Heelio - 2026 Pricing, Features, Reviews & Alternatives

Heelio is a financial management and treasury software platform designed to maintain up to date visibility of cash flow and profit and loss statements between accounting closures. The platform serves small and medium sized enterprises as well as corporate groups, investment funds, accounting firms and public sector organizations that require continuous financial oversight without waiting for monthly or annual closures. Heelio addresses requirements of business leaders, chief financial officers, financial controllers, treasurers, accountants and investors who rely on accurate management accounting data throughout the accounting period. The software operates without altering source accounting systems and maintains a separate management accounting layer for adjustments, provisions and reclassifications.

The platform comprises four core modules operating on a unified data model, namely treasury tracking, management profit and loss statements, forecasting and consolidation across multiple entities. Data connections extend to accounting systems via direct integration with Pennylane, MyUnisoft and Xero as well as file imports in FEC, CSV or Excel format. Bank accounts connect in read only mode through a Bridge integration ensuring no payment orders can be initiated. Invoice data imports from Stafiz and other invoicing platforms or through spreadsheet uploads. A transaction classification engine applies thousands of predefined rules developed over five years to categorize banking operations into accounting categories with artificial intelligence handling uncategorized transactions.

The treasury forecasting module produces cash flow projections by combining actual bank balances with outstanding receivables and payables and automatically positioning invoices awaiting payment or collection. Budgeting functionality allows construction of budgets based on prior year actuals for both profit and loss and cash flow and the creation of multiple scenario versions to test different business assumptions. The platform compares actual monthly results against budget forecasts line by line with visual indicators for variances. A customizable dashboard displays key financial metrics including treasury balance, monthly cash flows, revenue, gross margin and earnings before interest, taxes, depreciation and amortization with trend indicators and configurable graph displays.

Integrated artificial intelligence assistance via Nova responds to questions about financial data using user selected language models including Claude, GPT, Gemini or Mistral and cites sources when providing information. An MCP connector allows external AI assistants to access financial data in read only mode outside the platform interface. Access controls operate at granular levels with administrators assigning read only, contributor or administrator permissions on a per entity basis while supporting unlimited users. Consolidation functionality aggregates financial data across multiple legal entities onto a unified reporting grid enabling group level oversight for holdings, investment portfolios and multi entity organizations. All data is hosted within the European Union on Google Cloud infrastructure certified to ISO two seven zero zero one standards with encryption in transit and at rest.