Recoura - 2026 Pricing, Features, Reviews & Alternatives

Recoura is a cloud-based failed payment recovery platform built for small businesses and SaaS companies processing payments through Stripe or Square. It picks up where processor retries end, targeting hard declines, expired cards, and lapsed subscription renewals through manual outreach or scheduled automatic dunning sequences. Invoices are delivered directly via Stripe or Square, allowing customers to complete payment in one click. Recoura connects to both platforms via OAuth 2.0, storing no passwords or API keys, and is available on the Stripe App Marketplace.

The platform centers on a unified dashboard that surfaces all failed payments, failure reasons, and total revenue at risk. Recovery workflows support both manual one-click payment request sending and fully automated scheduled sequences, with customizable email templates, custom branding, and in-app banners to notify customers inside the product. Recovery Guard verifies payment status against Stripe or Square before every outreach send, preventing duplicate charges. Slack and Microsoft Teams integrations deliver real-time alerts on payment failures and recoveries. Weekly AI-generated churn reports summarize recovered revenue, churned payments, and amounts still at risk, and AI-drafted recovery emails are generated in the business's own voice and tone, reviewed and saved by the user before sending.

Recoura is developed and maintained in the United States. Security measures include AES-256-GCM encryption for tokens and secrets at rest and two-factor authentication via authenticator app. A free dashboard tier provides full revenue-at-risk visibility with no credit card required. Paid plans use flat monthly pricing with no percentage-of-revenue fees, making cost predictable regardless of recovery volume.