This has been a great overall experience. I love that PayPal now has started accepting Bitcoin and cryptocurrencies.

Customer Success Manager

Quick and reliable solution for those who need to have the ability to take and send payments in a secure fashion.

Manager

It is as safe and secure as the most popular credit cards, continuously gaining trust of costumers all around the world. It has a fast invoicing service for freelance and business users.

Sr Consultant 

PayPal is a great tool that allows for incoming and outgoing cash exchange in a seamless way. It is easy to idea and very secure.

Victim Advocate 

I love the ease of use, both on the computer and the app on my phone. I love the feeling of security in sending money to friends and making purchases online.

Teacher

On top of all this, I'm pretty satisfied with how it ensures the security and privacy of my accounts and my e-money. I've never been this happy as much as I am with PayPal.

graphic designer

It's a very great solution for sending money to everyone, I used it weekly and I like it so much, I really love it.

Engineeing Intern

Having money in PayPal really helps with the ease of payment at various points during online shopping. I love the easy transition of the gateway with the security.

I love that when you purchase using Paypal, if the item received is either wrong or never delivered, they have a great customer service team that can help resolve it.

Office Administrator 

Satisfactory, customer service is great and helpful, easy for customers and employees. Platform very user friendly.

Marketing Manager

The PayPal API is fantastic and the ease of use trumps any potential downfalls we may have. PayPal has been fantastic and helps keep PII and payment information safe.

PayPal screenshot: PayPal payment options

PayPal screenshot: PayPal payments

PayPal screenshot: PayPal risk dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

Bindo is a cloud-based iPad POS solution which facilitates online shopping for the end consumer through the Bindo Marketplace, with features for multi-store management, purchase orders, time clock, credit card processing, API integration, analytics & reports, inventory management, & more

AccessPay is leading the way in driving digital transformation within finance and treasury teams, by modernising processes across banking operations, minimising the risk of fraud and error, enhancing efficiency and optimising cash visibility.

PicPay is a system for receiving remote payments made by credit card or by the user's balance on the platform, which works as a kind of digital wallet. With PicPay, companies and retailers can offer their customers the chance to pay in installments, up to 12 times without interest.

PicPay

Consultora 

I've been using it for over a year and it's the best for my financial transactions. Because it is super practical to use.

gerente

It gives you loan options, with ease of anticipation with generous reduction in interest. Today the whole family has a picpay account, including the 16-year-old brother.

help desk

The zero cost of the software helped with the choice, with the financial return being at a very good rate. Cash back promotions are another attraction.

Atendimento 

I've been using it for 11 months, I opened an account there on the recommendation of a friend and I really like the platform.

vendas

It is the most affordable and easy to use bank.

I really wanted to be able to have loans for minors. In terms of loans, I think it's a negative point.

Design

Fast safe, I make fast payments, and my money pays a lot on PIC Pay is wonderful.

Proprietário 

Limited customer service support. No cashback on debit card purchases.

Getting in touch to order a second card is difficult.

The app's home screen is very cluttered. With a lot of information and advertising from partners, it sometimes makes it difficult to find the tool we want to use.

PayPal vs PicPay Comparison (2026)

PayPal

PicPay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives