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Sage 50 Accounting vs Holded Comparison (2026)

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Sage 50 Accounting logo

Sage 50 Accounting

Holded logo

Holded

Overview

Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

124.42

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

9.5

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.0

631

5

4

3

2

1

257

226

85

30

33

  • Value for money
  • Ease of use
  • Features
  • Customer support
58%
would recommend this app

4.6

351

5

4

3

2

1

257

68

10

6

10

  • Value for money
  • Ease of use
  • Features
  • Customer support
84%
would recommend this app

Pros

“It helps keep our financial records organized makes reporting easy and gives us confidence that our numbers are accurate. While there are a few areas that could be improved such as support response times and ease of learning, it remains a reliable and trustworthy accounting solution that I would recommend to other businesses.”
VK

Vijay K.

Technical Support Specialist

“I especially appreciate its ability to manage accounts payable, general ledger, bank reconciliations, and financial statements in one place. Once the data is set up correctly, it provides accurate financial information and good audit trails for tracking transactions.”
MA

Martine A.

Finance

“Overall, I've had a solid experience with Sage 50 Accounting, finding it reliable and user-friendly for my regular financial tasks. While it's not perfect, I appreciate the customization options and the ability to track my business's financial performance in one place, which has helped streamline my workflow.”
SK

Shalmali K.

Accounting Manager

Pros

“The reporting tools provide clear insights into business performance, while the banking integrations help streamline reconciliation and reduce manual work.”
Verified reviewer profile picture

Andrea L.

Innovation Manager

“While Holded is very user-friendly, some advanced accounting and reporting features are less flexible than those offered by more specialised ERP solutions. As business needs become more complex, certain customisation options can feel somewhat limited.”
Verified reviewer profile picture

Andrea L.

Innovation Manager

“It simplifies everyday administrative tasks, making it much easier to manage transactions, track expenses, and keep financial information organised.”
Verified reviewer profile picture

Andrea L.

Innovation Manager

Cons

“Keeping financial records, reviewing expenses, and managing invoices are part of running daily clinic operations, and doing all of this manually can become time consuming.”
Verified reviewer profile picture

Rakesh J.

Obstetrician And Gynecologist

“Alot has been experiencing as negative, who I final customization of sage 50 Accounting, it still requires costs on learning how to use bookkeeping features and more complicated on recording offline receipts while online”
SM

Stephanie M.

Strategic operations leader

“The reporting capabilities within the custom reporting function is extremely difficult due to the fact that you have to roll all the way to the right side of the screen in order to locate the print button.”
DA

Daria A.

Account Manager

Cons

“Its major disadvantage is the external data processing with its API.”
EA

Enrique A.

Project Manager

“The working hours cannot be assigned by projects either.”
EA

Enrique A.

Project Manager

“Even if Holded is a spanish company they are not committed to manage all legal needs of spanish fiscal and accouting law.”
JM

Joseba M.

CEO

  • Vendor responds to reviews
  • Last review4 days ago
  • Vendor responds to reviews
  • Last review2 months ago

Key features

  • Total features87
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Audit Management
  • Audit Trail
  • Automatic Billing
  • Bank Reconciliation
  • Batch Processing
  • Billing & Invoicing
  • Billing Portal
  • Budgeting/Forecasting
  • CRM
  • Calendar Management
  • Cash Flow Management
  • Cash Management
  • Client Portal
  • Collaboration Tools
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Document Storage
  • Drag & Drop
  • Dunning Management
  • Electronic Payments
  • Employee Management
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For Small Businesses
  • Forecasting
  • Fund Accounting
  • General Ledger
  • Hourly Billing
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Key Performance Indicators
  • Marketing Automation
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Currency
  • Online Invoicing
  • Online Payments
  • Order Management
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Performance Metrics
  • Product Identification
  • Productivity Tools
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Management
  • Project Time Tracking
  • Purchase Order Management
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Revenue Recognition
  • Sales Order Management
  • Sales Tax Management
  • Scheduling
  • Spend Management
  • Supplier Management
  • Task Management
  • Tax Calculation
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Training Management
  • Transaction Management
  • Trend Analysis
  • Vendor Management
  • Workflow Management
  • Total features75
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Audit Management
  • Audit Trail
  • Automatic Billing
  • Bank Reconciliation
  • Batch Processing
  • Billing & Invoicing
  • Billing Portal
  • Budgeting/Forecasting
  • CRM
  • Calendar Management
  • Cash Flow Management
  • Cash Management
  • Client Portal
  • Collaboration Tools
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Document Storage
  • Drag & Drop
  • Dunning Management
  • Electronic Payments
  • Employee Management
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For Small Businesses
  • Forecasting
  • Fund Accounting
  • General Ledger
  • Hourly Billing
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Key Performance Indicators
  • Marketing Automation
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Currency
  • Online Invoicing
  • Online Payments
  • Order Management
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Performance Metrics
  • Product Identification
  • Productivity Tools
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Management
  • Project Time Tracking
  • Purchase Order Management
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Revenue Recognition
  • Sales Order Management
  • Sales Tax Management
  • Scheduling
  • Spend Management
  • Supplier Management
  • Task Management
  • Tax Calculation
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Training Management
  • Transaction Management
  • Trend Analysis
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations16
  • AutoEntry
  • Avalara
  • BILL AP/AR
  • BQE CORE Suite
  • Dropbox
  • Fortis
  • GoCardless
  • Mailgun
  • Mailjet
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Word
  • PayPal Payments
  • Pleo
  • PrestaShop
  • QCommission
  • REALTRAC
  • Shopify
  • Square Online
  • Stripe Payments
  • Time Tracker by eBillity
  • VeriClock
  • Wix
  • WooCommerce
  • Zapier
  • sales-i
  • Total integrations13
  • AutoEntry
  • Avalara
  • BILL AP/AR
  • BQE CORE Suite
  • Dropbox
  • Fortis
  • GoCardless
  • Mailgun
  • Mailjet
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Word
  • PayPal Payments
  • Pleo
  • PrestaShop
  • QCommission
  • REALTRAC
  • Shopify
  • Square Online
  • Stripe Payments
  • Time Tracker by eBillity
  • VeriClock
  • Wix
  • WooCommerce
  • Zapier
  • sales-i