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Square Point of Sale vs Square Payments Comparison (2026)

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Good recommendations?

Square Point of Sale

Square Payments

Overview

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Accept every way your customers want to pay with Square Payments.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

2.2K

615

130

Value for money

Ease of use

Features

Customer support

83%

would recommend this app

4.7

2.7K

488

Value for money

Ease of use

Features

Customer support

84%

would recommend this app

Pros

“I can use it to check people out, keep people engaged and communicating, process payments professionally and easily and the website was a big bonus!”

Shawn H.

Lead Therapist, Owner

“It offers a debit card tied to the account, that allows me to have instant access to funds, and if I use the transfer option, it takes one day to reach my bank account, or instant for another fee.”

Chris L.

Operations

“Square Point of Sale is highly effective for a music and content-based business that sells lessons or services, as it makes in-person and online payments simple and fast.”

Michael Z.

Owner

Pros

“As a small business owner, I need tools that save me time, and Square makes it easy to accept payments, track sales, send invoices, and manage my business all in one place.”

Ajah B.

Owner CEO

“Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office.”

Reyna F.

Brand Manager

“My main drawback was the processing fees, which became more noticeable as my business grew. Despite that, I think Square is a great option for small businesses looking for a reliable and user-friendly payment solution.”

Jeniffer D.

patio covers

Cons

“The setup process was confusing as it required an another app epically if you were using the lighting reader and a verification process, as well as linking your bank accounts and test transactions.”

Absana P.

Tier III Technician

“This situation caused real damage to my life. That $1,447 was reserved for something extremely important with a strict deadline attached to it. Because I did not receive the money in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment.”

Javier S.

Event planner

“We use the app and rely on the nearby wi-Fi, so if we do not get a good solid connection, we are unable to process payments.”

Jacqueline D.

Mission Coordinator

Cons

“The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.”

Melissa W.

Hospital administrator

“It's not the most suitable for my nonprofit needs, as it's definitely built more for commerce and the administration can be a bit tricky for volunteers.”