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Stripe Payments vs Square Point of Sale Comparison (2026)

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PayPal Payments

4.6

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4.7

Good recommendations?

Stripe Payments

Square Point of Sale

Overview

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

3.3K

2.4K

655

121

Value for money

Ease of use

Features

Customer support

81%

would recommend this app

4.6

2.2K

615

130

Value for money

Ease of use

Features

Customer support

83%

would recommend this app

Pros

“Stripe really stands out for making complex payment processing feel intuitive, with clean APIs, excellent documentation, and a structure that allows you to scale from a simple checkout to a fully customized payment ecosystem.”

Marc R.

Talent

“Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles.”

Kaleb V.

Founder and Managing Member

“The dashboard is clean, payments and payouts are reliable, and it covers invoicing, subscriptions, and recurring billing without extra tools.”

Stephen S.

Manager

Pros

“I can use it to check people out, keep people engaged and communicating, process payments professionally and easily and the website was a big bonus!”

Shawn H.

Lead Therapist, Owner

“It offers a debit card tied to the account, that allows me to have instant access to funds, and if I use the transfer option, it takes one day to reach my bank account, or instant for another fee.”

Chris L.

Operations

“Square Point of Sale is highly effective for a music and content-based business that sells lessons or services, as it makes in-person and online payments simple and fast.”

Michael Z.

Owner

Cons

“We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.”

Jennifer J.

Practice Manager

“Customer support and client support can feel slow on dispute appeals, while edge case bugs and issues in webhook retries disrupt ease of use for card payments and credit card payments.”

Estrella A.

Software Engineer

“In rare instances, we have faced issues while syncing the transaction data with our ERP software and that may lead to some time delay in payments being reconciled on our site.”

Eric P.

ERP Supervisor

Cons

“The setup process was confusing as it required an another app epically if you were using the lighting reader and a verification process, as well as linking your bank accounts and test transactions.”

Absana P.

Tier III Technician

“This situation caused real damage to my life. That $1,447 was reserved for something extremely important with a strict deadline attached to it. Because I did not receive the money in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment.”