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QuickBooks Online vs BILL Spend & Expense Comparison (2026)
Add to Compare
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QuickBooks Enterprise
4.5
Xero
4.4
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4.2
Good recommendations?
QuickBooks Online
4.3
(8.5K)5
4.8K
4
2.4K
3
724
2
196
1
274
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
BILL Spend & Expense
4.7
(440)5
341
4
75
3
9
2
6
1
9
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Overview
QuickBooks Online offers accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more.
BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
Video & Screenshots
Pricing
User reviews
4.3
8.5K
5
4
3
2
1
4.8K
2.4K
724
196
274
- Value for money
- Ease of use
- Features
- Customer support
73%
would recommend this app4.7
440
5
4
3
2
1
341
75
9
6
9
- Value for money
- Ease of use
- Features
- Customer support
90%
would recommend this appPros
“I like it’s financial reporting since with it we can get solid library of built in reports plus real time dashboards that makes it easy to track profit,expenses and cashflow without the need of our accountant.”
NB
Nerisha B.
Senior Bookkeeper
“It is a reliable, cloud-based accounting system that handles core functions like invoicing, payments, and bank reconciliation efficiently.”
Jennifer H.
Service Billing Administrator
“QuickBooks Online is the central Financial Reporting and Invoicing program that I use in my Iron Door making company - it has been a great milestone with it.”
CM
Christin M.
Business Owner
Pros
“It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip.”
JR
Jennifer R.
Teacher
“Spend & Expense allows me to manage all credit cards for the entire agency from one portal. ”
Abigail P.
Manager, Accounts Payable
“A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors.”
Jaxton B.
Financial Controller
Cons
“Limitations with check printing: can’t customize templates or account info, must buy pre-printed checks, which adds cost, risk of errors, and paper waste.”
VB
Vanessa B.
Bookkeeper
“The pricing for add-ons and the massive jumps in cost between user tiers (e.g., $115 for 5 users vs. $275 for 25) is frustrating for scaling businesses. And honestly, it's super frustrating to know that they have features that I just don't know how to use, and likely need, but the free 'tutorials' are so basic—I feel like it's a terrible customer satisfaction approach to charge for classes to get the complete picture when I've been a subscriber for nearly 10 years.”
Jill R.
Owner
“I've asked about getting some of those reports but customer support says they don't have it. As someone that knows the accounting side of things the product can be frustrating to use because they block certain features or accounting procedures to try and help people not mess up their books.”
BS
Brandy S.
Office Manager
Cons
“It will still send a credit card - which in most cases is not how people want to get paid. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). If your account is frozen - you can't even use those funds anyway. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people.”
BM
Bradyn M.
CEO
“It was not until we called Bill that they even had any idea there was suspicious activity on the account despite the thief making repeat purchases at the apple store, expensive clothing stores, etc. that our company has zero history making purchases at. When the fraud claim was filed it was erroneously noted that the stolen card was still in the possession of the employee. While we attempted to correct this, Bill rejected the fraud claim and refused to appeal their decision.”
RG
Russell G.
CTO
“As a result, our reconciling was a mess because all charges were being paid only by one entity. ”
Abigail P.
Manager, Accounts Payable
- Vendor responds to reviews
- Last review4 days ago
- Vendor responds to reviews
- Last review22 days ago
Key features
- Total features180
- "What If" Scenarios
- 1099 Preparation
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Address Validation
- Aging Tracking
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Lifecycle Management
- Asset Tracking
- Attendance Management
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billable Items Tracking
- Billing & Invoicing
- Billing Portal
- Booking Management
- Budget Control
- Budgeting/Forecasting
- CRM
- Cash Flow Management
- Cash Management
- Categorization/Grouping
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Commission Management
- Compliance Management
- Configurable Workflow
- Consolidation/Roll-Up
- Consumer Use Tax
- Contact Database
- Contingency Billing
- Core Accounting
- Corporate Card
- Cost Estimating
- Cost Management
- Credit Card Management
- Credit Card Processing
- Cross Ledger Posting
- Customer Accounts
- Customer Statements
- Customizable Branding
- Customizable Fields
- Customizable Forms
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Extraction
- Data Import/Export
- Data Visualization
- Direct Deposit
- Discount Management
- Document Management
- Document Templates
- Donation Management
- Donation Tracking
- Donor Management
- Drag & Drop
- Dunning Management
- Duplicate Detection
- Duplicate Payment Alert
- ERP integration
- Electronic Funds Transfer
- Electronic Payments
- Electronic Signature
- Email Management
- Employee Management
- Employee Self Service
- Estimating
- Exemption Management
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Aid Management
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For Higher Education
- For Medical Purposes
- For Nonprofits
- For Real Estate
- For Religious Organizations
- For Small Businesses
- For Trucking Industry
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Grant Management
- Hourly Billing
- Income & Balance Sheet
- Inventory Management
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Job Tracking
- K-12
- Mileage Tracking
- Mobile Access
- Mobile App
- Mobile Payments
- Mobile Receipt Upload
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Department/Project
- Multi-Period Recurring Billing
- Multi-State
- Online Banking
- Online Booking
- Online Invoicing
- Online Payments
- Order Management
- Overpayment Processing
- PCI Compliance
- Partial Payments
- Partnership Accounting
- Payment Collection
- Payment Processing
- Payment Reconciliation
- Payment Tracking
- Payroll Management
- Payroll Outsourcing
- Payroll Reporting
- Point of Sale (POS)
- Policy Management
- Prepaid Cards
- Profit/Loss Statement
- Progress Reports
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Projections
- Purchase Order Management
- Purchase Order Reconciliation
- Purchasing & Receiving
- QuickBooks Integration
- Quotes/Estimates
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Real-Time Notifications
- Real-Time Reporting
- Real-Time Updates
- Real-time Alerts
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reporting & Statistics
- Reporting/Analytics
- Restriction Management
- Revenue Recognition
- Rules-Based Workflow
- SSL Security
- Sales Reports
- Sales Tax Management
- Scheduling
- Search/Filter
- Secure Data Storage
- Self Service Portal
- Self-Service Reporting
- Single Sign On
- Spend Analysis
- Spend Control
- Spend Management
- Staff Management
- Strategic Planning
- Summary Reports
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Filing
- Tax Forms
- Tax Management
- Taxability Verification
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Time Tracking by Client
- Time Tracking by Project
- Timer
- Transaction History
- Transaction Tracking
- Travel Management
- User Management
- Vendor Management
- Workflow Automation
- Workflow Management
- Total features105
- "What If" Scenarios
- 1099 Preparation
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Address Validation
- Aging Tracking
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Lifecycle Management
- Asset Tracking
- Attendance Management
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billable Items Tracking
- Billing & Invoicing
- Billing Portal
- Booking Management
- Budget Control
- Budgeting/Forecasting
- CRM
- Cash Flow Management
- Cash Management
- Categorization/Grouping
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Commission Management
- Compliance Management
- Configurable Workflow
- Consolidation/Roll-Up
- Consumer Use Tax
- Contact Database
- Contingency Billing
- Core Accounting
- Corporate Card
- Cost Estimating
- Cost Management
- Credit Card Management
- Credit Card Processing
- Cross Ledger Posting
- Customer Accounts
- Customer Statements
- Customizable Branding
- Customizable Fields
- Customizable Forms
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Extraction
- Data Import/Export
- Data Visualization
- Direct Deposit
- Discount Management
- Document Management
- Document Templates
- Donation Management
- Donation Tracking
- Donor Management
- Drag & Drop
- Dunning Management
- Duplicate Detection
- Duplicate Payment Alert
- ERP integration
- Electronic Funds Transfer
- Electronic Payments
- Electronic Signature
- Email Management
- Employee Management
- Employee Self Service
- Estimating
- Exemption Management
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Aid Management
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For Higher Education
- For Medical Purposes
- For Nonprofits
- For Real Estate
- For Religious Organizations
- For Small Businesses
- For Trucking Industry
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Grant Management
- Hourly Billing
- Income & Balance Sheet
- Inventory Management
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Job Tracking
- K-12
- Mileage Tracking
- Mobile Access
- Mobile App
- Mobile Payments
- Mobile Receipt Upload
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Department/Project
- Multi-Period Recurring Billing
- Multi-State
- Online Banking
- Online Booking
- Online Invoicing
- Online Payments
- Order Management
- Overpayment Processing
- PCI Compliance
- Partial Payments
- Partnership Accounting
- Payment Collection
- Payment Processing
- Payment Reconciliation
- Payment Tracking
- Payroll Management
- Payroll Outsourcing
- Payroll Reporting
- Point of Sale (POS)
- Policy Management
- Prepaid Cards
- Profit/Loss Statement
