Remodel Health - 2026 Pricing, Features, Reviews & Alternatives

Remodel Health is an Individual Coverage Health Reimbursement Arrangement administration platform that enables employers to transition from traditional group health insurance plans to a contribution based reimbursement model. The system provides end to end capabilities for planning, implementing, and managing ICHRA programs within a single software environment. Configurable workflow elements support plan structure definition, employee classification, age bracket assignment, and family status customization to ensure alignment with organizational policies.

The platform includes a comprehensive benefits analysis tool that conducts detailed comparisons of existing group health offerings against potential ICHRA scenarios to quantify cost differentials. A benefits design module provides flexible settings for defining and adjusting tax exempt contribution amounts according to employee classification, age group, and family status categories. Employee onboarding functionality supports both virtual and in person education sessions with integrated delivery of informational materials and guided tutorials to facilitate plan adoption. An integrated shopping interface enables employees to explore individual health insurance options through filtering by preferred medical providers and prescription formularies, accompanied by contextual plan recommendations.

A fully automated premium payment subsystem orchestrates the movement of funds from employer accounts to designated holding accounts, allocates reimbursement funds to Federal Deposit Insurance Corporation insured employee accounts, and remits premium payments directly to insurance carriers on a recurring schedule. Compliance management tools automatically generate required plan documentation, ICHRA notifications, data extracts for Internal Revenue Service filings, materials for Medicare reporting, and pre populated support for Patient Centered Outcomes Research Institute fee submissions to satisfy mandates under the Affordable Care Act and the Employee Retirement Income Security Act. The system architecture adheres to data security and privacy standards verified by certifications in HITRUST, Service Organization Control Two Type Two, and Health Insurance Portability and Accountability Act compliance.

The software integrates with over two hundred payroll and human resources information systems to synchronize employee demographics, contribution values, and payment transactions in real time. Application programming interfaces enable data exchange with third party applications through standardized protocols while dedicated implementation and account management teams provide technical coordination, configuration guidance, and ongoing operational support throughout deployment and maintenance phases.