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Venmo vs 360 Payments Comparison (2026)

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Venmo

360 Payments

Overview

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

9.3K

7.4K

1.4K

299

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

4.7

Value for money

Ease of use

Features

Customer support

86%

would recommend this app

Pros

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”

Heather H.

Marketing and Communications Executive

“The qr code feature is also really handy when you are meeting someone for the first time like at a flea market because you dont have to type in a long username and risk sending money to the wrong person.”

Temiloluwa E.

Student

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”

Brianna T.

Founder

Pros

“I rely on this software for my payment processing and it exceeded my expectations. As compared to other software, the value for the money is great.”

Bridgette K.

owner

“We use this program to process payments from customers, process refunds, etc. ”

Julie M.

Payroll Manager

“As a small business I was leery of getting into a contract and not quite confident in choosing a card processor who would not hold payments like I’d heard happen with larger more well known companies- 360 Payments is incredible- from my first inquiring phone call where information was presented clearly to my recent call to reset the time on the machine the customer service has been knowledgeable, helpful and friendly.”

Valerie B.

Office Manager

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”

Colleen H.

OWNER

“Additionally, customer support can be limited if there are issues with an account or a payment dispute. While it’s very convenient for everyday use, these drawbacks can occasionally be frustrating.”

Rebecca R.

Production manager

“Sometimes there are minor glitches such as notifications or incompletion of transaction details that causes confusion.”

Nguyen H.

Deputy Service Manager

Cons

“They will refuse to refund any of the money I would say stay away from these people with all you can do not risk your money with them.”

Jeremy G.

Owner