Square Point of Sale vs Afterpay

PayPal

Venmo

Clover

Klarna

Sezzle

Compare Square Point of Sale and Afterpay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Access Controls/Permissions

Accounting

Accounting Integration

Activity Dashboard

Alerts/Notifications

Barcode/Ticket Scanning

Billing & Invoicing

Cash Management

Clock In/Out

Commission Management

Contact Database

Contact Management

Credit Card Processing

Custom Cake Orders

Customer Accounts

Customer Database

Customer History

Customer Management

Customizable Branding

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Security

Data Synchronization

Delivery Management

Device Enrollment

Discount Management

Document Storage

eCommerce Management

Electronic Payments

Electronic Signature

Email Marketing

Employee Management

For Bakeries

For Bars/Clubs

For iPad Devices

For Liquor Stores

For Restaurants

For Retail

Fraud Detection

Gift Card Management

Inventory Control

Inventory Management

Inventory Tracking

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Item Management

Labor Cost Calculator

Layaway Management

Loyalty Program

Menu Builder

Mobile Access

Mobile App

Mobile Payments

Multi-Location

Offline Access

Online Invoicing

Online Ordering

Online Payments

Order Entry

Order Management

Ordering Automation

Partial Payments

Payment Processing

PCI Compliance

Point of Sale (POS)

Point of Sale (POS) Integration

Price/Margin Management

Pricing Management

Promotions Management

QR Codes

Quotes/Estimates

Real-Time Data

Real-Time Reporting

Real-Time Updates

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Reminders

Remote Access/Control

Reporting/Analytics

Restaurant POS

Retail Inventory Management

Retail POS

Returns Management

Sales History

Sales Reports

Sales Tax Management

Sales Trend Analysis

Search/Filter

Security Management

Separate Checks

SMS Marketing

Split Checks

Stock Management

Square Point of Sale

Android

Web-based

iPad

iPhone

Antique sales associate

The greatest benefit that came from this software, for me, is the ability to conduct business, specifically, complete a payment transaction, no matter where you are located.

IT Systems Admin

Square is an awesome piece of software to use. The retail side has great capabilities for sales, inventory, gift cards, rewards, and much much more.

Managing Partner

Square is very simple to learn and use as an end user, and it has gain a lot of popularity recently, customers feel more and more comfortable with this system.

Office Manager

If I am to complain about something I would complain about the percentage I am giving back to square but that it the cost of doing business.

Production Manager

Easy and inexpensive way to take credit card payments for my small business. This provider is awesome, and helps my small business to easily accept cards.

owner

I love being able to create different locations and taylor the products, pricing and taxes to each location individually. Integration with Craftybase is excellent.

Owner

The only thing that has ever been slightly frustrating is the traditional card reader being sensitive when swiping cards. Sometimes I'll have to try 3-4 times to get it to register.

Administrative

Good pricing and customer support available. Great hardware options - Android and IOS Capability.

CEO and Founder

My overall experience with Square Point of Sales has been extremely positive. Not only was is easy to use reliable as a business owner, but it was intuitive and simple for customers to use as well.

Communications Director 

I dislike that it fails sometimes and it is not accessible at many different vendors and restaurants.

Network Admin

I like that all you need is a reader and a phone or tablet that is internet connected. The option of using Bluetooth for select readers was very nice.

Owner Operator 

I enjoyed the ease of use that Square provided in the initial setup and ease of use.

Office admin

Overall, as both a person who as used Square as a customer and vendor, I find it very easy to use, set up, and maintain. It is also very inexpensive, which is great for small businesses.

Catering Lead

Easily integrated for payment, great interface and very easy to use software. Easy to edit and amend items on the menu.

Manager

When we were just in the beginning stages of POS systems, Square was the best option. It's easy and small and doesn't require paying for a large software system.

Managing Director

By watching the videos, it looked like Square is the ideal option for a Coffee shop, and when it comes to ease of use, then.

I have never had to use customer service for any issues I have had because I've never had any. It is very simple to use and it is great for taking customer transactions over the phone.

Entrepreneur 

There were also times where it appeared that the sale went through and then later after checking my sales reports I could see that several transactions were missing and I was never paid.

Square Point of Sale screenshot: The point of sale that's so much more than a point of sale.

Square Point of Sale screenshot: Sell at the counter, on the go, or online, so you never miss a sale.

Square Point of Sale screenshot: Customize your checkout to keep your line moving and your customers happy.

Square Point of Sale screenshot: Accept every way your customers want to pay.

Square Point of Sale screenshot: Track customer’s preferences and purchases with every card swipe.

Square Point of Sale screenshot: Keep track of your sales, inventory, and locations, all in one system.

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Sezzle is a payment processing solution that helps merchants manage options for buying now and paying later via installments. It offers mobile applications for Android and iOS devices, which allows users to handle payments and view specific brands according to requirements.

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.


Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.

Afterpay is an installation payment solution that provides an additional payment option for customers. With Afterpay, businesses can allow customers to pay for any product in installments payments over 6 weeks.

ACH Payment Processing

Debit/Credit Card Processing

Multiple Payment Options

Payment Fraud Prevention

Self Service Portal

Afterpay

Afterpay has been a great way for my sales to increase by 60. I love them as a merchant and as a consumer.

Integration was very easy even if you were not good with computers. Very helpful and my customers love the option.

That it’s super easy to use. The customer service from start to finish was great.

Desing/Marketing Manager

There are no analytics tracking, and the dashboard is confusing to navigate.

Afterpay is very easy to use. Customer love it and love how easy it is.

Delivery Driver

The best is this app is so sophisticated and a breeze to navigate.

Trust for our customer, its amazing how customer relate with afterpay and also with the afterpay store directory.

I love when I added this back in 2018 it instantly added to sales within my company. A lot of consumers are dealing with the pandemic and need to place orders on a payment plan, this helps.

I love the easy use and being able to have this option for my customers.

Owner 

Easy to use  and my customers love if they like options to pay.

Director of Ecommerce

We love how afterpay makes quick and easy transactions for our customers.

Soap Maker

So easy to use, as a customer and merchant. Great customer service too.

Internal Advisor

You have the ability to buy a product now and make payments later. That is a very good thing to have, especially during the time's we're all living in, money is a problem, and this makes it easier.

I dislike the 3 business days that you must wait before payout.

The integration process was easy. Customers like the available option.

Head of E-Commerce & Marketing

Customers often get confused on how to check out using Afterpay (via our Shopify powered site).

Small business owner

Ease of use is the only compliment, but they make this easy because they willing To steal your money.

I wouldn’t say that I have anything negative to.

Afterpay screenshot: Afterpay connects merchants with the world's best shoppers. And no application fees mean more businesses sign up with Afterpay than any other payment service.

Afterpay screenshot: Afterpay offers shoppers an all-inclusive application to access their favorite brands, manage their budgets, and pay in 4 with one touch.

Square Point of Sale vs Afterpay Comparison (2026)

Square Point of Sale

Afterpay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives