Coverage Register - 2026 Pricing, Features, Reviews & Alternatives

Coverage Register gives risk managers and CFOs their own page to bring to the renewal meeting, built from the schedule the broker already sent. Paste one row per cover, with the insurer, limit, deductible, premium, number of claims and amount paid in the last three years, in any column order. Currency symbols, thousands separators and k or m suffixes are fine, and a first line naming your industry sets the comparison.

Per line, you see what you absorb on each claim and what that costs a year, how much the insurer stands behind, what the premium buys per unit of limit, and your loss ratio. Flags follow only where your numbers support them, such as cover you have never claimed on, pricing well above the rest of your schedule, or an excess you hit more often than it was set for. Findings come in severity order: lines that could not be placed, lines your industry usually carries that the schedule does not show, capacity never used, one insurer carrying more than half the premium, and property cover with no interruption cover beside it.

A closing block lists the questions to paste into an email to the broker. Behind each finding sit the ISO 31000, COSO ERM and ISO 22301 clauses that make the register evidence, along with APRA CPS 230 and NAIC model law material where relevant. It is arithmetic and questions, not advice on what cover to hold.

All figures are calculated in your browser. Pricing: the free plan lets you try six lines without an account. Solo is USD 29 per month for one person, adding CSV export, the single-loss scenario and a one-page board summary.

Team is USD 99 per month for the whole organisation.