loyos - 2026 Pricing, Features, Reviews & Alternatives

The Financial Management Suite (FMS) by loyos is a Reporting-as-a-Service solution designed for SMEs, private equity firms, and finance teams that need reliable, consistent, and investor-ready financial reports – without the Excel chaos.

The FMS connects to your existing accounting systems (DATEV, SAP, Sage, LucaNet, Excel, CSV, and more) and automatically consolidates financial data into standardized reports. No system migration required. No manual data reconciliation. Just clean, validated numbers – available at the push of a button.

Key features:

Reporting & Analytics

Access over 25 standard reports including P&L, balance sheet, and cash flow statements. Dynamic dashboards allow drill-down analysis from group level all the way to individual booking entries. Fully customizable KPIs for CFOs, controllers, and management.

Planning & Forecasting

Integrated planning and forecasting with minimal setup effort. Create scenarios, compare plan vs. actual figures, and deliver reliable forecasts to banks, investors, and management boards.

Consolidation

Automated group consolidation across multiple entities, including intercompany eliminations and currency conversion. Generate a consistent consolidated report at the push of a button – ideal for holding structures and private equity portfolios.

Integrations & Interfaces

Seamless connectivity with all major accounting and ERP systems: DATEV, SAP, Sage, LucaNet, as well as bank APIs via BANKSapi. Additional custom integrations available on request.

Cash Board (Add-on)

Connect all bank accounts via API and monitor balances, cash flows, and liquidity forecasts in one central view – across all entities, updated daily.

Why companies shoose the FMS:

- Fast implementation: Up and running in under 2 weeks, with only about 1 hour of effort required from the customer side.

- No system change required: The FMS works with your existing tools and data sources.

- Investor-ready reports: P&L, balance sheet, cash flow, and custom KPIs that meet bank and investor requirements out of the box.

- Scalable: Whether you're a single-entity SME or a private equity firm managing 20+ portfolio companies – the FMS grows with you.

- GDPR-compliant: All data is hosted in Microsoft's West Europe Cloud (Netherlands), fully compliant with European data protection standards.

- Monthly cancellation: No long-term commitment required. (Though our churn rate tells a different story.)

- Personal support: Dedicated finance professionals based in Germany who understand the needs of mid-market companies and investors.

Who it's for:

The FMS is purpose-built for CFOs and controllers in SMEs who need to replace manual Excel-based reporting with a reliable, automated solution. It is equally powerful for private equity firms that need consolidated portfolio reporting across multiple companies, and for tax advisory firms that want to offer structured financial reporting as part of their service.

Over 1,000 users across Germany rely on loyos – with more than 80% of new customers coming through referrals.