Netto - 2026 Pricing, Features, Reviews & Alternatives

Netto is a cloud-based bookkeeping and invoicing platform built for independent freelancers and self-employed professionals operating under Dutch tax law. The platform covers the full financial workflow: creating quotes and invoices, tracking expenses, reconciling bank transactions, and filing VAT returns directly with the Dutch Tax Authority (Belastingdienst). Netto is designed for ZZP'ers and eenmanszaak operators who need compliant, structured financial administration without relying on an external accountant for routine tasks.

Netto supports Dutch-specific VAT configurations, including standard and reduced domestic rates, EU reverse-charge rules, and exemptions for non-EU clients, applying the correct rate automatically based on client location and registration status. Bank feeds connect directly to major Dutch banks, allowing transaction matching and reconciliation within the platform. Time tracking is integrated with invoicing, so billable hours convert to invoice lines without manual re-entry. The platform also generates income and expense overviews formatted for annual tax filing (IB-aangifte), reducing preparation time at year-end.

Netto operates entirely in the cloud with no software installation required, accessible via browser on desktop and mobile. The feature set is scoped specifically to sole traders and single-entity freelancers rather than multi-entity businesses or larger teams, keeping the interface focused and the administrative overhead low.