- Progress Reports
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Projections
- Purchase Order Management
- Purchase Order Reconciliation
- Purchasing & Receiving
- QuickBooks Integration
- Quotes/Estimates
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Real-Time Notifications
- Real-Time Reporting
- Real-Time Updates
- Real-time Alerts
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reporting & Statistics
- Reporting/Analytics
- Restriction Management
- Revenue Recognition
- Rules-Based Workflow
- SSL Security
- Sales Reports
- Sales Tax Management
- Scheduling
- Search/Filter
- Secure Data Storage
- Self Service Portal
- Self-Service Reporting
- Single Sign On
- Spend Analysis
- Spend Control
- Spend Management
- Staff Management
- Strategic Planning
- Summary Reports
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Filing
- Tax Forms
- Tax Management
- Taxability Verification
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Time Tracking by Client
- Time Tracking by Project
- Timer
- Transaction History
- Transaction Tracking
- Travel Management
- User Management
- Vendor Management
- Workflow Automation
- Workflow Management
Integrations
- Total integrations130
- Accelo
- Acuity Scheduling
- ApprovalMax
- AutoEntry
- Avalara
- BILL Accounts Payable & Receivable
- BILL Spend & Expense
- BQE CORE Suite
- BigCommerce
- BigTime
- BigTime Enterprise PSA
- Birdeye
- BlueFolder
- Bolt
- Buddy Punch
- Buildertrend
- Celoxis
- ChargeOver
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- Clio
- ClockShark
- Constant Contact
- Contractor Foreman
- ConvergeHub
- CreditorWatch Collect
- Datamolino
- Deputy
- Descartes ShipRush
- Dext
- Dryrun
- Dynamics 365 Business Central
- EZRentOut
- Emburse Nexonia
- Entryless
- Erplain
- Expensify
- Fathom
- Field Promax
- Field Service Management
- Float Cash Flow
- Freckle
- Freshdesk
- Function Point
- Gmail
- Gusto
- HandiFox
- Harvest
- Hike
- Housecall Pro
- Hubdoc
- Ignition
- Insightly Marketing
- InvoiceSherpa
- Jobber
- Kantata
- Karbon
- Kickserv
- Knowify
- LeanLaw
- LivePlan
- MRPeasy
- Melio
- Method CRM
- MicroBiz Cloud POS
- Microsoft Excel
- Microsoft Power BI
- MinuteDock
- Neat
- Neon CRM
- NetSuite
- Netskope One Platform
- Now Commerce
- OfficeBooks
- OnTheClock
- PayPal
- Pepperi
- Pinnacle Cart
- Pipeline CRM
- Planyo
- Plooto
- QR Inventory
- Quadient Accounts Payable
- Quadient Accounts Receivable
- QuickBooks Enterprise
- QuickBooks Online
- QuickBooks Online Advanced
- QuickBooks Time
- Quickbase
- Quotient
- Qvinci
- RUN Powered by ADP
- RazorSync
- Repsly
- Rerun
- Rydoo
- SAP Concur
- Sage AR Automation
- Sage Intacct
- SellerActive
- ServiceM8
- ServiceTitan
- ServiceTrade
- Share a Refund
- SherpaDesk
- Shoeboxed
- Shopify
- Simpro
- Skyvia
- Slack
- Spotlight Reporting
- Square Point of Sale
- Stitch Labs
- Stripe
- Sumac
- SurePayroll
- Tallie
- Time Tracker by eBillity
- Timely
- TurboTax Business
- Unleashed
- VeriClock
- WORKetc
- Wagepoint
- Webgility
- When I Work
- WooCommerce
- Workiz
- Xero
- Zapier
- Zoho Analytics
- Zoho Creator
- Zoho Expense
- iBE.net
- mHelpDesk
- noCRM
- vcita
- Total integrations9
- Accelo
- Acuity Scheduling
- ApprovalMax
- AutoEntry
- Avalara
- BILL Accounts Payable & Receivable
- BILL Spend & Expense
- BQE CORE Suite
- BigCommerce
- BigTime
- BigTime Enterprise PSA
- Birdeye
- BlueFolder
- Bolt
- Buddy Punch
- Buildertrend
- Celoxis
- ChargeOver
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- Clio
- ClockShark
- Constant Contact
- Contractor Foreman
- ConvergeHub
- CreditorWatch Collect
- Datamolino
- Deputy
- Descartes ShipRush
- Dext
- Dryrun
- Dynamics 365 Business Central
- EZRentOut
- Emburse Nexonia
- Entryless
- Erplain
- Expensify
- Fathom
- Field Promax
- Field Service Management
- Float Cash Flow
- Freckle
- Freshdesk
- Function Point
- Gmail
- Gusto
- HandiFox
- Harvest
- Hike
- Housecall Pro
- Hubdoc
- Ignition
- Insightly Marketing
- InvoiceSherpa
- Jobber
- Kantata
- Karbon
- Kickserv
- Knowify
- LeanLaw
- LivePlan
- MRPeasy
- Melio
- Method CRM
- MicroBiz Cloud POS
- Microsoft Excel
- Microsoft Power BI
- MinuteDock
- Neat
- Neon CRM
- NetSuite
- Netskope One Platform
- Now Commerce
- OfficeBooks
- OnTheClock
- PayPal
- Pepperi
- Pinnacle Cart
- Pipeline CRM
- Planyo
- Plooto
- QR Inventory
- Quadient Accounts Payable
- Quadient Accounts Receivable
- QuickBooks Enterprise
- QuickBooks Online
- QuickBooks Online Advanced
- QuickBooks Time
- Quickbase
- Quotient
- Qvinci
- RUN Powered by ADP
- RazorSync
- Repsly
- Rerun
- Rydoo
- SAP Concur
- Sage AR Automation
- Sage Intacct
- SellerActive
- ServiceM8
- ServiceTitan
- ServiceTrade
- Share a Refund
- SherpaDesk
- Shoeboxed
- Shopify
- Simpro
- Skyvia
- Slack
- Spotlight Reporting
- Square Point of Sale
- Stitch Labs
- Stripe
- Sumac
- SurePayroll
- Tallie
- Time Tracker by eBillity
- Timely
- TurboTax Business
- Unleashed
- VeriClock
- WORKetc
- Wagepoint
- Webgility
- When I Work
- WooCommerce
- Workiz
- Xero
- Zapier
- Zoho Analytics
- Zoho Creator
- Zoho Expense
- iBE.net
- mHelpDesk
- noCRM
- vcita
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