GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links.

Our commitment

Independent research methodology

Our researchers use a mix of verified reviews, independent research, and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

Learn more

Verified user reviews

GetApp maintains a proprietary database of millions of in-depth, verified user reviews across thousands of products in hundreds of software categories. Our data scientists apply advanced modeling techniques to identify key insights about products based on those reviews. We may also share aggregated ratings and select excerpts from those reviews throughout our site.

Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

Learn more

How GetApp ensures transparency

GetApp lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. GetApp is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website.

Learn more

Square Virtual Terminal vs 360 Payments Comparison (2026)

Add to Compare

Compare similar apps

Square Payments

4.7

Stripe

4.6

Good recommendations?

Square Virtual Terminal

360 Payments

Overview

Square Virtual Terminal is a cloud-based software that helps businesses process and accept payments from multiple payment methods including cash, checks, gift cards and more. Managers can charge payments on customers' credit or debit cards and maintain a record of all payments in the database.

360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

Value for money

Ease of use

Features

Customer support

81%

would recommend this app

4.7

Value for money

Ease of use

Features

Customer support

86%

would recommend this app

Pros

“The issue was only addressed after formal escalation to the Consumer Financial Protection Bureau (CFPB) and State Attorneys General.”

Thomas K.

Owner and Member

“What I like least it that is costs more if you do not swipe a card. If you manually enter the card information you pay a bit more per transaction”

Jenine B.

Office Administrator

“Being Able to set up recurring payments is my favorite feature and it’s easy to navigate your way around the site.”

Scott K.

Buyer

Pros

“I rely on this software for my payment processing and it exceeded my expectations. As compared to other software, the value for the money is great.”

Bridgette K.

owner

“We use this program to process payments from customers, process refunds, etc. ”

Julie M.

Payroll Manager

“As a small business I was leery of getting into a contract and not quite confident in choosing a card processor who would not hold payments like I’d heard happen with larger more well known companies- 360 Payments is incredible- from my first inquiring phone call where information was presented clearly to my recent call to reset the time on the machine the customer service has been knowledgeable, helpful and friendly.”

Valerie B.

Office Manager

Cons

“After weeks of attempting to resolve a critical merchant data dispute regarding an unauthorized live website container maintained on their infrastructure, Block, Inc. (Square) demonstrated an alarming lack of administrative accountability. Despite receiving explicit digital privacy portal requests and a physical corporate demand delivered via USPS Certified Mail to their headquarters, the company maintained the public data pipeline for weeks.”

Thomas K.

Owner and Member

“My account was deactivated for no good reason which made it literally impossible to talk to anyone at customer service. ”

Scott K.

Buyer

Cons

“They will refuse to refund any of the money I would say stay away from these people with all you can do not risk your money with them.”

Jeremy G.

Owner