QuickBooks Money vs Square Payments

PayPal

Venmo

FreshBooks

PayPal Point of Sale

Wave

Clover

Compare QuickBooks Money and Square Payments based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

QuickBooks Money is a payment management and mobile payment gateway allowing vendors to process credit card transactions via mobile application. The payment platform uses a credit card reader plugin enabling users to process payments and request customer electronic signatures via a touch screen.

ACH Payment Processing

Billing & Invoicing

Cash Management

Contactless NFC

Credit Card Management

Credit Card Processing

Customizable Branding

Customizable Invoices

Data Security

Debit/Credit Card Processing

Digital Wallet

Electronic Signature

Financial Management

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Online Invoicing

Payment Processing

Purchasing & Receiving

Real-Time Reporting

Receipt Management

Recurring/Subscription Billing

Reporting/Analytics

Sales Reports

Sales Tax Management

Transaction History

QuickBooks Money

Android

Web-based

iPad

iPhone

Chief Content Officer

Easy to use, appears very secure and customer like the payment method. The ability to use this at events and even at client locations make this one of the best ways to accept credit cards.

Head of Finance Department

Some bugs makes it boring, its charges amount is way much for such a simple software especially for common goods with fixed prices in small shops, poor customer support response team.

realtor

It is very useful and i like the other services quickbook has.

Owner

Bank statement transactions are auto matched to QuickBooks data to make our transactions simple which was very good and the smartest way to do business so far.

Tax Consultant

I liked the the software is very user friendly and easy to manage inventory, and view transactions for order details.

It's simple and easy to integrate into quickbooks. It has a good back end that you can access from a computer to manage your payments and who is taking those payments.

Very polite people and always available to help me with anything I have concerns with.

Hair stylist 

I have to swipe the card 3x, hop on 1 foot then slide the card for it to work. Ridiculous and time consuming.

This payment solution has been great. Quick pay time, easily integrates with Quickbooks and it is very easy to set up and use.

Works well for credit card payments. It has some nice features like putting a hold on a card.

Patient Coordinator

It helps keep the practice organized and helps with money management.

Founder/Owner

Customer service was unwilling to escalate and did not provide me with any opportunity to report fraud.

Horrible customer service and mobile payment device.

Self employed 

That it's good for small businesses and therefore inexpensive.

I love when a vendor uses this payment system.

Principal

Pretty good, like I said would be better to have USA customer service that could understand english and be understood.

Licensed Professional Counselor

The bluetooth card reader disconnects after a few minutes and takes a bit more to get reconnected first. That's hard for intermittent sales.

Just like Square, you are able to get payments from customers using a card reader or online button.

QuickBooks Money screenshot: QuickBooks Payments memo

QuickBooks Money screenshot: QuickBooks Payments eSignature

QuickBooks Money screenshot: QuickBooks Payments items

QuickBooks Money screenshot: QuickBooks Payments email receipts

Freelancers

Large Enterprises

Mid Size Business

Small Business

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Activity Dashboard

Compliance Management

Cryptocurrency Processing

Customer Database

Electronic Payments

Fraud Detection

Gift Card Management

In-Person Payments

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Reminders

Reporting & Statistics

SSL Security

Third-Party Integrations

Square Payments

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

QuickBooks Money vs Square Payments Comparison (2026)

QuickBooks Money

Square Payments

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives