Spendesk vs Venmo

PayPal

Square Point of Sale

Cash App

Qonto

Pleo

Mooncard

Compare Spendesk and Venmo based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Mooncard is a business expense management platform for organizations of all sizes that automates the entire process, from payment to accounting. Key features include OCR, expense management, and more.

Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Pleo is a cloud-based expense management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

Spendesk is the smart way to manage your business spending. Flexible payments, approvals, expenses, invoices and accounting — all together for the first time.

Accounting

Accounting Integration

Accounts Payable

Accounts Receivable

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Audit Trail

Bank Reconciliation

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Cash Flow Management

Cash Management

Configurable Workflow

Corporate Card

Customer Statements

Dashboard

Data Import/Export

Data Security

Data Visualization

Debit/Credit Card Processing

Document Storage

Duplicate Detection

Duplicate Payment Alert

Electronic Funds Transfer

Electronic Payments

Enrollments/Onboarding

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Forecasting

Fraud Detection

General Ledger

In-Person Payments

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Online Payments

Optical Character Recognition

Order Management

Payment Processing

Payment Reconciliation

Prepaid Cards

Procurement Management

Purchase Order Management

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Receivables Ledger

Recurring/Subscription Billing

Reimbursement Management

Reminders

Reporting & Statistics

Reporting/Analytics

Requisition Management

Risk Management

Search/Filter

Single Sign On

Spend Analysis

Spend Control

Spend Management

Status Tracking

Subscription Management

Subscription Plan Management

Supplier Management

Third-Party Integrations

Time & Expense Tracking

Transaction History

Transaction Monitoring

Travel Management

Usage Tracking/Analytics

Vendor Management

Workflow Management

Spendesk

Android

Web-based

iPad

iPhone

Head accountant subsidiaries 

Spendesk customer support is one of the best I have seen. Very friendly and available at any time to help you.

Chief Technology Officer

It is not very obvious how to have a card that can be charged multiple times, but only as a single overall process.

Customer Success Manager

Simplicity is the key to brilliance and Spendesk is very easy.

Demand manager 

The app is intuitive and with a nice design, I liked that I didn’t used my own money because the company card was added to the app.

RevOps Specialist

Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent.

CTO & Machine Learning Solutions Architect

I like it because it allows me to better control the employees in my area and issue cards whenever they are required in the currency that they require.

Director Business Planning

The customer support level is the best I've ever seen, and they are constantly adding new features and improving the existing ones.

Spendesk should have been live 5 ago to avoid past problems.

Team Leader

It's extremely easy to use, no time to waste. Spendesk can help a company to increase its effectiveness.

Accounting Manager

A Great Spend Management Solution For Business.

Co-founder - COO

Spendesk is very easy to use and at an affordable price point. Since it is cloud-based, I can access it from any computer, at home or the office.

Shopping Centre Portfolio Manager

It's great to make purchases and ideal that I need not use my own card for online payments.

Head of Service Operations

Easy to keep track of payments and receipts. More secure than using a normal card.

Director Of Engineering

Not enough visibility with spending per per category / missing analytics dashboard.

General Manager

Can integrate with accounting. All in all I think spendesk allows us to gain time and control over many administrative tasks, enabling us to focus more on our business.

The accounting integration (in Germany) was easy and straightforward.

The software, none till now, the card to pay cant be used in some places.

Product Designer

So easy and totally streamlines expensing things in my company now.

Spendesk screenshot: Spendesk is the 7-in-1 spending solution

Spendesk screenshot: Individual spending controls and approval thresholds

Spendesk screenshot: Adjust budgets based on live information

Spendesk screenshot: Make expense reimbursements right from Spendesk

Spendesk screenshot: Simplify your invoice management process

Spendesk screenshot: Define individual budgets on debit cards

Spendesk screenshot: Pre-approved virtual debit cards

Spendesk screenshot: Export Spendesk data to your accounting automation software

Spendesk screenshot: View consolidated spending reports in detail

Large Enterprises

Mid Size Business

Small Business

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

ACH Payment Processing

Credit Card Processing

Mobile Payments

Multiple Payment Options

Partial Payments

Point of Sale (POS)

Promotions Management

Sales Reports

Venmo

Owner

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

Student

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Spendesk vs Venmo Comparison (2026)

Spendesk

Venmo

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives