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VigilantPay Logo

Prevents fraud payment and validate business bank accounts

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VigilantPay - 2026 Pricing, Features, Reviews & Alternatives

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VigilantPay overview

What is VigilantPay?

VigilantPay operates as an intermediary between an organization's Payroll and ERP systems and their banking platform. Its purpose is to analyze proposed payments before the bank is instructed to proceed with the transaction. By integrating into these payment and approval processes, VigilantPay automates rigorous checks and ensures separation of duties. The best part is that there is no need for IT integration. You can have VigilantPay up and running within just a few hours.

During the crucial approval stage, VigilantPay conducts a series of cross checks in a matter of seconds that would be humanly impossible to perform in real-time. Not only does it detect erroneous payments, but it also brings attention to other control issues.

To accomplish this, VigilantPay receives payment batch files from the company's accounting and payroll system. It then employs various algorithms and AI capabilities to review and compare the bank accounts associated with each proposed payment. If any suspicious transactions are identified, VigilantPay promptly notifies the appropriate authorizer and/or owner, enabling further review prior to payment.

Key benefits of using VigilantPay

Any company that has a finance team and wants separation of duties and increased control over existing procedures. We suit typical creditor & payroll spend of $15 Million up to billions per annum

Starting price

NZ$
499usage based /
per month

Alternatives

with better value for money

VigilantPay’s user interface

Ease of use rating:

VigilantPay reviews

Overall rating

4.5

/5

10

Positive reviews

100

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9.1/10
Rating distribution

5

4

3

2

1

5

5

0

0

0

Pros
“This is a really good, focussed tool that does just what you want it to do without any distractions. The setup, support and troubleshooting has been fast and excellent.”
CW

Cameron W.

Manager Business Support

“VP has been good for our company, very proactive company.”
TS

Trudy S.

Management Accountant

“That it provides peace of mind that I am not making erroneous or fraudulent payments by running numerous checks over our payment details independent of our accounting and banking systems.”
CW

Cameron W.

Manager Business Support

Cons
“When there is a mistake, you cannot correct within vigilantpay itself to exclude to problem payment. You must go back into the batch file remove the line.”
AM

Alex M.

Assistant Account

“Its given a real sense that we have greatly minimize our risk of internal and external loss through payment fraud.”
DT

Dale T.

Director

“It did seem to suffer from the developer focusing on their AML/CFT offering and neglecting ongoing development for a period of time, but this has changed over the last year or two.”
CW

Cameron W.

Manager Business Support

Who uses VigilantPay?

Based on 10 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Construction
Hospital & Health Care
Civil Engineering
Education Management
Others

Use cases

Financial Risk Management
Accounts Payable
Financial Fraud Detection
Vendor Management

VigilantPay's key features

Most critical features, based on insights from VigilantPay users:

Reporting/Analytics
Duplicate payment alert
Approval process control
Risk analysis
Financial management
Accounting

All VigilantPay features

Features rating:

Payment fraud prevention
Fraud detection
Compliance management
Check fraud detection
Access controls/permissions
Audit trail
Activity dashboard
Offboarding
Onboarding
Workflow management
PSD2 compliant
Real-time alerts
Real-Time analytics
Real-Time data
Real-Time monitoring
Real-Time updates
Recurring payments
Reporting & statistics
Risk alerts
Vendor master data management
Vendor management
Risk assessment
Risk management
Secure data storage
Supplier management
Third-Party integrations
Transaction history
Transaction monitoring
User management
Activity monitoring
Activity tracking
AI/Machine learning
Alerts/Escalation
Alerts/Notifications
Anomaly detection
API
Audit management
Bank reconciliation
Behavior tracking
Custom fraud rules
Customizable reports
Data discovery
Data import/export
Data mapping
Data verification
ERP integration
Financial analysis
Financial transaction approval
Internal fraud monitoring
Monitoring
Multi-Company
Multi-Currency

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Per month

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VigilantPay pricing

Value for money rating:

Starting from

NZ$

499

Per month

Usage Based

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about VigilantPay price and value

Value for money rating:

To see what individual users think of VigilantPay's price and value, check out the review snippets below.

“This is a really good, focussed tool that does just what you want it to do without any distractions. The setup, support and troubleshooting has been fast and excellent.”
CW

Cameron W.

Manager Business Support

“VP has been good for our company, very proactive company.”
TS

Trudy S.

Management Accountant

VigilantPay support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Chat
24/7 (Live rep)
Knowledge Base
Phone Support
Email/Help Desk

Training options

Live Online
Webinars
Videos
Documentation

VigilantPay FAQs

Q. What type of pricing plans does VigilantPay offer?

VigilantPay has the following pricing plans:
Starting from: $499.00/month
Pricing model: Subscription
Free Trial: Available | (No Credit Card required)

These products have better value for money


Q. Who are the typical users of VigilantPay?

VigilantPay has the following typical customers:
Large Enterprises, Mid Size Business, Small Business


Q. What languages does VigilantPay support?

VigilantPay supports the following languages:
English


Q. Does VigilantPay offer an API?

Yes, VigilantPay has an API available for use.


Q. What level of support does VigilantPay offer?

VigilantPay offers the following support options:
Chat, 24/7 (Live rep), Knowledge Base, Phone Support, Email/Help Desk

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