Paystand vs Square Payments

PayPal

Venmo

Stripe

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

chief executive officer

the customer support responses are slow, you guys really need to step up on this, its really frustrating when one has a major concern and

Business Manager

We just started our first enrollment period with the new payment system, and so far we've had great results.   When I've emailed about questions I have, the team has responded very quickly.  

Avon rep

Is a platform where business cause use to pay their workers

Optimize your Billing and Invoicing with Paystand's automated platform. Enhance efficiency with click-to-pay and collections workflows. Enjoy zero-fees on the Paystand Network or choose from payment options like eCheck, ACH, and credit cards.

Accounting

Accounting Integration

ACH Payment Processing

Activity Dashboard

Alerts/Notifications

Audit Trail

Bank Reconciliation

Billing & Invoicing

Billing Portal

Bulk Send

Cash Flow Management

Cash Management

Check Processing

Compliance Management

Contact Database

Credit Card Processing

Customer Statements

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Security

Debit/Credit Card Processing

Discount Management

Dunning Management

Electronic Funds Transfer

Electronic Payments

Fraud Detection

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Payments

Multi-Currency

Multiple Payment Options

Online Invoicing

Online Payments

Partial Payments

Payment Collection

Payment Fraud Prevention

Payment Gateway Integration

Payment Processing

PCI Compliance

Real-Time Reporting

Receipt Management

Receivables Ledger

Recurring/Subscription Billing

Reminders

Reporting/Analytics

Reporting & Statistics

Self Service Portal

Third-Party Integrations

Transaction Monitoring

Vendor Management

The Paystand integration most frequently cited by reviewers is NetSuite, an accounting product rated 4.3 out of 5 for its integration with Paystand.

Integrations

Reviews for Paystand come from a wide variety of industries, including construction (9% of reviewers), information technology and services (6%), and wholesale (6%). The most frequent use case for Paystand cited by reviewers is payment processing (79% of reviewers).

Paystand

Web-based

authorize.net

Basic

the paystand app enables businesses to receive payments without having to pay any fees, its cost effective compared to many other similar apps.

i also love the fact that the platform automates invoicing and collections, reducing manual efforts and accelerating the payment cycle.

ive always enjoyed using paystand because of the smooth and easy payment methods plus the invoicing and collections automated on the app.

Operations Executive

It connects to systems like NetSuite, so there is automatic accounting receivable process.

Manager

My experience with it is upto the mark because it provides automates receivables and payables

Director

It provides us the ability to offer the customer multiple payment options.

The perpetrator was able to use one of our accounts (all accounts were admin users, no other option at the time) and change the banking information for deposits without review or notification to anyone else.

Senior HR Executive

The platform’s direct bank payment options ensure faster transactions.

Paystand is a cost-effective and efficient experience for handling B2B payments.

Owner

You get a response on if payment was approved d or declined.

Account Executive

Very positive experience especially collecting payments and my customers love the ability to now pay online

Accounts receivable specialist

Formatting doesnt always transfer well betweem mobile and computer.

Fantastic solution that saves us money and helps us grow our business

Accounts Assistant

It really helped us and our clients seamlessly pay for our services.

Very fast way to take payments from customers and clients

AUDITOR

Faster payments, and best for high-volume businesses

Engineer

There are many options in one spot, making the platform very convenient.

It’s a baking platform It's the easiest, safest way to send and receive money

admisnistrative assistant

paystand is free service but how they collect revenue

Easy to use and helps us automate payments.

We've been able to setup recurring billing cycles, easily add new payments for a client, charge payment methods when we get confirmation from the client, and more.

Controller

The ability to easily send an invoice and accept payment within minutes along with automated receipts to both internal users and the customer.

We started with the CC processing tools that allow a customer to pay directly from a web link and then moved into using the Lockbox. Once these were up and running they have worked well and met our needs.

Collections Manager

It has brought issues to Paystand that cannot be "solved" - like something as simple as scheduling a payment to run in the future on a specific day or setting up installments for our clients.   

President

They don't want the extra step of going to the Paystand portal to enter data. Since Paystand does not yet have a way to accept payments from other systems, we have to process the incoming  payments manually.

We've saved a ton of time and have eliminated data entry errors. But Paystand needs to fix the timing of funds delivery and add the ability to accept payments from other systems.

Accounts Receivable 

They've helped us get payment more quickly from slow payers and provided ease of mind to customers who don't like making payments over the phone or sending cc info via email.

I would like discounts to be shown in check out as a line item, Also for customers to be able to select the specific CMs they are using.

I love the fact that we can send payment links to customers for their general account, individual invoices and individual orders.

Also, we have issues each month - I should next to NEVER need to contact support - but we have to for the same issues over and over again.   If it were up to me, I cancel our contract immediately - all $45M+ worth of transactions per year.  

