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Credit Karma Logo

Monitor and improve credit scores with confidence.

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Credit Karma - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: November 2025

Credit Karma overview

What is Credit Karma?

Credit Karma is a credit monitoring solution that helps you take control of finances and manage credit with free tools and advice. Whether you want to purchase a home, car or student loan, start saving for retirement or protect yourself from fraudulent accounts and identity theft, Credit Karma can help you make informed financial decisions, save money and get faster access to capital.

Access your credit score, reports, tips, and monitoring tools anytime—no credit card required.

Starting price


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Credit Karma’s user interface

Ease of use rating:

Credit Karma reviews

Overall rating

4.6

/5

29

Positive reviews

90

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9.34/10
Rating distribution

5

4

3

2

1

22

4

2

0

1

Pros
“I like that you can log in with a number passcode, I like that it shows you your average tax refund estimate, I like that it keeps your credit score pretty updated and all the account information.”

Verified reviewer

Anonymity request

“I love credit karma customer service is very helpful when you have a problem with a transaction or anything. Money always came on time I love it.”
KT

Kelly T.

Phone banker

“Excellent credit monitoring application, ease of use, and the numerous help tips.”
FR

Franklyn R.

Manager

Cons
“I understand this is how they make their money, it is annoying. I also don't like that they offer tax preparation.”
MB

Merribeth B.

Realtor

“I haven't run into many things I don't like about Credit Karma but I do dislike how many emails I get that maybe I didn't need to.”

Verified reviewer

Anonymity request

Who uses Credit Karma?

Based on 29 verified user reviews.

Company size

Small Businesses

Midsize Businesses

Enterprises

Top industries

Construction
Retail
Computer Software
Consumer Goods
Others

Use cases

Reporting

Credit Karma's key features

Most critical features, based on insights from Credit Karma users:

Real-Time data
Real-Time reporting
Data visualization
Financial reporting
Collaboration tools
Monitoring

All Credit Karma features

Features rating:

API

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Credit Karma integrations (1)

Top integrations

Credit Karma support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Credit Karma FAQs

Q. Who are the typical users of Credit Karma?

Credit Karma has the following typical customers:
Freelancers, Small Business

These products have better value for money


Q. What languages does Credit Karma support?

Credit Karma supports the following languages:
English


Q. Does Credit Karma support mobile devices?

Credit Karma supports the following devices:
Android, iPhone


Q. Does Credit Karma offer an API?

No, Credit Karma does not have an API available.

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