Expensify vs Ramp

QuickBooks Online

SAP Concur

Zoho Expense

BILL Spend & Expense

Teampay

Brex

Compare Expensify and Ramp based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Zoho Expense is online travel and expense management software that helps businesses streamline corporate travel, automate expense reporting, gain complete control over spending, accelerate reimbursements, and get crucial financial insights to stay two steps ahead.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

The easiest way to do your expenses, travel, and corporate cards.

Access Controls/Permissions

Accounting Integration

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Attendance Tracking

Audit Trail

Automated Receipt Matching

Billable Items Tracking

Billing & Invoicing

Booking Management

Budget Control

Categorization/Grouping

Compliance Management

Configurable Workflow

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Customizable Templates

Dashboard

Dashboard Creation

Data Import/Export

Duplicate Detection

Electronic Payments

Employee Management

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Invoice Management

Invoice Processing

Leave Tracking

Mileage Tracking

Mobile Access

Mobile App

Mobile Receipt Upload

Multi-Currency

Online Booking

Optical Character Recognition

Payroll Management

Policy Management

Progress Tracking

Project Time Tracking

Project Tracking

Projections

QuickBooks Integration

Real-time Alerts

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Reservations Management

Resource Allocation & Planning

Restriction Management

Rules-Based Workflow

Secure Data Storage

Single Sign On

Spend Analysis

Spend Control

Task Management

Task Progress Tracking

Third-Party Integrations

Time & Expense Tracking

Time Tracking

Time Tracking by Client

Time Tracking by Project

Timer

Timesheet Management

Transaction History

Travel Management

Vacation/Leave Tracking

Workflow Management

Expensify

Android

Web-based

Windows

iPad

iPhone

finance

Our company have multiple entities in the US and in EU and expensify does not support this, the integration with xero is a mess i don't understand how does it work...My overall experience is bad.

Human Resources Manager

It's a nice incentive to encourage cost savings for the company and really nice for employees if you aren't too particular about your lodgings.

Sales Director

The ease of use and functionality is great and it makes it easy to track where your reports are at and when it has been approved.

Customer Support Specialist

I really enjoy expensify and everything it encapsulates. It's easy, and quite frankly, effective and I recommend to everyone.

Owner

Such an awesome product/app. I have had to date the best experience using this app.

Operations Manager

I've also done some research on their company culture and it seems like they really invest into their employees lives. This definitely looks like a great company to work for.

Criminal billing practices. I barely used the software and they are charging me for a year subscription and won't let me cancel.

Investor Care Specialist

Overall, Expensify provides a great experience and is a great tool for businesses to reimburse their employees in an easier way.

Self employed farm hand

Their customer support is amazing I truly enjoy being a member. They get back to you in a quarter if the time normal apps do.

Pastor

Expensify is a great, simply tool to help you keep track of expenses for your business and makes balancing the credit card statements each month really easy.

They violate their own privacy policy by sending out non-product related information to their customer base. This violates the agreement that they make you sign.

Senior Digital Marketing Associate

Happy & satisfied of the experience with Expensify so far.

Enterprise Account Executive

It's pretty quick and easy to submit receipts for expenses and the approval process is easy. It's simple to add receipts and get everything compiled into one report for reimbursement.

Director of Marketing

Expensify has made the tedious process of tracking and submitting expenses SO much easier. I used to dread submitting expenses and now it's a simple process that takes me no time at all.

Overall, I love Expensify. It is user friendly, saves a lot of time, and track my monthly expenses.

Business Development Manager

Scan and capture solution works perfect 99% of times. Easily integrated with Quickbooks.

Director of Finance

A very good tool but too expensive. There are a lot of features and native integrations which is great.

But they really need to plan ahead when taking on huge things like they currently have taken on. Hire more members and keep up the great customer service.

Expensify screenshot: Manage expenses and corporate cards, book travel, reimburse employees, and create expense reports.

Expensify screenshot: Set up a workspace for all the functionality you need to manage spend.

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Accounting

Accounts Payable

Accounts Receivable

ACH Payment Processing

Ad hoc Reporting

Audit Management

Bank Reconciliation

Budgeting/Forecasting

Cash Flow Management

Cash Management

Collaboration Tools

Consolidation/Roll-Up

Data Visualization

Duplicate Payment Alert

Electronic Funds Transfer

Financial Management

Financial Reporting

For Small Businesses

Fraud Detection

General Ledger

Income & Balance Sheet

Multi-Company

Multi-Location

Online Banking

Planning Tools

Prepaid Cards

Process/Workflow Automation

Procurement Management

Project Accounting

Project Management

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Recurring Payments

Recurring/Subscription Billing

Requisition Management

Self Service Portal

Self-Service Reporting

Spend Management

Supplier Management

Transaction Monitoring

User Management

Vendor Management

Vendor Master Data Management

Ramp

Finance Director & Dinner Groups Director

They have been very responsive to our needs. It brings me joy knowing that our employees love using it because it means receipts are being turned in on time.

The best thing about this software is the receipt capture. The reminder text that is sent to snap a picture at the time of purchase is so wonderful.

Co-Founder & CEO

We've been really happy with the ease of use and the reporting features, our employees seem to like using it and the cashback is a nice overall win for the team.

The UI is outstanding and has tremendously helped my firm track and analyze our expenses and payables to better forecast and plan budgets.

Most of the issues are user error but if our locations could call and speak to a tech or representative to walk them through how to get set up or fix their error it would be so much easier.

Office Manager

The ability to e-mail and text receipts and memos is amazing. It eliminates the need for our managers to keep paper copies of receipts and allows for immediate reconciliation of expenses.

Great and professional customer support, very helpful to my business.

Project Architect

I like that I can request an emergency spend increase via the mobile app and get approved instantly. I love that Ramp organizes the spending process in every detail.

Expensify vs Ramp Comparison (2026)

Expensify vs Ramp Comparison (2026)

Expensify

Ramp

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives