Ma Ptite Paperasse - 2026 Pricing, Features, Reviews & Alternatives

Ma Ptite Paperasse is a cloud-based accounting application designed for the full spectrum of French legal structures, from micro-entreprises and sole traders (EI) to SASUs, SARLs, SCIs, holdings, liberal professions, associations, and private households. Rather than presenting users with forms to fill in, the product centres on an AI agent named Marguerite, trained on French accounting rules including the plan comptable, the Code General des Impots (CGI), BOFiP doctrine, URSSAF regulations, and official sources such as impots.gouv.fr and Legifrance. Marguerite proposes, explains in plain language, and awaits user validation before recording every accounting entry, keeping the user in control of the books at all times.

Ma Ptite Paperasse covers the complete accounting cycle: bank synchronisation (read-only), drag-and-drop receipt upload with automatic classification, FEC import for one-click migration from existing software, VAT declarations (monthly, quarterly, and annual, including multi-rate, VAT credit, and DOM cases), URSSAF contribution tracking, CFE/CVAE, mandatory register management, guided annual close, fiscal package (liasse fiscale) preparation, dividend distribution workflows, asset disposal, and electronic account filing. Multi-entity consolidation allows a company, its holding, and one or more SCIs to be managed within a single account. An MCP (Model Context Protocol) integration lets an external AI assistant query or act on accounting data via per-use API keys (read-only or write, revocable), without requiring the user to open the application. All data is hosted in Europe in an isolated, encrypted database per company, in compliance with GDPR.

Pricing is fixed per month (8-20 EUR depending on tier) and does not scale with revenue. Two tiers are available: Essentiel, covering micro-entreprises, EIs, independents, associations, and households; and Serenite, covering incorporated entities and SCIs. No commitment is required, the first month is free without a credit card, and all data including FEC exports remains accessible and downloadable at any time, including after cancellation.