Expensya vs Ramp

SAP Concur

Expensify

BILL Spend & Expense

Rydoo

Brex

N2F 

Compare Expensya and Ramp based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

The easiest way to do your expenses, travel, and corporate cards.

Rydoo is a business expense management solution that automates expense flows and analyzes all expenses and detects non-compliant or suspicious claims. Its corporate cards provide real-time visibility and control over employee spending, allowing organizations to identify trends and anomalies and respond with agility.

N2F is a mobile expense report platform for freelancers to companies of any size and industry, which helps users manage their expenses from receipt to accounting. Employees can submit expenses while on the go, and the smart scan feature automatically completes expense reports.

Expensya is a cloud-based, multi-platform expense management solution with smart scanning, archiving, accountant integration, smart stats, and email processing

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Management

Billing & Invoicing

Booking Management

Categorization/Grouping

Compliance Management

Corporate Card

Credit Card Management

Customizable Fields

Customizable Reports

Dashboard

Dashboard Creation

Data Import/Export

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

For Small Businesses

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Multi-Language

Online Booking

Optical Character Recognition

Policy Management

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reporting & Statistics

Reporting/Analytics

Restriction Management

Single Sign On

Spend Analysis

Spend Control

Third-Party Integrations

Time & Expense Tracking

Travel Management

User Management

Workflow Management

Expensya

Android

Web-based

iPhone

Technology Product Manager

I like how easy this product helps us manage expense and seamlessly integration with our accounting systems that facilitate easy data transmission and helps manage expense report more effectively.

ceo deputy for operations

Improvement for the users (easy to do). Improvement for the accounting (easy to control/archive/retrieve data).

Solution Engineer

I really enjoy the mobile receipt upload. This made it super easy to submit expenses and have most of the information for each expense automatically input.

Powerful expense management tool with easy to use features and excellent integration functionality.

IT Project managerm

Ahh maybe, i had little bit of trouble logging in on my company mobile. I was refused few times although i was entering correct information (email, password).

Sales director

Magnifying glass is very bad and reportings are very  unusefull.

Expert consultant

Our end users are quite happy with automatic recognition of bills (very efficient). Online support is highly available and efficient.

Director

The scan learning curve is missing or needs improvement. You scan a ticket, regularly for the same merchant, you correct the name of the merchant, and the system will always do the same error.

Need to create report before expenses can be submitted to Finance dept. Status of expense/reports are so confusing and do not make sense.

Team Leader

The interface is very useful and simply, but at the same time it has all the tools you need.

Overall good product, it simplifies the treatment of the personnel bills even for a small company.

Mobile developer 

Good tool, very operational with aclear interface.

So easy to use and make us save a lot of time.

conseiller

It is quite easy to use yet it did get some getting used to. One plus is that you know our work address.

Expensya screenshot: Dashboards intuitifs

Expensya screenshot: Scan Intelligent

Expensya screenshot: Application mobile ergonomique

Expensya screenshot: Cartes de paiement professionnelles

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Accounts Payable

Accounts Receivable

ACH Payment Processing

Activity Tracking

Ad hoc Reporting

Audit Trail

Automated Receipt Matching

Bank Reconciliation

Budget Control

Budgeting/Forecasting

Cash Flow Management

Cash Management

Collaboration Tools

Configurable Workflow

Consolidation/Roll-Up

Customizable Templates

Data Visualization

Duplicate Detection

Duplicate Payment Alert

Electronic Funds Transfer

Financial Management

Financial Reporting

Fraud Detection

General Ledger

Income & Balance Sheet

Multi-Company

Multi-Location

Online Banking

Planning Tools

Prepaid Cards

Process/Workflow Automation

Procurement Management

Project Accounting

Project Management

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Recurring Payments

Recurring/Subscription Billing

Reminders

Requisition Management

Rules-Based Workflow

Secure Data Storage

Self Service Portal

Self-Service Reporting

Spend Management

Supplier Management

Transaction History

Transaction Monitoring

Vendor Management

Vendor Master Data Management

Ramp

Finance Director & Dinner Groups Director

They have been very responsive to our needs. It brings me joy knowing that our employees love using it because it means receipts are being turned in on time.

Director of Finance

The best thing about this software is the receipt capture. The reminder text that is sent to snap a picture at the time of purchase is so wonderful.

Co-Founder & CEO

We've been really happy with the ease of use and the reporting features, our employees seem to like using it and the cashback is a nice overall win for the team.

The UI is outstanding and has tremendously helped my firm track and analyze our expenses and payables to better forecast and plan budgets.

Most of the issues are user error but if our locations could call and speak to a tech or representative to walk them through how to get set up or fix their error it would be so much easier.

Office Manager

The ability to e-mail and text receipts and memos is amazing. It eliminates the need for our managers to keep paper copies of receipts and allows for immediate reconciliation of expenses.

Owner

Great and professional customer support, very helpful to my business.

Project Architect

I like that I can request an emergency spend increase via the mobile app and get approved instantly. I love that Ramp organizes the spending process in every detail.

Finance Manager

Easy to integrate with accounting software.easy to reconcile. Provide good cashback points.

Senior Accountant

The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases.

Media Director

It's easy to set up cards for my team, and they have a great support team. Plus: you receive 1.5% cashback every month.

Administrative Director 

I like the recommendations that the software generates based on  monthly spending. It will recommend a different type of subscription or alert us to higher spending  on a subscription.

Administrative Assistant

Easy to use, helps you stay on track, gives prompts to assist you in reporting.

So the card may stop working at any given time according to the fluctuations of cash flow in your bank account.

Founder

All of the feature requests I want are already coming soon: like restricting a payment card to a specific vendor. More personal fraud and audit controls - will make this even more indispensable.

Co-Founder

Still can't add Ramp to Apple Pay so I end up using other cards when on the go and not wanting to pull out my wallet.

Senior Research Engineer

Easy process, quick feedback, and reminder, followed by closing cases that were in question.

Ability to audit and approve expenses on the go. Bill pay integration with Xero for fast, easy reconciliation.

Expensya vs Ramp Comparison (2026)

Expensya

Ramp

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives