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IQ Books

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The AI-native UK ledger that keeps the books itself

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IQ Books - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: October 2026

IQ Books overview

What is IQ Books?

IQ Books is an AI-native UK ledger that keeps the books itself while you review and sign them off. Xero, QuickBooks and Sage sell you help with the bookkeeping, and you still do the bookkeeping. With IQ Books, RiQ does it.

Bank transactions arrive coded, and the ones it is sure of post themselves. Receipts and bills file themselves from a photo or an email. Invoices are charged, receipted and allocated for you, and the books are matched and reconciled to the statement for you. It learns each business's patterns. VAT returns and MTD Income Tax quarterly updates go to HMRC straight from it, and IQ Books is on HMRC's list of software for MTD for Income Tax.

The ledger is free for one business, with invoicing, bills, stock, projects, fixed assets and multi-currency included. Paid plans from £5 a month add monthly credits for the automation, plus emailing invoices and reminders from the app and CIS and Companies House filing.

Accountancy practices give every client their own IQ Books from one subscription, kept by RiQ for the practice to review, with PrepIQ year-end working papers built in. The books can also be run from a conversation with Claude, where every change is shown as a plan before it is made.

Starting price

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IQ Books’s user interface

Ease of use rating:

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IQ Books reviews

Overall rating

No reviews

Rating breakdown

Value for money
Ease of use
Features
Customer support
Likelihood to recommend0/10

Rating distribution

IQ Books's key features

Most critical features, based on insights from IQ Books users:

Access controls/permissions

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Accounting

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Accounting integration

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Accounts payable

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Accounts receivable

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Activity dashboard

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Activity tracking

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AI copilot

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AI/Machine learning

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AP automation

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All IQ Books features

Access controls/permissions

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Accounting

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Accounting integration

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Accounts payable

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Accounts receivable

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Activity dashboard

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Activity tracking

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AI copilot

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AI/Machine learning

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AP automation

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API

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Approval process control

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AR automation

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Audit management

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Audit trail

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Automatic billing

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Autonomous task execution

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Bank reconciliation

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Billing & invoicing

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Bills of material

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Breadth of partner applications

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Budgeting/Forecasting

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Budget tracking

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Cash flow analysis

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Cash flow management

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Cash management

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Categorization/Grouping

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Chart of accounts

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Client portal

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Cloud integration

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Collaboration tools

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Collections automation

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Compliance management

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Compliance tracking

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Cost tracking

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Credit card processing

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Currency conversion

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Customer database

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Customizable alerts

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Customizable templates

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Customization

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Custom reporting

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Data extraction

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Data import

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Data import and export tools

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Data security

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Document management

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Document storage

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Electronic payments

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Encryption

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Estimating

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Expense claims

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Expense management

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Expense tracking

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File exports

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Financial analysis

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Financial consolidation & close management

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Financial Data Protection

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Financial management

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Financial reporting

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Financial statements

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Fixed asset management

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For cpa firms

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For distributors

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For small businesses

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Fraud detection

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General ledger

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Generative ai

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Historical data

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Income and expenses

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Income & balance sheet

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Internationalization

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Inventory control

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Inventory management

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Inventory pricing and costing

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Inventory reporting

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Inventory tracking

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Inventory tracking / ordering

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Invoice customization

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Invoice management

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Invoice processing

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Journal entries

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Mobile access

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Mobile app

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Multi-Company

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Multi-Currency

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Multi-Entity / consolidation

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Multi-Location

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Notes management

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Notifications

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Offline

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Order management

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Output document generation

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Payment processing

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Payroll

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Payroll management

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Performance and reliability

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Performance metrics

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Predictive analytics

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Project accounting

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Purchase order management

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Purchasing & receiving

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Quotes/Estimates

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Real-Time data

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Receipt management

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Recognition rules

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Reconciliations

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Recurring/Subscription billing

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Reminders

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Remote access/control

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Report generation

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Reporting/Analytics

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Reporting and dashboards

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Reporting & statistics

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Revenue allocation

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Revenue types

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Sales order management

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Sales tax management

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Scheduling

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SSL security

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Status tracking

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Support chatbots

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Tags / dimensions

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Tax calculation

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Tax compliance

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Tax management

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Third-Party integrations

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Time and expense

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Time tracking

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Track cash flow

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Transaction history

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Transaction management

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User, role, and access management

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Vendor management

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Versioning

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Workflow capability

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Workflow management

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IQ Books alternatives

IQ Books

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Starting from

Free

Free trial

Free version

Ease of Use

0.0

Features

0.0

Value for Money

0.0

Customer Support

0.0

Pocket Accountant

(0)

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Starting from

Per month

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

NUMMA

(0)

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Starting from

Per month

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

LedgerInbox

(0)

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Starting from

Per month

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

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Pocket Accountant

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Web, iOS, and Android bookkeeping tool for freelancers and small businesses, covering income, expenses,...

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NUMMA

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Cloud business management platform for French SMBs combining electronic invoicing, pre-accounting, and...

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LedgerInbox

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LedgerInbox is an accounting document management solution that centralizes financial inbox workflows for businesses.

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IQ Books pricing

Pricing plans

Pricing details:

Free plan

Free trial

Subscription

Free

Features included:

1 organisation with the whole ledger
Invoices, bills, stock, projects, fixed assets and multi-currency
VAT and MTD Income Tax filing to HMRC
1,000 credits of automation to try, top up any time

Starter

£5 a month

Features included:

5,000 credits of automation a month
1 organisation, the whole ledger
Emails invoices and reminders from the app
CIS and Companies House filing

Accountant

£15 a month

Features included:

25,000 credits of automation a month
Up to 5 organisations, each with the whole ledger
Emails invoices and reminders from the app
CIS and Companies House filing

Practice Essential

£78 a month

Features included:

50,000 credits a month
Up to 50 client accounts, each with its own IQ Books
PrepIQ year-end working papers
10 organisations on your own login

Practice Pro

£158 a month

Features included:

150,000 credits a month
Up to 250 client accounts, each with its own IQ Books
PrepIQ year-end working papers
10 organisations on your own login

Enterprise

£398 a month

Features included:

500,000 credits a month
Up to 1,000 client accounts, each with its own IQ Books
PrepIQ year-end working papers
10 organisations on your own login

User opinions about IQ Books price and value

Value for money rating:

0.0

(0)

IQ Books support options

Typical customers

Freelancers

Small businesses

Mid size businesses

Large enterprises

Platforms supported

Web

Android

iPhone/iPad

Support options

Chat

Email/Help Desk

FAQs/Forum

Knowledge Base

Training options

Documentation

Videos

IQ Books FAQs

Q. Who are the typical users of IQ Books?

IQ Books has the following typical customers:
Freelancers, Small Business

These products have better value for money

Q. What level of support does IQ Books offer?

IQ Books offers the following support options:
Chat, Email/Help Desk, FAQs/Forum, Knowledge Base

Related categories

Accounting