BILL Accounts Payable & Receivable vs Payoneer

PayPal

QuickBooks Online

FreshBooks

Stripe

Square Payments

Melio

Compare BILL Accounts Payable & Receivable and Payoneer based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

1099 Preparation

Access Controls/Permissions

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

AI Copilot

Alerts/Notifications

Approval Process Control

Audit Trail

Automated Receipt Matching

Backup and Recovery

Bank Reconciliation

Billing & Invoicing

Billing Portal

Bookkeeping Services Integration

Budgeting/Forecasting

Bulk Send

Cash Flow Management

Cash Management

Check Processing

Check Writing

Client Portal

Compliance Management

Contact Database

Contingency Billing

Credit Card Processing

Customer Statements

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Security

Debit/Credit Card Processing

Document Management

Duplicate Detection

Duplicate Payment Alert

Dynamic Pricing

Electronic Funds Transfer

Electronic Payments

Electronic Signature

Email Management

Email Reminders

ERP integration

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fixed Asset Management

For Small Businesses

Forecasting

Fraud Detection

General Ledger

Generative AI

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Multi-Currency

Multi-Location

Multiple Payment Options

Online Invoicing

Online Payments

Overpayment Processing

Partial Payments

Payment Collection

Payment Processing

Payment Reconciliation

PCI Compliance

Process/Workflow Automation

Project Billing

Projections

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Real-Time Data

Real-Time Reporting

Receipt Management

Receivables Ledger

Recurring Invoicing

Recurring Payments

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Revenue Recognition

Self Service Portal

Spend Management

Status Tracking

Supplier Management

Tax Calculation

Tax Management

Third-Party Integrations

Time & Expense Tracking

BILL Accounts Payable & Receivable

Android

Web-based

iPad

iPhone

Senior Accountant

Poorly constructed releases of software/platform updates. Lack of customization for multinational businesses.

Finance Admin

I regret switching our companies over to Bill.com but we are stuck for a moment since it is so time consuming to switch to a new payment platform.

CEO 

User friendly, trusted and secure along with Effortlessly easy to navigate.

This software has been great for our business. We use it on a weekly basis and it is very user friendly.

Founder

I have many AP platforms for Account Payable processing so far this is the best solution. My favorite features are.

President

Bill.com has failed on so many levels I am shocked that the people running the place are able to even get out of bed in the morning, let alone operated a sophisticated billing company.

Realtor/Small Business Owner/Property Manager

Ease of use entering bills and it syncs with Quickbooks. Also the Customer Service was excellent and very knowledgeable.

We have been very happy with Bill.com. All managers are able to review and approve every invoice and Bill.com has helped us save money by increasing visibility.

Accountant

I most like its practicality in terms of accounting software. I recommend it to other users.

Professional Certified Coach

Integration with my existing business/processes quite seamless; They send several emails announcing the progress of my invoice through the system and when I will likely get paid.

Very frustrated after 2 hours and 2 diff chat sessions and now have to wait till next week to talk to someone - cant believe there are NO OPTIONS  to talk to a real person.

Bar Manager

I like that we can integrate our sales from our POS, Aloha, to our HotSchedules account to forecast sales and help control our labor costs.

I'm using this for last 4 years and this is the best solution.

Administrative Director

It is also helpful to be able to see previous payments to vendors as I review bills for approval.

Business Practices and Customer Service make product AWFUL.

Financial Coordinator 

I like that it is user friendly and even has an app to go along with the website to make processing even easier.

Bill.com is particularly useful with accounts payable. The feature to push info directly to QuickBooks is very valuable and saves a significant amount of time.

I don't like how Bill.com propositions you to pay extra to get your money sooner in the "you have money coming" emails.

BILL Accounts Payable & Receivable screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

Transaction Monitoring

Vendor Management

Payoneer

Designer

Customer support service is very bad I had a lot of problems. And I reached out to customer support, but I got no reply.2.

Freelancer - Web Developer & WordPress Expert

It's easy to use, comfortable, has so many good features with solid security. Even it's easy to integrate with any local bank accounts or 3rd party software programs through API.

Director

Also, when it comes to customer service, they are BAD if not the WORST. It cannot take up to a month to reply to simple message.

Social Media Advisor

It's totally free and accessible to anyone. As a freelancer, I really love this platform and would recommend any friend blindly.

Business Analyst

Payoneer is just wonderful for receiving payments regardless of your location, it's just perfect for freelancers. The layout is wonderful for easy navigation.

Principal CEO

The interface of the page is very easy and intuitive, besides the technical support is excellent one of the best in the market.

Vendedora

I like Payoneer very much, I am always well attended by support, great professionals. Easy to use and reliable.

Data Entry

I find Payoneer to be a very cool and modern payment processing platform, I like the clean and sleek user interface and useful financial tools.

Freelancer

I am using payoneer since 2017 and most of the time I got outstanding and hassle free service from them.

Content Creator

What I like most about the software is the ease of use and availability in several cross boarder countries. Receiving payment globally to local bank with ease.

SEO Content Writer

Pathetic Customer Service and Some Times Delay for No Obvious Reason.

student

Overall its a good software it has helped me a lot to make a good amount of money on different platforms.

Freelancer Web Developer

The minimum time to them respond to a ticket is 3 business days and guess what they complete 3 days time before responding to your ticket. And I just hate their service.

Manager Operations

Even you can also withdraw in your local bank. The features of Payoneer are really outstanding.

I have an excellent experience with the software for recommendations.

Director of a government institution

Availability of an excellent program for Android. Fast and secure money transfer.

And the application, most of the time, presents an error in the login, making me access the platform through the browser.

I particularly like how easy to use the software is and how easily it integrates with other softwares.

BILL Accounts Payable & Receivable vs Payoneer Comparison (2026)

BILL Accounts Payable & Receivable

Payoneer

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives