Square Payments vs Cheddar Up

PayPal

Venmo

Square Point of Sale

PayPal Point of Sale

Clover

Zeffy

Compare Square Payments and Cheddar Up based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Zeffy is the first and only zero-free fundraising platform. Sell tickets for your fundraising events, create donation and peer-to-peer campaigns, and manage donors and even memberships from an intuitive all-inclusive fundraising platform.

Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

Access Controls/Permissions

Alerts/Notifications

Attendance Management

Attendance Tracking

Communication Management

Contact Management

Contribution Tracking

Customizable Branding

Customizable Fields

Customizable Forms

Customizable Reports

Customizable Templates

Data Import/Export

Discount Management

Donation Tracking

Donor Management

Drag & Drop

Dues Management

Email Reminders

Event Management

Event Registration

For Nonprofits

Forms Management

Fundraising Management

Goal Setting/Tracking

Inventory Management

Member Communication

Member Database

Membership Management

Membership Signup

Mobile App

Mobile Giving

Mobile Signature Capture

Multi-Currency

Online Booking

Online Forms

Online Giving

Online Registration

Payment Processing

Personalization

QR Codes

Real-Time Analytics

Real-Time Data

Real-Time Reporting

Recurring Giving

Refund Management

Registration Management

Sales Tax Management

Search/Filter

Self Service Portal

Status Tracking

Summary Reports

Transaction Monitoring

User Management

Volunteer Management

Cheddar Up

Treasurer

Clean appearance, easy to set up and easy for our families to use. The value for the cost of our membership is fantastic since it is bundled with our MoneyMinder subscription.

The visual look of the page is beautiful and clean and I love how we can even have our own webpage with all our open collections in one place.

Founder

My overall experience has been great. Cheddar Up is easy to use, and their customer service is incredibly responsive and helpful every time I’ve had a question.

Communications Director

I was so impressed with how easy it was to create a great-looking fundraising page for our Plant Sale. Everyone commented on how great our site looked.

President

The payment process is super easy to use. We really love the capabilities to have several fundraisers open for different events and being able to track each events page.

Use for donation and event payment registrations and tracking. Super easy and seamless.

We also love being able to attach a form with payment that can help distinguish which child receives credit for a donation that was received.

VP and Director of Communications

I share with other organizations often about the benefits and how they can streamline their collections & information. It's 100% worth the subscription cost.

Our experience has been very positive. We are glad to be able to use CheddarUp to propel our fundraising efforts forward for our organization.

Teacher/PTA President

The ease and set for our school community and we have been able to double our fundraising because of it. Parents and families love the online option for payment.

Our club members and donors have been very positive about the interface, and it integrates seamlessly with MoneyMinder.

I love the online payment system. It is secure, integrates fully with our accounting software and is convenient for our families.

I love the ease of setting up campaigns and fundraisers as well as receiving credit card payments.

director

We used a different option for ticket sales last year and it was a mess.

A smart & simple solution for fundraising that's so easy to use.

Nothing at this time really. Adding pictures to the collections was a little more difficult than I expected.

Dispatcher

We use Cheddar Up for a raffle fundraiser for a coworker, whose husband has colon cancer.

Community Engagement

I can't really think of anything that I don't like about Cheddar Up.

Square Payments vs Cheddar Up Comparison (2026)

Square Payments

Cheddar Up

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives