Neontra - 2026 Pricing, Features, Reviews & Alternatives

Neontra is an all-in-one personal finance application for budgeting, financial planning, and net worth tracking. Features include -

- Secure & Trusted: Neontra protects your data with bank-level security. The company never stores sensitive data, including passwords or account numbers.

- All Your Money in One Place: Connect accounts to import data or manually upload automatically. Track bank accounts, credit cards, loans, investments, assets and cash. View of all your $CAD, $USD, £GBP, €EUR and ¥YEN in one place.

- Health Check: Evaluate your overall financial wellness with a simple Neontra scorecard. The Health Check provides a personal, score with actionable insights.

- Income & Expense Tracking: Neontra auto-categorizes transactions so users can quickly see where their money goes. They can see how much they have earned and spent in a specified time frame. View cash flow bi-weekly, by month, by quarter, or by year. Analyze your cash flow cumulatively over time, per period, or by type (Essential / Non-Essential / Debt / Savings)—view patterns in the past and how they project into the future.

- Personalized Insights: Neontra’s proprietary AI analyzes your financial data and then creates insights and analyses that are personalized for you.

- Forecasts: Neontra forecasts the financial future to help users plan for the future. See how patterns from the past project into the future. Model and forecast your growth, define projected growth rates, and visualize likely scenarios.

- Budget Planner and Tracker: Neontra makes it easy to create and manage a budget, so users can spend less time worrying about their money. Set budget targets per category, or use the target forecasted by Neontra based on your past behavior. The Spending Tracker app helps users monitor their progress relative to targets. View your budget performance bi-weekly, by month, by quarter or by year. Learn from the past and go back in time to view your past budget performance.

- Map Your Goals: Goals may be one-time (vacation) or recurring (funding your retirement). Fund your goals using all of your financial assets, not just bank accounts and investments. Map your assets to the funding of multiple goals based on goal priority. Set goals and track your progress over time.

- Track All Your Investments: Neontra aggregates and tracks all your investments in one place. Stocks, ETFs, Mutual Funds, Real Estate, Fixed Income, FX, Auto, Personal Assets, NFTs, Crypto, Jewellery, Art, Domains and Collections.

- Follow the Markets: Build and test your strategies with a fully functional trading simulator, including stocks, metals, crypto, and FX.

- Personalized Financial Calendar: Use Neontra’s financial calendar to map your day-to-day transactions easily. See all your spending visualized by day, week, and month with one tap. View transactions across all your cards and accounts in one place. Identify time-based trends and patterns in your spending