Melio vs Lightyear

QuickBooks Online

QuickBooks Desktop

BILL Accounts Payable & Receivable

Dext

Hubdoc

Medius

Compare Melio and Lightyear based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Melio simplifies bill payments for businesses of all sizes. Pay vendors online using bank transfers or credit/debit cards, even if they only accept checks. Seamlessly sync with QuickBooks and Xero, keeping your finances up to date. To get started, enjoy your 30 day free trial.

1099 Preparation

Accounting Integration

Accounts Payable

Accounts Receivable

ACH Payment Processing

Approval Process Control

Approval Workflow

Bank Reconciliation

Billing & Invoicing

Billing Portal

Bookkeeping Services Integration

Cash Management

Check Processing

Check Writing

Client Management

Contact Database

Credit Card Processing

Customer Statements

Customizable Invoices

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Data Security

Debit/Credit Card Processing

Deferred Billing

Document Management

Due Date Tracking

Dunning Management

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

Expense Tracking

Financial Management

For Accountants

For CPA Firms

For Medical Purposes

For Small Businesses

Fraud Detection

General Ledger

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mobile Access

Mobile Payments

Multi-Currency

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Partial Payments

Payment Processing

PCI Compliance

Project Billing

Receivables Ledger

Recurring Invoicing

Recurring Payments

Recurring/Subscription Billing

Remote Access/Control

Reporting & Statistics

Reporting/Analytics

Search/Filter

Self Service Portal

Status Tracking

Task Management

Third-Party Integrations

Transaction History

Vendor Management

Melio

Android

Web-based

iPhone

Executive Assistant 

The ease of set up and implemenation on this software is outstanding. The immediate synch with Quickbooks has been a time saver.

accountant

I have been extremely happy with the ability to have payments come directly into my bank account from the customer, and the fees are fair.

That should have been a warning sign. Then I tried to send my first payment to my vendor, and when I did it said the payment failed and I needed to contact compliance, with no additional information.

Business Consultant

Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.

owner

You really can't beat that with a stick. It's great for paying things like Building Rent that needs a check or any other bill that does not accept cards at all.

Melio is super easy to set up and use. The integration is fast and simple, and works reliably.

I am happy with the product, especially since it is free for the functionality I am using it for.

Owner

Do you have the option to integrate it with your QuickBooks or use it as a standalone product which is great.

President

Customer service is second to none. You really get the sense that the people speaking to you care about the product and care about how you are using it.

Modern, ease of use, could be useful and a good idea.

Founder

It's easy to use and inexpensive. When needed, the customer service is excellent.

Owner, Co-Founder

Very poor support, I am extremely disappointed.

You are truly own your own with the platform and service. Melio also has no phone number, and eventually will stop responding.

Office Manager

Nightmare experience followed by horrible support - run away fast.

As a small business owner my time is limited and I love that Melio feels like my partner.

Co-Owner

Straight to the point - it simply and effectively works.

Chief Executive Officer

Melio makes payment processing easy and what makes it stand out from the rest are its price point (free) and the added credit card processing option.

Owner, Accountant

Inexpensive and effective way to get paid by my clients.

Melio screenshot: Melio mobile dashboard

Melio screenshot: Melio add a bill

Melio screenshot: Melio add a bill options

Melio screenshot: Melio upload a bill file 

Melio screenshot: Melio file uploaded

Melio screenshot: Melio bill uploaded

Melio screenshot: Melio payment selection

Melio screenshot: Melio how vendor gets paid

Melio screenshot: Melio schedule payment

Melio screenshot: Melio payment in process

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Small Business

Dext is an AI-powered bookkeeping platform that automates data capture from receipts, invoices, and e-commerce platforms like Amazon, Shopify, and Stripe. It streamlines pre-accounting, improves accuracy, and integrates with tools such as Xero, QuickBooks, and Sage.

Hubdoc automatically collects financial documents securely within the cloud, syncing data from invoices, receipts and statements between accounting apps

Medius AP Automation is a cloud-based solution designed to help small to large businesses automate accounts payable (AP) processes and manage vendor invoices and approval workflows. Medius invoice matching engine enables managers to streamline the entire invoice processing lifecycle.

Lightyear is an intelligent purchasing & accounts payables automation solution that assist finance teams with automating approvals across different workflows using advanced data extraction, rule-based automation, customizable workflows, and built-in collaboration tools.

Access Controls/Permissions

Accounting

Activity Dashboard

Activity Tracking

Aging Tracking

AI/Machine Learning

Alerts/Notifications

Audit Management

Audit Trail

Auto Extraction

Cash Flow Management

Catalog Management

Categorization/Grouping

Compliance Management

Credit Note

Data Mapping

Data Storage Management

Data Verification

Document Extraction

Document Storage

ERP integration

Expense Claims

Financial Analysis

Image Extraction

Inventory Management

Multi-Language

Multi-Location

Optical Character Recognition

Payment Reconciliation

Pricing Extraction

Process/Workflow Automation

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Purchasing Reports

Real-Time Data

Real-Time Reporting

Receipt Management

Requisition Management

Spend Analysis

Spend Management

Supplier Management

Tax Calculation

Tax Management

Time & Expense Tracking

User Management

Workflow Management

Lightyear

Linux

Windows

iPad

Accounts and Payroll Manager

It's made each head of department responsible for their own invoices and the processing of them which is great.

Financial Controller

The Lightyear software is very affordable, user friendly and easy to implement. It does have many functionalities and the integration to NetSuite ERP system is very robust.

Finnance Manager

Cost effective and over all this is great tool that helping organisation to minimize cost with less effort and good record keeping tracker and processing.

The support that comes with lightyear is the best customer support I have received, instant helpful support. Issues resolved quickly and efficiently every time.

Group Financial Controller

Initial training and implementation was a breeze and we were up and running in a very short time which was excellent. I highly recommend LightYear.

Lightyear's integration with Xero is seamless and its OCR technology is incredibly fast and accurate. Lightyears support team are unparalleled, they are friendly, helpful and always available in need.

Head of System Integration

User friendly platform, great support and an outstanding approval options.

Accounts Administrator 

Great, customer service is amazing, always really helpful and fast.

Really positive, very helpful support team and great product.

Executive Assistant

Overall I am pleased with lightyear and has made life easier. It's always a work in progress but with the right management and support it works really well.

Melio vs Lightyear Comparison (2026)

Melio vs Lightyear Comparison (2026)

Melio

Lightyear

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives