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Heartland Payments+ vs Cash App Comparison (2026)

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Good recommendations?

Heartland Payments+

Cash App

Overview

Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.3

133

Value for money

Ease of use

Features

Customer support

75%

would recommend this app

4.2

711

424

159

Value for money

Ease of use

Features

Customer support

68%

would recommend this app

Pros

“Using heartland payments has made managing payments so much simpler for us with its fast processing options, helping us to stay in control of our expenses.”

Ifeoma I.

Executive Assistant

“It support every type of payment method that is available and give customer various range of option how they want to proceed with the payment.”

Maisarah H.

Administrator

“What I like most about Heartland Payments +are the good financial reports it offers as well as the variety of payments it accepts.”

Wendy G.

Finance Director

Pros

“You can also get direct deposits, buy crypto, stocks, pool money with others, get a debit card, deposit money into your account at retail locations and earn referral bonuses.”

Heather B.

Director

“The payment processing is quick and it lets you know when your payment has gone through, and it is easy for debit or credit card payments as well.”

Reagan H.

Optician

“Cash App is a good option for us as a mid-size facilities staff to use for daily payroll and monitoring smaller costs.”

Nguyen H.

Deputy Service Manager

Cons

Not enoughreviews yet

Cons

“One thing I liked least about Cash App is the customer support—it can be difficult to reach a real person quickly when issues come up, which can be frustrating if there’s a problem with a transaction.”

Melinda W.

Owner

“I have some problems with refunds taking longer to process especially when working with vendors and correcting errors, which is annoying.”

Nguyen H.

Deputy Service Manager

“Customer support isn’t always quick, which can be frustrating if something goes wrong. And while most transfers are smooth, the occasional delay or verification step can slow things down when you’re in a hurry.”

Meegan W.

Educator