SimpleChex - 2026 Pricing, Features, Reviews & Alternatives

SimpleChex is a cloud-based, web application that allows small businesses and bookkeeping firms to write, print, and email checks without pre-printed check stock. Checks are produced using real ANSI X9.13 E-13B MICR font, making output bank-accepted and indistinguishable from pre-printed checks. No software installation is required, and a one-time bank account setup is all that is needed to begin issuing checks from any standard printer on plain paper.

The platform supports two primary use cases: solo small business owners managing a single entity, and bookkeepers or accountants managing up to 10 client businesses under a Firm plan. Multi-business workspaces keep client accounts isolated and organized. Payees are stored with addresses and email addresses for reuse, and check numbers are tracked automatically. eChecks can be delivered directly to vendors by email, removing postal delays entirely. A free forever plan accommodates one business with up to 10 checks per month, with no credit card required to start; paid plans begin at $5 per month.

Every action taken within the platform, including check creation, voids, emails, and reprints, is recorded in a timestamped audit log, providing a verifiable accountability trail. This combination of MICR-compliant output, multi-business workspace management, eCheck delivery, and audit logging positions SimpleChex as a practical check management solution for small business operators and accounting professionals handling client disbursements.