Overall experience is great customer service is very helpful and knowledgeable

Billing

Project manager

Easy to use, easy to navigate, will use again

Bookkeeper

One button send the payment link to customer.  

AR Manager

The process of depositing payments takes a minimum of 7 days to post causing our deposit screen to become very backed up.

Director of Finance

When we tried to expand Paystand usage to include subscriptions we found the process to create them in Netsuite a little cumbersome.

Due to the various reasons that PS fails us - we ran an additional $22M worth of transactions in our old system last year and $6.3M so far this year.  

My experience has been good so far. When we started there were several features that we wanted that were unavailable but paystand has since created those options, so I only envision more updates and improved functionality going forward.

CC processing to automate our collections process was the key reason we decided to work with Paystand.

Accounting Analyst

Customers are able to connect right to their invoice via a link on the invoice.

I don't know what it was about our system that just wasn't integrating well, but we found it too hard to keep trying to go back and forth with paystand to figure out what the problem was and how to prevent it from happening.

Customer Support

Client Payment

Ease of Use

Invoice Links

Small Business

Payment Options

Security and Access Control

B2B Payments

Large Enterprises

Mid-size Business

Owner 

The least thing is customer service, the wait times to talk to a real person is terrible when it comes to your money for your business.

Sales Associate

It relies entirely on service and wi-fi, so large events with little service can be hard to make work well, especially with high customer volume.

Store Manager

Any issues, Square customer service helps us right away.

After you take the time to figure everything out it does work fairly seamlessly it can be very confusing though for a first time person trying to work with it but the customer support for Square is excellent

Accept every way your customers want to pay with Square Payments.

Contactless NFC

Cryptocurrency Processing

Customer Database

Electronic Signature

Gift Card Management

In-Person Payments

Mobile Access

Mobile Card Reader

Offline Access

Payment Links

Point of Sale (POS)

Sales Reports

SSL Security

Transaction History

Reviews for Square Payments come from a wide variety of industries, including retail (7% of reviewers), health, wellness and fitness (7%), and arts and crafts (4%). The most frequent use case for Square Payments cited by reviewers is payment processing (78% of reviewers).

Users and use cases

Reviewers appreciate Square Payments’ transparent, flat-rate pricing, lack of monthly fees, and included basic features, but some users report that transaction fees add up quickly, especially for high-volume businesses, nonprofits, or those needing advanced features.

Value for money

The Square Payments integration most frequently cited by reviewers is ClinicSense, a massage therapy product rated 5.0 out of 5 for its integration with Square Payments.

Square Payments is a payment processing tool with key features that include debit/credit card processing, secure transaction handling, fraud prevention, mobile payment support, online payment capabilities, and more.

Square Payments

iPad

Android

iPhone

Clover

PayPal Point of Sale

PayPal Commerce Platform

Payanywhere

Square Point of Sale

SumUp

SpotOn

Cash App

Invoicely

ProPay

In person

Online

Invoices

Manually entered

Dependence on strong connectivity

Sometimes connectivity issues arise based on WIFI connection or issues with customer phones not having service to process apple pay or tap payments.

Fulfillment Manager

No real issues with Square, it does seem to be pretty heavily dependent on WiFi or Cellular access at the mobile level and that can sometimes be a hinderance during outages.

78% of reviewers feel negative about Square Payments’ connection requirements. Some users report frequent issues when WiFi or cellular signals are weak, especially at events or in rural areas. Reviewers say the system can be slow to connect, disconnects unexpectedly, or fails to process payments without a stable internet connection. Some users indicate that troubleshooting often involves restarting devices, which disrupts service. Reviewers feel this dependence on connectivity can hinder business operations and create delays during transactions.

Multiple swipes and user frustration

40% of reviewers feel negative about Square Payments’ card swiping experience. Some users report that cards often need to be swiped several times before being read, causing delays and discomfort for both staff and customers. Reviewers say this can lead to concerns about double charges or the legitimacy of the transaction. Some users mention that hardware limitations, such as the need for adapters or orientation confusion, add to the inconvenience. Reviewers feel repeated swiping negatively impacts the customer experience.

Inconsistent card reader performance

Registered Dietitian

I only use the small card reader that Square provided at no charge and I find it has difficulty with various magnetic strips and won't complete the charge.

42% of reviewers feel negative about Square Payments’ card reader. Some users report frequent issues with the reader failing to detect cards, requiring multiple swipes, or disconnecting from devices. Reviewers say hardware compatibility problems arise with newer phones or cases, and the need for adapters can be inconvenient. Some users indicate that when the reader malfunctions, they must enter card information manually, which is slower and incurs higher fees. Reviewers feel these disruptions can slow down service and frustrate customers.

Paystand vs Square Payments Comparison (2026)

Paystand

Square Payments

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives