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Stripe vs 360 Payments Comparison (2026)

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Stripe

360 Payments

Overview

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

3.3K

2.4K

655

121

Value for money

Ease of use

Features

Customer support

81%

would recommend this app

4.7

Value for money

Ease of use

Features

Customer support

86%

would recommend this app

Pros

“Stripe really stands out for making complex payment processing feel intuitive, with clean APIs, excellent documentation, and a structure that allows you to scale from a simple checkout to a fully customized payment ecosystem.”

Marc R.

Talent

“Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles.”

Kaleb V.

Founder and Managing Member

“I also appreciate Stripe’s strong security features and global capabilities, which give customers confidence when making purchases and allow businesses to scale internationally with ease.”

Gary A.

Founder CEO

Pros

“I rely on this software for my payment processing and it exceeded my expectations. As compared to other software, the value for the money is great.”

Bridgette K.

owner

“We use this program to process payments from customers, process refunds, etc. ”

Julie M.

Payroll Manager

“As a small business I was leery of getting into a contract and not quite confident in choosing a card processor who would not hold payments like I’d heard happen with larger more well known companies- 360 Payments is incredible- from my first inquiring phone call where information was presented clearly to my recent call to reset the time on the machine the customer service has been knowledgeable, helpful and friendly.”

Valerie B.

Office Manager

Cons

“We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.”

Jennifer J.

Practice Manager

“In rare instances, we have faced issues while syncing the transaction data with our ERP software and that may lead to some time delay in payments being reconciled on our site.”

Eric P.

ERP Supervisor

“I worked with them for hours to set up a test transaction on one of the checkout pages that I set up before I clicked the setting to receive notifications. But if I had made a sale and didn’t receive a notification I would have had one very angry customer AND THAT CUSTOMER WOULD HAVE BLAME ME FOR NEGLECTING THEM AND I WOULD HAVE GOTTEN A HORRIBLE REVIEW FOR BEING NEGLECTFUL AND SEVERELY UNPROFESSIONAL..”