Square Payments vs Razorpay

Venmo

Stripe

PayPal Point of Sale

Clover

PayU

Compare Square Payments and Razorpay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayU is a payment processing platform that enables global reach with local expertise through full payment methods coverage. PayU ensures the highest possible approval rates with the lowest fees and highest level of security  – with a single API connection.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Pi is an ML-driven decision-making engine that dynamically personalizes and manages risk for individual users throughout their lifecycle so that businesses can shoulder the burden of risk more easily and proactively pursue their growth strategies.

Razorpay is a cloud-based payment processing software designed to help midsize and large businesses manage finances through payment gateways, vendor payouts, and subscription options. It enables organizations to accept payments from customers through various methods and automate payouts to vendors and employees.

Benefits Management

Check Printing

Compensation Management

Direct Deposit

Employee Database

Offboarding

Onboarding

Payroll Management

Payroll Reporting

Self Service Portal

Tax Calculation

Tax Compliance

Razorpay

Windows

Founder

I am too happy to have adopted RazorPay since the beginning of their journey. I am realy thrilled to see how fast they are growing and providing unbelievable solutions to all their clients.

Business Development Manager

The customer support of Razorpay is also great as they offer a dedicated relationship manager for every account which helps to sort out payment issues quickly.

Overall, we are happy with Razorpay. Their support is good and the payment interface is sleek.

Cofounder and CEO

Razorpay is super easy to setup: I tried to set up other software for collecting the payments on our website but Razorpay is more comfortable to set up and start using in a few clicks.

Director

Extremely rude customer support and unethical company. Do not use their payment integration services, as they don't offer refund of transaction fees on reversal.

Founder & CEO

Payments are instant and secure with Razorpay. Setup and website integration is super easy and instant also.

Senior Technical engineer

The product is very useful and easy to use. Even a shop vendor can easily access and make a good of that.

One of worst irresponsible team they have, no values for client.

The best thing about Razorpay is it allows many useful features and the commission fee is very low.

Project head

Customer service is pathetic, no one is there to guide merchants.

Even if there was any reason for rejection, they should have done it right in the start, and not after 1 year of usage and after more than a lakh was collected.

Manager - IT

Charges are high and customer support is poor.

Also they recenly launche their ThirdWatch integration to convcert COD payments into Online payments is a life saver. The most fun fact is that they have ZERO annual maintainence cost.

I checked with other startups within my incubators and other forums, all are frustrated with their service. They make it easy to subscribe to services and almost impossible to stop the subscription.

After using them for 1 year, they suddenly block the service on my live site stating that the partner banks have rejected the company.

Freelancer

Integrating Razorpay with my online store allowed me to process and settle payments without any problems - and it continues to work without any glitches.

There is tons of cons, here are few. Account activation will take at least a month, and documents will be asked randomly and no standard process will be followed.

Digital Marketing Manager

Expanding your online store reach outside India is a little bit difficult with Razorpay as it still lacks the feature of handling international payments.

Square Payments vs Razorpay Comparison (2026)

Square Payments

Razorpay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives