Zoho Books Pricing, Features, Reviews & Comparison of Alternatives

Zoho Books Reviews

Zoho Books

Online accounting software

4.46/5 (13 reviews)
64,454     29,387

Who is Zoho Books For?

Zoho Books sets itself apart from other accounting solutions because it's designed for freelancers and small business owners. The interface is easy to use, making Zoho Books a solution that even a person who isn't financially minded can understand.

Among Zoho Books' many clients are accountants, business owners, freelancers, designers, photographers, writers, marketing professionals, interior designers and many more. Because it integrates easily with Zoho CRM, it can help sales people quickly learn the credit status of each client within Zoho CRM.

Read the full GetApp Analysis

Zoho Books Category Leaders


#3 in Accounts Payable

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#5 in Accounting

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GetApp’s ranking highlights the top 25 apps in different categories on GetApp. If an app is listed in more than one category, it has the potential to be ranked in each of these categories. The ranking is independent of any commercial campaign an app vendor has with GetApp. The ranking is based on 5 data points, each scored out of 20: reviews, integrations, mobile apps, media presence, and security.

Zoho Books Screenshots (5)

Zoho Books screenshot: Zoho Books- DashboardZoho Books screenshot: Zoho Books- BankingZoho Books screenshot: Zoho Books- EstimatesZoho Books screenshot: Zoho Books- RemindersZoho Books screenshot: Zoho Books- Invoice creation

Zoho Books Pricing

Starting from: $9.00/month

Pricing model: Subscription

Free Trial: Available (No Credit Card required)

Start with the 14-day free trial and later subscribe to a plan that fits your business needs.

Zoho Books is available in 3 plans:
Basic - $9 per organization, per month.
Standard - $19 per organization, per month.
Professional - $29 per organization, per month.

View Pricing Plans

Key Features of Zoho Books

  • Real time reporting
  • Multi-country
  • Profit and loss (P&L)
  • Recurring invoices
  • Credit notes
  • Send quotes or estimates
  • Chart of accounts
  • Manual journals
  • Log hours and invoicing projects
  • Record transactions for expense and deposit
  • Automatic bank feeds
  • Bank rules
  • Reconcile bank and credit card accounts
  • PayPal, PayPal Payflow, and Authorize.net integrations
  • Accountant reports: trial balance, general ledger, and more
  • Tax, invoice, sales, expense, and project reports

Security and privacy


Encryption of sensitive data at rest
HTTPS for all pages

Access control

Multi-factor authentication options

Data policy

Data backup in multiple locations/GEO regions
This will ask you to sign in with LinkedIn

Zoho Books Overview

Zoho Books is a smart online accounting software that will streamline your back office operations, automate business workflows and help you securely collaborate with your accountant online.

It is designed for all business sizes, from small businesses to large enterprises, and works well for services, consulting and marketing companies. With the latest inventory feature, retail businesses can keep track of their stock and make smart purchase decisions. Zoho Books allows you to invoice your clients in their currency and it’s also available in 11 languages.

Apart from its core functions, Zoho Books’ integration with Zoho CRM provides a platform for your sales and finance team to interact effortlessly and reduce manual & duplicate data entry.

Zoho Books is a web-based application and is available on iOS, Android and even windows app.

1. Money In

Using Zoho as your accounting tool you will get a clear picture of how much money your business is generating. Manage your customers and invoice them either online or by mail. Automate recurring invoices, payment reminders and payment thank-you notes. Get paid faster with our online payment gateways.

2. Money Out

Manage and control your expenses and cash outflow. Record invoices and commitments for purchases, services and even for reimbursable expenses like client travel. Keep track of the outstanding balances with each one of your vendors and pay on time.

3. Take On the World

Transact globally with our multi-currency capabilities. Record foreign currency invoices and expenses. Plus, Zoho Books is an accounting application that goes with you wherever you go, so your business is always one click away from you, regardless where you are.

4. Banking and Credit Cards

Record and monitor your bank and credit card transactions like deposits, fund transfers, checks, expenses, credits and refunds. Easily reconcile them with your bank and credit card statements.

5. Real-Time Collaboration

Share -or delegate- the accounting duties to anyone in your organization, but set different permissions for you and your employees. Get professional help with your accounting by easily sharing your books with your accountant or financial advisor.

6. Stay on Top of Your Business

Glance through the dashboard of this financial accounting software to know what’s going well with your business and what’s not. Make smart and quick business decisions with the help of our insightful, available-anywhere reports.

7. Safe and secure

Our servers are housed in most secure data centers. We use 256 bit SSL encryption, state of the art infrastructure and software security to ensure the safety of your data. Your data is regularly backed up and replicated across secure locations.

8. Access anywhere, anytime

Traveling for business or pleasure? You can access your data anywhere, anytime. All you need is a web browser and an internet connection. Using a web-based accounting software can be so easy!


Intended Users
Freelancers, Large Enterprises, Mid Size Business, Small Business
Devices Supported
Android, iPhone-iPad, iPhone, iPad, Windows, Web-based, Windows Phone
Supported Countries
Asia, Australia, Canada, China, Europe, Germany, India, Japan, Latin America, Middle-East and Africa, United Kingdom, United States
Supported Languages
Chinese (Simplified), Dutch, English, French, German, Italian, Japanese, Portuguese, Spanish, Swedish
Support Options
FAQs, Forum, Knowledge Base, Online Support, Phone Support, Video Tutorials


* Unlimited invoicing
* Recording and tracking bills from vendors
* Expense tracking
* Recording & monitoring bank/credit card transactions
* Reconciling bank and credit card accounts
* Full fledged multiple currency support
* Receiving online payments from customers
* Managing contacts – customers and vendors
* Financial reports – Tax Reports, Trial Balance, Profit & Loss, Balance Sheet, etc.
* Multi-user support and data access to your accountant
* Customizable templates and snail mailing of invoice and quotes
*Client Portal for users
*Purchase Order
*Calendar view of timesheets
*Weekly timesheet
*Upload Expense Receipt
*Attach files to Invoices and Bills
*Dashboard for quick insights
*Attach unbilled projects and expenses while creating invoices.

Zoho Books Reviews & Ratings

User ratings


Rating summary

Overall rating
Value for money
Ease of use
Customer support

Important and easy

Verified Reviewer  28th of December, 2015

Mostafa Abou el seoud, Founder & CEO, Group metal Egypt
I am working as wholesaler, zoho books helped me in decision making very useful and easy to use but need some improvement in inventory management.thanks to cloud basis I am using this app from different locations and devices.

Pros: Accounting, reports and contacts management are excellent.

Cons: Inventory management need some improvements

Rating breakdown
Value for money
Ease of use
Customer support

Time used

1-2 years

zoho books

Verified Reviewer  26th of October, 2015

Accounting Consultant (Financial Services company, 1-10 employees)
Is an add on for a CRM. NOT a thorough acct program EX: Journal entry does not allow use of a bank account. many trans have 2work around shortcomings.

Pros: able 2 attach e.files as support

Cons: many JE's needed to get around pitfalls

Rating breakdown
Value for money
Ease of use
Customer support

Time used

1-2 years

Go-To Invoicing Software Everyone Should Have

Verified Reviewer  22nd of September, 2015

Ann Chamen-Greiff, Administrator at Toologik
We are a company that's 10 years in the industry. We cater a thousand orders a month and getting an invoicing software that's basically gonna do the job is essential. We've been to a couple of invoicing software but none of those were good enough to bring with us on our road to success. The last software we've got literally ruined our business for a couple of months that we decided to give it up until I found Zoho books. I have heard much of Zoho from my virtual assistant colleagues and their employers have been using them for a while. I decided to sign up for a free trial and loved it! It does almost everything that we need in an invoicing software. Its payment reminders allow us to optimize our collections every month and it keeps going. Its ability to track overdue invoices, customizing templates, and custom fields were a tremendous help in making sure our documents are as accurate as we need them to be. Customer service is also a big help. Someone always answers the phone on their end, emails are being replied in a timely manner and call backs are done in less than 24 hrs. All these for $24 a month which is kind of awesome. We are probably going to stick with Zoho for a while and we are just even starting. Reports are also pretty detailed and is a big help for us to track our progress. On the other side of the coin, I hope they also have an API integrated in their system. Makes it easier for our vendors. I recommend it to small to large scale business who are looking to integrate their accounting and invoicing (probably their inventory as well with Zoho Inventory on the way). Zoho Books is for you.

Pros: Pros: 1. Reports. We needed to track our progress down every week and what better way it is than to view our reports. Zoho allows you to get a report for Sales Person, Items and Customer. It's detailed report on overdue invoices are great for us to pound the ones that need to pay. 2. Payment Reminders. Our invoices are always set in an open account. Therefore, we need an automated system to remind our customers about their due invoices. Works great for our collection! 3. Customer Service. They are always good at getting back to you. When no one is available to answer your call, tehy are going to call you back in less than 24 hrs. Their email support is also pretty quick they wont leave you hanging.

Cons: Zoho is good about getting a constructive suggestion done. However, I wish they have an API integration with the system. Also with the Zoho Inventory along hte way, Im pretty sure they will be a perfect go-to software for our company.

Rating breakdown
Value for money
Ease of use
Customer support

Time used

Less than 6 months

Best Accounting System

Verified Reviewer  14th of September, 2015

Jason Kimber, Business Consultant at Solutions to Success Pty Ltd
I have just moved from Xero Accounting and I must say am very impressed with Zoho Books. It is an easy to use comprehensive platform. It is impressive how quick the system is and how quickly I can navigate the system from any screen to analyse data, reports and any information I need. This is an excellent Accounting System that doesn't require being an accountant to understand and use it correctly. It also integrates brilliantly with my Zoho CRM to automate the sending of Estimates and Invoices. All my customers, vendors and product items also stay in perfect sync between platforms. Whenever I have had questions the support staff have been brilliant. Not only do they respond quickly but they also offer remote support to train and help with any questions. I also love using the Zoho Books Apps when I am travelling. The app is not limited like others and has the same functionality as the desktop browser version. Well done Zoho on another excellent business application.

Rating breakdown
Value for money
Customer support

Time used

Less than 6 months

False representation from ZOHO

Verified Reviewer  10th of February, 2015

President and owner ( company, 11-50 employees)
I have been using ZOHO Invoices and ZOHO CRM for over a year now. After comparing various accounting solutions I decided to go with ZOHO Books. One of the key feature was the ability to automate the Account reconciliation through a feed from my financial institution. To make sure it was available to me before I start investing time and energy I checked on the site to make sure my bank was part of the financial institutions list that can integrate into Zoho books. I even called Customer support and both sources confirmed me that I was ok After having done 2 days worth of work to get ready for the switch I couldn't set-up the bridge with my banks, After a few calls, tickets and emails, I was told that my bank wasn't supported and was given no timeline when this would be made available. Quite a lousy experience . They didn't even offer any alternative solutions or credit to retain my business.

Good financial management software tool for small businesses

18th of April, 2011

Keean Persaud
Zoho Books is point-to-point accounting software for SMB’s that allows companies to manage their finances and make better decisions. The collaboration and visibility within the tool allows owners, management and accounting resources to understand the flow of money in and out of the company and help forecasting for the business. When examining money coming into a business, Zoho Books facilitates the management of invoices, quotes, and credit notes. For money going out of a business, Zoho Books manages the expenses and bills. A company’s credit cards and bank accounts can also be managed with Zoho Books. For companies that operate internationally, Zoho Books provides a wide variety of currency exchange within the tool. Full review at http://www.getapp.com/evaluation-center/zoho-books-independent-analyst-review/apps-evaluation

Pros: Zoho Book comes standard with pre-built integrations to three popular payment gateways: Google Checkout, PayPal and Authorize.net.

Verified Reviewer  25th of July

Kobus Lombard, Operations Manager at Allegiance Projects South Africa

Rating breakdown
Value for money
Ease of use
Customer support

Time used

2+ years

Likelihood to recommend


Verified Reviewer  24th of July

Crystal Scanlan, Senior Accountant

Rating breakdown
Value for money
Ease of use
Customer support

Time used

6-12 months

Likelihood to recommend


Verified Reviewer  10th of March

Jack Anderson, COO at Venture Domain Hosting

Rating breakdown
Value for money
Ease of use
Customer support

Time used

1-2 years

Verified Reviewer  7th of February

Nik Cree, Web Developer | Digital Marketing | SEO | Social Media | Google Ads | Facebook Ads | WordPress Developer | Speaker

Rating breakdown
Value for money
Ease of use
Customer support

Time used

1-2 years


Frequently used together

Alternatives to Zoho Books

  • · Send estimates and proposals
  • · Beautiful Invoice templates
  • · Automatic Bank feeds
  • · Simple payroll
Visit WebsiteCompare App
FreeAgentFinance & Accounting
  • · Online invoicing
  • · Time tracking
  • · Recurring invoices & auto payment
  • · Team timesheets
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FreshBooksFinance & Accounting
QuickBooks Online
  • · Create & manage invoices
  • · Track sales & expenses
  • · Multi-device document sharing
  • · Print checks
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QuickBooks OnlineFinance & Accounting

GetApp Analysis

As the number of small businesses and sole proprietorships has grown, a demand has emerged for easy-to-use, affordable software. Zoho Books makes the process both easy and affordable, giving SMBs and freelancers the ability to invoice clients, keep track of expenses and income, and get paid more quickly.

Because Zoho Books is cloud-based, all activity is conducted online, making it accessible from any internet-connected device. This also allows multiple team members to manage finances, ensuring business continues uninterrupted while someone is on vacation or busy with other tasks.

What is Zoho Books?

Many key business decisions are made based on finances. Zoho Books gives businesses complete visibility into the condition of their books, while also automating mundane tasks like sending invoices and tracking payments.

Designed specifically for freelancers and small businesses, Zoho Books recognizes that each business has its own unique needs. For that reason, the software prompts users to customize invoices to include discounts, add shipping costs, include sales personnel names for commission purposes, and more.

Main Features

Create Invoices

Zoho Books automates the process of sending invoices to customers, allowing information to be entered directly into a customizable template that represents a business's brand. Taxes and discounts can be applied to the invoice to the business's specifications. With Price Lists, businesses can input up-to-date information on their pricing for both internal and external users. Projects and Time Sheets give businesses the ability to track time and stay on budget, ensuring they are compensated for the work they do.

Once the invoice has been completed, it can be emailed or sent by snail mail. After creation, the invoice is also saved in the business's database for future reference.

Send Estimates

Before a customer can be invoiced, he must first agree to do the work. The first step of any job is to provide a cost estimate to the customer, which then gives him the information he needs to make a decision to hire a business or freelancer.

A business can view all estimates by those that have been viewed, accepted, invoiced, declined, or expired. This allows for easy follow-up to ensure no projects fall through the cracks.

Track Expenses

To input expenses, businesses need only to manually enter expenses individually or import from an existing source. Receipts can be attached to each expense as it is added.

Once entered, expenses can be tracked through reports that show where a business's money is being spent during a specified period. Expenses can be broken into categories for tax accounting purposes.

Pay Bills

Just as businesses spend a great deal of time billing customers, they also are required to spend time paying bills, as well. Zoho Books lets users input bills and mark whether they've been paid or not. Recurring billing can also be set up for subscription-based billing. With a client portal, clients can gain access to the information pertaining to their specific account, paying bills online with just one click.

Bills can be prioritized by the date due, ensuring those that are due first are paid first. Through the dashboard, users can see all bills or only those that are open, overdue, unpaid, partially paid, paid, or void.


With Zoho Books, information is consistently updated, giving businesses access to information on finances. Users simply choose a date range and the type of report and information is immediately provided.

Once created, reports can be either sent to a printer or exported to a PDF for sharing with associates or accountants. These reports can also be used for reporting to investors or board members.


Purchase orders and sales orders can also be input and tracked in Zoho Books, helping a business better manage its inventory. Inventory can be managed to allow a business's accounting to flow seamlessly from pre-sale to post-sale status.

Zoho Books' inventory module includes products, price books, vendors, quotes, sales orders, purchase orders, and invoices.


Through settings, a business can set up Zoho Books to gather information directly from its bank account automatically. This information can also be imported manually on an as-needed basis. This makes Zoho Books a virtual representation of a business's bank account.

With Zoho Books Bank Feeds, businesses can get bank transactions automatically in real time, saving time and effort on duplicate entry. Transactions can be categorized to make it easy to find a specific item.


Zoho Books integrates with several apps frequently used by freelancers and small business owners. The app's integration with payment gateways like Stripe, PayPal, PayPal Payflow Pro, Braintree, Authorize.net, and 2Checkout.

Many of Zoho's apps work together for a seamless user experience. Zoho Books works with Zoho CRM, Zoho Sheet, and Zoho Projects.


Zoho Books is priced at $24 per month with an annual plan available for $240 per year. This includes a two-month discount. All features are unlimited in Zoho Books' paid plan.

Bottom Line

  • Create and send invoices that can later be tracked.
  • Track the status of bills.
  • Create estimates to initiate work.
  • Track expenses and attach receipts.
  • Run reports to determine the state of a business's finances.