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PayPal vs Cash App Comparison (2026)

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PayPal logo

PayPal

Cash App logo

Cash App

Overview

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

0.09

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.6

26.6K

5

4

3

2

1

19.7K

5.3K

1K

211

323

  • Value for money
  • Ease of use
  • Features
  • Customer support
83%
would recommend this app

4.2

711

5

4

3

2

1

424

159

53

19

56

  • Value for money
  • Ease of use
  • Features
  • Customer support
68%
would recommend this app

Pros

“PayPal is the go-to for fast, secure online payments. While not a full accounting tool, it's excellent for collecting payments, sending invoices quickly, and managing basic expense tracking on the go”
SA

Suman A.

Owner,Bookkeeper,TAxPreparer

“The platform is intuitive, widely recognized, and trusted by customers, which helps increase buyer confidence and makes the payment process smoother. While there is room for improvement in areas such as transaction costs, occasional technical issues, and expanded marketing tools, PayPal has remained a valuable part of my business operations.”
BZ

Briana Z.

Art Instructor

“The platform makes complex payment workflows feel simple, with intuitive navigation, clear transaction history, and useful invoicing tools that support both individuals and businesses.”
BH

Braden H.

Senior Product Designer

Pros

“You can also get direct deposits, buy crypto, stocks, pool money with others, get a debit card, deposit money into your account at retail locations and earn referral bonuses.”
Verified reviewer profile picture

Heather B.

Director

“The payment processing is quick and it lets you know when your payment has gone through, and it is easy for debit or credit card payments as well.”
RH

Reagan H.

Optician

“Cash App is a good option for us as a mid-size facilities staff to use for daily payroll and monitoring smaller costs.”
NH

Nguyen H.

Deputy Service Manager

Cons

“While PayPal allows you to accept payments and secures everything for both parties, the payment processing fails when people want to pay with a credit card, due to too many verification steps.”
SM

Sandra M.

Owner

“Customer support repeatedly provided generic responses without explaining the reason for the suspension or offering any meaningful appeal process. While PayPal excels in ease of use and is a trusted payment option for customers, the possibility of losing access to your account without explanation makes it difficult for me to recommend relying on it as your primary payment processor.”
Verified reviewer profile picture

Victoria T.

Self-Employed

“I was once unable to claim a payment due to PayPal requiring documentation on my end, which, while I appreciate the heightened security, their automated process had an issue in which it wouldn't accept the document I was providing, even though it met the requirements.”
AE

Andrea E.

Illustrator and Designer

Cons

“One thing I liked least about Cash App is the customer support—it can be difficult to reach a real person quickly when issues come up, which can be frustrating if there’s a problem with a transaction.”
MW

Melinda W.

Owner

“I have some problems with refunds taking longer to process especially when working with vendors and correcting errors, which is annoying.”
NH

Nguyen H.

Deputy Service Manager

“Customer support isn’t always quick, which can be frustrating if something goes wrong. And while most transfers are smooth, the occasional delay or verification step can slow things down when you’re in a hurry.”
MW

Meegan W.

Educator

  • Vendor responds to reviews
  • Last review3 days ago
  • Vendor responds to reviews
  • Last review16 days ago

Key features

  • Total features96
  • ACH Payment Processing
  • AI/Machine Learning
  • API
  • Access Controls/Permissions
  • Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Anomaly Detection
  • Authentication
  • Barcode/Ticket Scanning
  • Billing & Invoicing
  • Billing Portal
  • CRM
  • Cash Management
  • Check Fraud Detection
  • Compliance Management
  • Contact Database
  • Credit Card Processing
  • Cryptocurrency Sending & Receiving
  • Customer Accounts
  • Customizable Branding
  • Customizable Dashboard
  • Customizable Invoices
  • Data Import/Export
  • Data Management
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Deferred Billing
  • Digital Wallet Payments
  • EDI
  • Electronic Payments
  • Electronic Signature
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Banking
  • For Food Trucks
  • For Retail
  • For Small Businesses
  • For eCommerce
  • Fraud Detection
  • In-Person Payments
  • Internal Fraud Monitoring
  • Inventory Management
  • Investment Management
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Marketing Reports
  • Mobile Access
  • Mobile Payments
  • Monitoring
  • Multi-Coin Support
  • Multi-Currency
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Order Management
  • P2P Payments
  • PCI Compliance
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Performance Management
  • Point of Sale (POS)
  • Portfolio Accounting
  • Portfolio Reporting
  • Product Catalog
  • Projections
  • Promotions Management
  • Real-Time Data
  • Real-Time Monitoring
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Remote Deposit
  • Reporting/Analytics
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Role-Based Permissions
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Scheduled/Automated Reports
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Shipping Labels
  • Shipping Management
  • Social Media Integration
  • Status Tracking
  • Stock Management
  • Stock Tracking
  • Tax Calculation
  • Tax Filing
  • Tax Forms
  • Tax Management
  • Transaction History
  • Transaction Monitoring
  • Visual Analytics
  • eCommerce Management
  • Total features29
  • ACH Payment Processing
  • AI/Machine Learning
  • API
  • Access Controls/Permissions
  • Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Anomaly Detection
  • Authentication
  • Barcode/Ticket Scanning
  • Billing & Invoicing
  • Billing Portal
  • CRM
  • Cash Management
  • Check Fraud Detection
  • Compliance Management
  • Contact Database
  • Credit Card Processing
  • Cryptocurrency Sending & Receiving
  • Customer Accounts
  • Customizable Branding
  • Customizable Dashboard
  • Customizable Invoices
  • Data Import/Export
  • Data Management
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Deferred Billing
  • Digital Wallet Payments
  • EDI
  • Electronic Payments
  • Electronic Signature
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Banking
  • For Food Trucks
  • For Retail
  • For Small Businesses
  • For eCommerce
  • Fraud Detection
  • In-Person Payments
  • Internal Fraud Monitoring
  • Inventory Management
  • Investment Management
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Marketing Reports
  • Mobile Access
  • Mobile Payments
  • Monitoring
  • Multi-Coin Support
  • Multi-Currency
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Order Management
  • P2P Payments
  • PCI Compliance
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Performance Management
  • Point of Sale (POS)
  • Portfolio Accounting
  • Portfolio Reporting
  • Product Catalog
  • Projections
  • Promotions Management
  • Real-Time Data
  • Real-Time Monitoring
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Remote Deposit
  • Reporting/Analytics
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Role-Based Permissions
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Scheduled/Automated Reports
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Shipping Labels
  • Shipping Management
  • Social Media Integration
  • Status Tracking
  • Stock Management
  • Stock Tracking
  • Tax Calculation
  • Tax Filing
  • Tax Forms
  • Tax Management
  • Transaction History
  • Transaction Monitoring
  • Visual Analytics
  • eCommerce Management

Integrations

  • Total integrations51
  • 123FormBuilder
  • 17hats
  • Acuity Scheduling
  • AthletaDesk
  • BetterUnite
  • BigCommerce
  • Cash App
  • Chargebee
  • Cognito Forms
  • Constant Contact
  • Donorbox
  • Ecwid
  • Formsite
  • Fundraise Up
  • GiveSmart
  • GiveWP
  • Google Pay
  • Gravity Forms
  • Invoice Simple
  • Invoice2go
  • Joist
  • Jotform
  • Keap
  • Miva
  • Ninja Forms
  • OpenCart
  • PayPal
  • PayPal Enterprise Payments
  • Paymo
  • Payoneer
  • QuickBooks Online
  • RocketRez
  • Salesforce Commerce Cloud
  • Shift4Shop
  • Shopify
  • Shopware
  • Spreedly
  • Squarespace
  • Stripe
  • SubscriptionFlow
  • TutorBird
  • Venmo
  • Volusion
  • Wix
  • WooCommerce
  • WordPress
  • Wufoo
  • X-Cart
  • Xero
  • Zuora
  • commercetools
  • nopCommerce
  • Total integrations1
  • 123FormBuilder
  • 17hats
  • Acuity Scheduling
  • AthletaDesk
  • BetterUnite
  • BigCommerce
  • Cash App
  • Chargebee
  • Cognito Forms
  • Constant Contact
  • Donorbox
  • Ecwid
  • Formsite
  • Fundraise Up
  • GiveSmart
  • GiveWP
  • Google Pay
  • Gravity Forms
  • Invoice Simple
  • Invoice2go
  • Joist
  • Jotform
  • Keap
  • Miva
  • Ninja Forms
  • OpenCart
  • PayPal
  • PayPal Enterprise Payments
  • Paymo
  • Payoneer
  • QuickBooks Online
  • RocketRez
  • Salesforce Commerce Cloud
  • Shift4Shop
  • Shopify
  • Shopware
  • Spreedly
  • Squarespace
  • Stripe
  • SubscriptionFlow
  • TutorBird
  • Venmo
  • Volusion
  • Wix
  • WooCommerce
  • WordPress
  • Wufoo
  • X-Cart
  • Xero
  • Zuora
  • commercetools
  • nopCommerce