Spruce (getspruce.io) - 2026 Pricing, Features, Reviews & Alternatives

Spruce (getspruce.io) is a cloud-based, web-based, and mobile client communication and business management platform built for mortgage professionals. It centralizes borrower messaging, document collection, task management, and client engagement tools into a single platform, giving loan officers and mortgage teams a structured way to manage borrower relationships from application through closing.

Core functionality includes secure client messaging, a borrower-facing portal with pipeline visibility, automated task checklists, document collection and storage, and automated reminders and notifications. Co-branding tools allow loan officers to extend the platform experience to referral partners, reinforcing partner relationships throughout the loan lifecycle. A mobile app for both borrowers and loan officers keeps communication accessible across iOS and Android devices. Integrations with loan origination systems (LOS) connect the platform to existing lending workflows, reducing duplicate data entry and keeping loan status information synchronized.

Spruce (getspruce.io) serves mortgage lenders, loan officers, mortgage brokers, and mortgage teams across the financial services industry, scaling from independent originators to mid-size and enterprise lending organizations. By consolidating borrower communication, document workflows, and task tracking in one platform, it reduces manual follow-up overhead and provides clients with consistent, transparent updates throughout the loan process.