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BILL Spend & Expense vs Abby Comparison (2026)

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BILL Spend & Expense

Abby

Overview

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

0.01

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

440

341

Value for money

Ease of use

Features

Customer support

90%

would recommend this app

4.7

604

481

103

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

Pros

“It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip.”

Jennifer R.

Teacher

“Spend & Expense allows me to manage all credit cards for the entire agency from one portal. ”

Abigail P.

Manager, Accounts Payable

“A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors.”

Jaxton B.

Financial Controller

Pros

“Simple and easy to understand and use, very intuitive set up.”

Emmeline C.

Writer

“Abby, is a software that presents several features that allows us to manage our activities in a simple and easy way.”

Assimi D.

Marketing and communication director

“I also liked how the calls were recorded.”

Jason P.

Owner

Cons

“It will still send a credit card - which in most cases is not how people want to get paid. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). If your account is frozen - you can't even use those funds anyway. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people.”

Bradyn M.

CEO

“It was not until we called Bill that they even had any idea there was suspicious activity on the account despite the thief making repeat purchases at the apple store, expensive clothing stores, etc. that our company has zero history making purchases at. When the fraud claim was filed it was erroneously noted that the stolen card was still in the possession of the employee. While we attempted to correct this, Bill rejected the fraud claim and refused to appeal their decision.”

Russell G.

CTO

“As a result, our reconciling was a mess because all charges were being paid only by one entity. ”

Abigail P.

Manager, Accounts Payable

Cons

“It got too pricey for us.”

Jason P.

Owner

“Price a bit high and features very difficult to master”

Djabire M.

Manger