Square Payments vs PayPal Commerce Platform

Venmo

Shopify

Stripe

PayPal Point of Sale

Payoneer

Clover

Compare Square Payments and PayPal Commerce Platform based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

PayPal Checkout is an online checkout solution that can be integrated with eCommerce marketplaces and business websites to allow customers to use a range of payment methods on websites, in-app, or on mobile. The tool aims to increase conversions and reduce cart abandonment by streamlining checkout.

PayPal Commerce Platform

President

It is highly intuitive, has good support and community help modules, and has been very responsive when i had problems. I also really appreciate the below-market rate for nonprofit donation processing.

I love how fast and easy it is to use. It's also great that you don't have to wait for your money like other payment processors.

Director

Full of bugs that could not be recreated, losing us sales and worse - really bad customer feedback due to their. Being overcharged, 2. not being able to check out.

Founder

This can be a fabulous experience the ease of use is great its the most common option at MOST online sites.

cashier

My customers love it that I have this option what makes them happy makes me happy.

Teacher

Overall, I have had a great experience with using PayPal Checkout to pay for items. I love being able to use this safe and secure website to pay without having to put in my card information.

Project Manager

PayPal has been a real asset for customers who have eCommerce business platforms. Their customers love the ability to pay with PayPal.

Head of Practice

If you are buying or selling online definitely best payment solution in the industry. Especially buyer protection feature is seamless.

There have been times that it can be difficult to get the proper API Keys in PayPal, but this is more on user error than PayPal itself.

designer

It gives you the best money transfer and receipt service faster and easier for the user, giving him a very fast and enjoyable experience.

Assistant Manager

The worst part about PayPal was getting our money out of the account.

Accountant 

It's easy to use and highly effective. I will definitely recommend this platform so we'll done guys.

Accounts Payable Specialist

Its easy to implement and provides a stream lined way to have online purchases. Its also great that it can connect to QuickBooks online directly as if it was a bank.

Also the disputes side of things on the part of the customer can sometimes leave you high and dry.

health care 

I enjoy that knowing my earned money is well protected and easily accessible.it integrates very well with many survey sites and I find that there are always another survey site signing up with PayPal.

Quality Engineer

User interface is user friendly, and easy to use. Very convenient for both users.

Director of Media Services

Our experience has been positive from the start. During the setup phase the PayPal support team were always on hand, and never seemed to rush through any of the steps.

The platform also delivers on every promise and integrates across all online applications where we use it.

Square Payments vs PayPal Commerce Platform Comparison (2026)

Square Payments

PayPal Commerce Platform

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives