BILL Accounts Payable & Receivable vs Melio

QuickBooks Online

FreshBooks

Stripe

QuickBooks Desktop

AvidXchange

Corpay One

Compare BILL Accounts Payable & Receivable and Melio based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

AvidXchange provides accounts payable automation software designed for middle-market businesses. The platform streamlines invoice processing and payment workflows through AI-enhanced technology that integrates with various accounting systems. The solution offers centralized visibility into payables processes while maintaining customizable approval workflows and comprehensive audit trails for improved financial control.

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

1099 Preparation

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

AI Copilot

Alerts/Notifications

Approval Process Control

Audit Trail

Automated Receipt Matching

Backup and Recovery

Bank Reconciliation

Billing & Invoicing

Billing Portal

Bookkeeping Services Integration

Budgeting/Forecasting

Bulk Send

Cash Flow Management

Cash Management

Check Processing

Check Writing

Client Portal

Compliance Management

Contact Database

Contingency Billing

Credit Card Processing

Customer Statements

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Security

Debit/Credit Card Processing

Document Management

Duplicate Detection

Duplicate Payment Alert

Dynamic Pricing

Electronic Funds Transfer

Electronic Payments

Electronic Signature

Email Management

Email Reminders

ERP integration

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Small Businesses

Forecasting

Fraud Detection

General Ledger

Generative AI

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Multi-Currency

Multi-Location

Multiple Payment Options

Online Invoicing

Online Payments

Overpayment Processing

Partial Payments

Payment Collection

Payment Processing

Payment Reconciliation

PCI Compliance

Process/Workflow Automation

Project Billing

Projections

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Real-Time Data

Real-Time Reporting

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring Payments

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Revenue Recognition

Self Service Portal

Spend Management

Status Tracking

Supplier Management

Tax Calculation

Tax Management

Third-Party Integrations

Time & Expense Tracking

BILL Accounts Payable & Receivable

Android

Web-based

iPad

iPhone

Senior Accountant

Poorly constructed releases of software/platform updates. Lack of customization for multinational businesses.

Finance Admin

I regret switching our companies over to Bill.com but we are stuck for a moment since it is so time consuming to switch to a new payment platform.

CEO 

User friendly, trusted and secure along with Effortlessly easy to navigate.

This software has been great for our business. We use it on a weekly basis and it is very user friendly.

Founder

I have many AP platforms for Account Payable processing so far this is the best solution. My favorite features are.

President

Bill.com has failed on so many levels I am shocked that the people running the place are able to even get out of bed in the morning, let alone operated a sophisticated billing company.

Realtor/Small Business Owner/Property Manager

Ease of use entering bills and it syncs with Quickbooks. Also the Customer Service was excellent and very knowledgeable.

We have been very happy with Bill.com. All managers are able to review and approve every invoice and Bill.com has helped us save money by increasing visibility.

Accountant

I most like its practicality in terms of accounting software. I recommend it to other users.

Professional Certified Coach

Integration with my existing business/processes quite seamless; They send several emails announcing the progress of my invoice through the system and when I will likely get paid.

Very frustrated after 2 hours and 2 diff chat sessions and now have to wait till next week to talk to someone - cant believe there are NO OPTIONS  to talk to a real person.

Bar Manager

I like that we can integrate our sales from our POS, Aloha, to our HotSchedules account to forecast sales and help control our labor costs.

I'm using this for last 4 years and this is the best solution.

Administrative Director

It is also helpful to be able to see previous payments to vendors as I review bills for approval.

Business Practices and Customer Service make product AWFUL.

Financial Coordinator 

I like that it is user friendly and even has an app to go along with the website to make processing even easier.

Bill.com is particularly useful with accounts payable. The feature to push info directly to QuickBooks is very valuable and saves a significant amount of time.

I don't like how Bill.com propositions you to pay extra to get your money sooner in the "you have money coming" emails.

BILL Accounts Payable & Receivable screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Corpay One is a leading bill pay solution for small-and-medium-sized businesses. Picture your banks bill pay - only smarter.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

Approval Workflow

Client Management

Dashboard

Deferred Billing

Due Date Tracking

Dunning Management

For Accountants

For CPA Firms

For Medical Purposes

Multi-Period Recurring Billing

Payment Links

Remote Access/Control

Search/Filter

Task Management

Timer

Transaction History

Vendor Management

Melio

Executive Assistant 

The ease of set up and implemenation on this software is outstanding. The immediate synch with Quickbooks has been a time saver.

accountant

I have been extremely happy with the ability to have payments come directly into my bank account from the customer, and the fees are fair.

That should have been a warning sign. Then I tried to send my first payment to my vendor, and when I did it said the payment failed and I needed to contact compliance, with no additional information.

Business Consultant

Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.

owner

You really can't beat that with a stick. It's great for paying things like Building Rent that needs a check or any other bill that does not accept cards at all.

Melio is super easy to set up and use. The integration is fast and simple, and works reliably.

I am happy with the product, especially since it is free for the functionality I am using it for.

Owner

Do you have the option to integrate it with your QuickBooks or use it as a standalone product which is great.

Customer service is second to none. You really get the sense that the people speaking to you care about the product and care about how you are using it.

Modern, ease of use, could be useful and a good idea.

It's easy to use and inexpensive. When needed, the customer service is excellent.

Owner, Co-Founder

Very poor support, I am extremely disappointed.

You are truly own your own with the platform and service. Melio also has no phone number, and eventually will stop responding.

Office Manager

Nightmare experience followed by horrible support - run away fast.

As a small business owner my time is limited and I love that Melio feels like my partner.

Co-Owner

Straight to the point - it simply and effectively works.

Chief Executive Officer

Melio makes payment processing easy and what makes it stand out from the rest are its price point (free) and the added credit card processing option.

Owner, Accountant

Inexpensive and effective way to get paid by my clients.

BILL Accounts Payable & Receivable vs Melio Comparison (2026)

BILL Accounts Payable & Receivable

Melio

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives