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Venmo vs Heartland Payments+ Comparison (2026)

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Venmo

Heartland Payments+

Overview

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

9.3K

7.4K

1.4K

299

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

4.3

133

Value for money

Ease of use

Features

Customer support

75%

would recommend this app

Pros

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”

Heather H.

Marketing and Communications Executive

“The qr code feature is also really handy when you are meeting someone for the first time like at a flea market because you dont have to type in a long username and risk sending money to the wrong person.”

Temiloluwa E.

Student

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”

Brianna T.

Founder

Pros

“Using heartland payments has made managing payments so much simpler for us with its fast processing options, helping us to stay in control of our expenses.”

Ifeoma I.

Executive Assistant

“It support every type of payment method that is available and give customer various range of option how they want to proceed with the payment.”

Maisarah H.

Administrator

“What I like most about Heartland Payments +are the good financial reports it offers as well as the variety of payments it accepts.”

Wendy G.

Finance Director

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”

Colleen H.

OWNER

“Additionally, customer support can be limited if there are issues with an account or a payment dispute. While it’s very convenient for everyday use, these drawbacks can occasionally be frustrating.”

Rebecca R.

Production manager

“Sometimes there are minor glitches such as notifications or incompletion of transaction details that causes confusion.”

Nguyen H.

Deputy Service Manager

Cons

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