Square Payments vs 8am AffiniPay

PayPal

Venmo

Stripe

PayPal Point of Sale

Clover

PayPal Checkout

Compare Square Payments and 8am AffiniPay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

PayPal Checkout is a payment checkout platform that enables retailers to process payments via various payment modes.

8am AffiniPay is a payment processing solution designed to help nonprofits, associations, and other organizations accept membership dues, sponsorships, and event registrations from members.

Alerts/Notifications

Customizable Branding

Data Import/Export

Multi-Currency

Payment Gateway Integration

Real-Time Data

Search/Filter

Self Service Portal

Status Tracking

Transaction Monitoring

8am AffiniPay

Treasurer 

Outstanding product as our organization serves people throughout the US and is secure enough for our members to feel that they can use safely when paying for products and dues.

Assocation Manager

It does what it is supposed to do without very few issues. The few times that I have needed help or support, the company responded very quickly and the matter was resolved promptly.

Co-Founder

This is a great feature. Would recommend it easily and with confidence as Affinipay has exceeded our expectations.

Director of Operations & Education & Acting Interim Executive Director

Affinipay is a great company to work with and I would recommend them to other associations.

Executive Director

The software is very user friendly and easy to use. It integrates seamlessly with our database.

Affinipay's biggest feature is its simplicity and ease of use. Love the admin page which details all activity.

Program Administrator

But perhaps most important is that if I need support it is easy to access and high quality.

Finance Manager

The only issue we have ever had is a fraudulent payment reaching our bank account that was later deducted.

Chief Operations Officer

We’ve used Affinipay 10+ years, and we remain completely satisfied. Super easy to use and meets all our needs.

Ease of use and clarity and great user interface.

Administrator

For my purposes, there is nothing that I feel is missing. It has everything I need.

I've been very pleased with how well the transition to Affinipay went and how well it integrates into our database.

The only problem I encountered with this software involved a form change for our donors when making online donations.

President 

Ease of coordination with Wild Apricot, reports are  structure the way I need them. It is easy to process refunds when necessary.

President

It's so easy to get the reports I need or process a refund.

The cost is higher than we were used to, but I think that has to do with the deal struck by our web host, YourMembership.

Square Payments vs 8am AffiniPay Comparison (2026)

Square Payments

8am AffiniPay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives