SAP Concur vs Zoho Expense

QuickBooks Online

Wave

Expensify

Emburse Expense Professional

Emburse Expense Enterprise

Sage Expense Management

Compare SAP Concur and Zoho Expense based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

webexpenses

Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

See your spending clearly. Manage it proactively. Know the status of every vendor invoice immediately. Make it all easy with Concur.

1099 Preparation

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Dashboard

Activity Tracking

Aging Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Audit Trail

Bank Reconciliation

Billing & Invoicing

Booking Management

Cash Management

Categorization/Grouping

Check Writing

Compliance Management

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Dashboard

Dashboard Creation

Data Import/Export

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

ERP integration

Expense Claims

Expense Management

Expense Tracking

Financial Management

Financial Reporting

For Medical Purposes

For Small Businesses

Fraud Detection

General Ledger

Invoice Creation

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile App

Mobile Receipt Upload

Multi-Currency

Multi-Language

Multi-Location

Online Booking

Payment Processing

Payment Reconciliation

Performance Metrics

Policy Management

Purchase Order Management

Purchase Order Reconciliation

Real-time Alerts

Real-Time Analytics

Real-Time Notifications

Real-Time Reporting

Receipt Management

Recurring Payments

Reimbursement Management

Reminders

Remote Access/Control

Reporting/Analytics

Reporting & Statistics

Restriction Management

Single Sign On

Spend Analysis

Spend Control

Third-Party Integrations

Time & Expense Tracking

Time Tracking

Travel Management

Vendor Management

Workflow Management

Reviews for SAP Concur come from a wide variety of industries, including computer software (8% of reviewers), information technology and services (6%), and hospital & health care (4%). The most frequent use case for SAP Concur cited by reviewers is expense report management (78% of reviewers).

Users and use cases

Reviewers appreciate the transparent pricing and straightforward sales process, and some users say SAP Concur is affordable for larger organizations. However, many users report high costs for small businesses and feel cheaper alternatives offer better value for money.

Value for money

The SAP Concur integrations most frequently cited by reviewers are: NetSuite (an accounting product rated 4.7 out of 5 for its integration with SAP Concur) and Microsoft Excel (a spreadsheet product, 4.3).

Integrations

SAP Concur is an expense report solution offering key features such as expense tracking, receipt management, expense claims, reimbursement management, and mobile receipt upload, among others.

SAP Concur

Web-based

Android

iPhone

iPad

Windows

Automate

Insights

Optimize

Executive Assistant

I like the profile page and all the detail you provide for the traveler from frequent traveler number and airline, TSA number etc and it is stored for future use

Lead application support analyst

For example, when you create a request before the business travel and get approval, you need to append some invoice in the detail when you apply for the expense reimbursement, but some expense can be daily fixed, the form will not direct you about it.

Curriculum Designer and Trainer II

I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.

Senior IT Manager

Great tool for submitting expenses, I like the feature that automatically identifies the value of the receipt as you load it in.

I would like to see improvements with their AI tool when pulling items from the receipts and putting it into the expense reports because that would be helpful especially if there are several expenses and items to itemize.

Accounts Payable executive

I use concur for 2 years and it workes sooo smoothly for AP processing, easy simple invoice processing easier to make ACH payments

Systems Administrator

It makes submitting and paying invoices seamless while also adding the ability to travel book trips.

Junior Golf Tournament Manager

SAP Concur is great for companies where multiple employees are using a company credit card or submitting expenses for reimbursements.  

Sometimes assigning a cost center to invoices can be a little gimmicky which can take longer to close out expense reports.

Payroll

I’ve used SAP Concur for managing travel and expenses, and it has its strengths along with a few drawbacks.

It’s a solid solution if your organization needs robust expense tracking, but it does take some adjustment to get the most out of it.

HR Generalist

I like the history and internal notes so that if I miss label something I can see what my supervisor would like for me to fix.

Operations manager

It can be cumbersome to work through expense reports with multiple different click throughs and flags to respond to.

Data Analyst

Errors sometimes occur in syncing payments or matching expenses, which requires manual fixes.

Global Finance Shared Services Manager

Concur is often a bit clunky to use on the back end, with poor reporting, slow customer service response and action, and while it's customizable for our needs, its completed in an odd way that takes longer than you think it should.

VP of Marketing

They offer some process automation that help reducing errors and save time reentering the information.

HR Director

Uploading receipts to the system which I felt was outdated because you had to scan your receipts to provide proof

IT Service Desk Manager

The integration with corporate traveller, allowing users to claim expenses and book accommodation / travel in one application, reports / analytics are therefore available on spend across all these areas.  

FIELD ESTIMATOR

The software integration allows for auto-filling information for each expense, which takes the majority of the brain work away from completing all expense reports.

Managing Solicitor

This software has enabled us to monitor all our work expenses,manage our schedules and also manage our work relationships trouble freely.

Organization Manager

SAP Concur has a mobile application which allows me to track and manage expenses in real-time which eradicate fraud.

civil engineer

It is perfect for reporting each expense made on each trip without having complications of forgetting something to report, everything is done in real time and it greatly facilitates the process of validating each expense and thus having a clear and organized report, it allows for a more detailed development of each user's trips

Founder

SAP Concur worked best when I captured day-to-day expenses with the app and then sat down and put my reports together on the website.

Product Systems Assistant

I like that Concur allows you to easily make updates to a expense report as well as being able to recall it once submitted if something is incorrect.

ML Engineer

I like that SAP Concur keeps a history of all submitted expenses, making it easy to track past reports and reference previous submissions when needed.

Environmental Compliance Engineer

At times, data automation has some trouble with repeat expenses on hotel bills.

The hardest aspect of SAP Concur to work with was the occasional issues that arose when a captured expense would go to a different area of the website or get attached to another expense report.

It helps us manage all our work activities and corporate expenses like pros,also controlling the development of all our employees corporate travel is a breeze.

Sub Agent

Ease of adding receipts and scan from a mobile phone with the app, ease of following the approval process and checking status of claims.

I have used the software for over three years and each year the software develops new and innovative ways to make expense tracking and expense reports simpler, and more time efficient.

Ergonomy could be improved, for example you cannot remove a receipt once uploaded, unless you delete the line and create a new one, that's annoying.

Internal Audit Associate

I like using Concur for my own expenses, and it comes with a mobile application that has the same user experience that the desktop version does.

Assistant Director

It's incredibly easy to create a report or request, and with the help of Concur I can accurately estimate how much the cost of a trip may be and have all of the details in one place. When I return from my trip, being able to simply upload receipts and organize the expenses is incredibly helpful, and takes all of 5 minutes if I have organized my receipts and details well.

Video Production Specialist

I had a technically issue arise that would not let me attach an expense to a specific report.

Senior Client Manager

The AI technology, incorporated in the platform can be challenging. When taking a picture and uploading the receipt information, Concur doesn't always correctly capture the information which can lengthen the process.

Chief Architect and Director of Development

It insists on using the shortest route, not necessarily the route taken given consideration to traffic, accidents, etc.

Director of Operations

The web app makes it difficult to select files to upload.

Marketing Operations Specialist

The software makes it challenging to locate past submitted expense reports and receipts to review them.

Overall, I find SAP Concur useful and it gets the job done, but it’s not without challenges. While I like having visibility into my expense history, I sometimes find it difficult to track certain details or add new items smoothly.

Grants Writer

SAP Concur has a mobile application that enables me to automate AP and AR on the go for 24/7.

Senior Regional People Consultant

Really great system to capture expenses, having the ability to edit before submission date is also great.

Senior Technical Specialist

Although the interface remains functional, it could be more modern and more intuitive, particularly for new users.

Young People Woman Mediation Ambassador

SAP Concur gives me the ability to carry out accounting tasks automatically from anywhere over the mobile iOS application.

I have found it difficult to process duplicate or reimbursed charges on reports under Concur.

Senior Learning Facilitator

It allowed me to take pictures of the receipts for record keeping and approval.

Retail Sales Manager

It keeps the user aware of different stages of payment processing.

Services Associate

Concur is really useful for planning complex trips that span across different cities or timezones all in one place

Vice President

What I like least about Concur is that uploading receipts can be glitchy.

Customer service was always helpful, answered my emails or calls right away, and helped my team get the best flights available.

SAP Concur vs Zoho Expense Comparison (2026)

SAP Concur

Zoho Expense

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives