Venmo vs Heartland Payments+

PayPal

Square Point of Sale

Square Payments

Cash App

authorize.net

Elavon

Compare Venmo and Heartland Payments+ based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

ACH Payment Processing

Credit Card Processing

Data Security

Debit/Credit Card Processing

Electronic Payments

In-Person Payments

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Processing

Point of Sale (POS)

Promotions Management

Reporting/Analytics

Sales Reports

Transaction History

Venmo

Android

Web-based

iPad

iPhone

Owner

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

Student

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Venmo screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Elavon offers payment processing solutions for businesses to accept payments in-person, online, and on-the-go. The platform features advanced security to protect data, customized reporting for insights, and industry-specific solutions for sectors like retail, healthcare, and hospitality. Recognized by Forbes as a top credit card processor in 2024, Elavon provides 24/7 customer support for merchants.

Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

Activity Dashboard

Billing & Invoicing

Contactless NFC

Cost Estimating

Digital Wallet Payments

Electronic Signature

Financial Management

Gift Card Management

Invoice Creation

Invoice History

Invoice Processing

Mobile Access

Online Invoicing

Quotes/Estimates

Recurring Invoicing

Recurring/Subscription Billing

Search/Filter

Third-Party Integrations

Heartland Payments+

Linux

Windows

Owner, President.

They were rude and then ghosted me. I was disappointed that I was sold an upgrade for product without having been told it was in Beta.

The people are so friendly and helpful when you need help. The software is very easy to use.

Accounting Manager

I like the simplicity that facilitate easy payments to my bank account. Its easy to set up and very secure.

owner

Customer service has been top notch with clarity and ease of communication. The system is easy to use also with payment processing and deposits.

Founder

Bad service, either being raciest sales staff of disrespectful, KC sucks.

Product Manager

The integration process is super easy and support is also very good. We never had any problem with them in the past 2.5 Years of integration with them.

Customer Service Representative

Incase of help needed the customer support has always been available to help on time. This has been our go-to payment system that facilities fast and secure way to collect and receiving money.

Sales and Strategic Partnership VP

Heartland Payments+ has offered us all the outstanding experience we would have wanted when receiving and processing payments from customers and clients.

My experience is the worst I have ever had with any service provider i tried.

Financial Representative

The advanced payment protection functions that safeguards our money from fraud. It has very supportive services team who help us resolve issues expertly.

Licensed Realtor

What I liked most about this software is the ease of use.

Office Mamager 

Timely processing, along with helpful agents and easy access to the website. Good delivery time even with short notice.

Cosmetic Formulator

Plus, my company is growing and I plan to bring on employee(s) in the near future. So I was thrilled to set this up and move this burden off my shoulders.

Company error, falsely added to TMF "blacklist, can't get merchant services, Beware.

Software Engineer

Heartland Payments+ makes it easy and fast to handle payments, ensuring accurate billing and secure transactions, with a support team that quickly solves any problems.

I become very excited each time I see Heartland in my bank account.

But a member of that team is assigned to you, so there is a chance of developing a relationship, helping you to build a good experience for you customers.

Sr. Software Engineer

They provide complete test cases and test API to verify and implement a solution.

Venmo vs Heartland Payments+ Comparison (2026)

Venmo

Heartland Payments+

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives