Square Payments vs Cash App

PayPal

Venmo

Square Point of Sale

PayPal Point of Sale

Google Pay

Clover

Compare Square Payments and Cash App based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

Activity Tracking

Authentication

Cryptocurrency Sending & Receiving

Customer Accounts

Customizable Branding

Investment Management

Multi-Coin Support

Multi-Currency

Online Banking

P2P Payments

Payment Processing

Portfolio Accounting

Portfolio Reporting

Real-Time Data

Remote Deposit

Secure Data Storage

Stock Management

Stock Tracking

Tax Calculation

Tax Filing

Tax Forms

Tax Management

Transaction Monitoring

Visual Analytics

Cash App

Media associate 

They are lying how can you deposit money but can't withdrawal money. My husband has money come up missing from his account all the time.

Educator and CEO

My experience was poor with Cash App due to the hacking and fraud. Customer Service was extremely rude and unhelpful.

Marketing Associate

It is free so it is great for the price. Always expect an issue can occur and then when they don't, it makes for an awesome day.

What i like most is that my loved ones will get any cash i send them within a matter of minutes. Its fast and easy just a click of a button.

Something really fun and unique is that you can order a free Cash App debit card (or a fancier one for a small fee) that you can customize with your signature or any type of doodle or icons you like.

Housekeeper

What I like best about the cash app software is that it is super easy to use.

Freelancer

This is a fantastic tool for sending money from one person to another. I really appreciate the function that allows you to seek money from a person in the same way that an invoice would.

General Manager

Easy to use, works great!!! It integrates with all platforms with ease, haven't had any issues with crashes or app not loading.

Self Employed

Its absolutely great great way to receive money.

The software also gives you a little cash bonus just for signing up, and it does the same thing when you recruit new users. It's always a good thing to just get free money.

The app also provided a small monetary bonus just to sign up and does the same when you recruit new users. Free money is always a good thing.

I like the ease in sending and receiving money, and the instant transfer fee isn't that high.

Homemaker

I had problems logging in because my phone number changed.

Teammate

The cash app features is real time and at soonest possible time cash provider. It can easily be integrated with  small personal business or a slowly growing business at a small or affordable cost.

Cash App is easily recognizable,  easy to use, and I recommend this app to everyone.

Founder

The support staff at Cash App respond to any issues and rectify them as soon as possible. Will always recommend the app.

They never delivered and I had no recourse to go back at them so it was a lesson learned in caution.

Once one transaction fails no matters who fault it is , the app seems to flag you and not allow you to continue business in the manor previously held.

Square Payments vs Cash App Comparison (2026)

Square Payments

Cash App

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives