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Zoho Expense vs Divvy Comparison

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Overview

Category Leaders

Zoho Expense has powerful features to manage business travel and booking, tighten control on spend, and customize and automate...

Category Leaders

The expense management and business card solution for precise control on company-wide spend.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

0

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

ic-pricetag

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.6

732

5

4

3

2

1

464

236

21

6

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
99%
would recommend this app

4.7

248

5

4

3

2

1

188

49

7

3

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
97%
would recommend this app

Pros

We our very happy with our decision to implement Zoho. The pricing model is great for a small business and the setup is quick and easy.
It is a nice app and have options to do more with this. I will suggest to work on feedback taken from users and implement the best possible option.
Zoho expense help us track our expenses and easy to use get it as report help. User friendly and price is I like most.

Pros

The budgeting features are great and allow me to put myself in a better position both financially as well as educationally as I am able to see things more clearly.
Very user friendly and the ability to track and capture departmental expenditures is excellent. Customer service is always available and very helpful when I call.
Stable, secure, and very intuitive app that helps you to track all the receipts. The ability to issue virtual cards.

Cons

Sometimes it refuses to take the name of the merchant, rewriting it incorrectly. That can be a bit frustrating but its only happened once.
Support service is a problem. Timely response for the queries/issue is missing.
I hated having to take photos with my phone, then email them to myself, then download and upload. Using an app would have been less time consuming.

Cons

We very frequently (more than once per week, have charges declined when paying our vendors. The ACH and Bill Pay process work very, badly.
The only complaint I have at this point is that we cannot set limits for receipts.
A little hard to figure out how budgets and card limits and other maximums interact. What they also really need to add: vendor restriction.
  • Vendor responds to reviews
  • Last review6 days ago
  • Vendor responds to reviews
  • Last review12 days ago

Key features

  • Total features45
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Account Reconciliation
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Activity Dashboard
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Billing Portal
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Client Management
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Contact Database
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Data Import/Export
  • ERP
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Fixed Asset Management
  • Forecasting
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice History
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Monitoring
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Online Payments
  • Payment Collection
  • Payment Processing
  • Policy Management
  • Prepaid Cards
  • Profit/Loss Statement
  • Project Accounting
  • Project Tracking
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real Time Data
  • Real Time Notifications
  • Real Time Reporting
  • Real-time Updates
  • Receipt Management
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Restriction Management
  • SSL Security
  • Secure Data Storage
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Tax Management
  • Third Party Integrations
  • Time & Expense Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Transaction History
  • Travel Management
  • Vendor Management
  • Workflow Management
  • Total features67
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Account Reconciliation
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Activity Dashboard
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Billing Portal
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Client Management
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Contact Database
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Data Import/Export
  • ERP
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Fixed Asset Management
  • Forecasting
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice History
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Monitoring
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Online Payments
  • Payment Collection
  • Payment Processing
  • Policy Management
  • Prepaid Cards
  • Profit/Loss Statement
  • Project Accounting
  • Project Tracking
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real Time Data
  • Real Time Notifications
  • Real Time Reporting
  • Real-time Updates
  • Receipt Management
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Restriction Management
  • SSL Security
  • Secure Data Storage
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Tax Management
  • Third Party Integrations
  • Time & Expense Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Transaction History
  • Travel Management
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations36
  • Adobe Commerce
  • Authorize.Net
  • Dynamics 365
  • Dynamics 365 Business Central
  • FreshBooks
  • Microsoft 365
  • Microsoft Excel
  • NetSuite
  • PayPal
  • QuickBooks Online Advanced
  • Quickbooks Online
  • SAP Business One
  • Sage Intacct
  • Salesforce Sales Cloud
  • Shopify
  • Slack
  • Stripe
  • WooCommerce
  • Xero
  • Zapier
  • Total integrations5
  • Adobe Commerce
  • Authorize.Net
  • Dynamics 365
  • Dynamics 365 Business Central
  • FreshBooks
  • Microsoft 365
  • Microsoft Excel
  • NetSuite
  • PayPal
  • QuickBooks Online Advanced
  • Quickbooks Online
  • SAP Business One
  • Sage Intacct
  • Salesforce Sales Cloud
  • Shopify
  • Slack
  • Stripe
  • WooCommerce
  • Xero
  • Zapier

User reviews that mention these apps

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Easy to use

Reviewed 9 months ago

So far I’m satisfied

Pros

Tracking transactions and expense management

Cons

Would be better for small businesses if it were revolving

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Divvy is great!

Reviewed 2 years ago

Divvy has enabled us to proactively manage our credit card spend and streamline the user reporting as well as the related back-office processes.

Pros

Innovative credit card/expense platform.

Cons

Still early in development of administrator interface and advanced features, but maturing rapidly.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Divvy Streamlines Expenses

Reviewed 3 years ago

Expense management and entry

Pros

Streamlines the expense processes for the user Easy to attach receipts User friendly No training needed Preset budget

Cons

Could use more reporting Scroll functionality needs updating

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Divvy - Easy

Reviewed 6 months ago

Excellent

Pros

Ease of use and expense receipt tracking

Cons

I am very happy with this software. Very easy to use

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

Share this review:

Divvy logo

Divvy

Divvy helps budget keeping and forecasting

Reviewed a year ago

Great! Support is extremely responsive

Pros

The ease of adding users and streamlining expense categorization.

Cons

Invoices thru Bill Pay feature don't sync to QBO

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Malcolm Turner

Reviewed 6 months ago
Pros

The ease of use when utilizing the expense management platform.

Cons

I have no dislikes about using Divvy at this time. It’s by far the best platform my team has utilized in years and we’ve tested and used many.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Divvy for the Win

Reviewed 6 months ago

10 on the scale

Pros

The Divvy app is User friendly and great for expense tracking.

Cons

None at this time. Application serves current business needs.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Divvy logo

Divvy

An easy way to manage work-based expenses

Reviewed 3 years ago

It makes our travel and expense management so much easier.

Pros

It is very easy for us to assign budgets for specific projects/trips and track documentation. Users can request additional funds if needed and loading more cash onto a users card is easy.

Cons

Cards have been declined before even when funds have been allocated. I'm not sure whether this was a Divvy issue or an issue with the vendor where the user was making payment.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Divvy logo

Divvy

Divvy

Reviewed a month ago
Pros

Easy to use. Saves time. No more manual expense reports each month.

Cons

Two factor verification for log-in is a time waster.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

Share this review:

Divvy logo

Divvy

Paperless Expense Reports

Reviewed 3 years ago
Pros

No longer have to keep up with paper receipts nor fillout expense reports.

Cons

Initially the product worked perfectly. Lately the receipts take longer to upload and often time out on my phone or a call will come in and stop the upload.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

Share this review:

Divvy logo

Divvy

Cool idea to budget your business

Reviewed 4 years ago
Pros

I like the concept of Divvy and how they are trying to simplify expense management.

Cons

I don't like that you have to use a special Divvy credit card to track expenses.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

Share this review:

Divvy logo

Divvy

One of the best Expense trackers I have used

Reviewed a month ago

Divvy is one of the best softwares for expense reporting i have gotten to use.

Pros

Handy mobile app that does not require a-lot of user input to submit expenses.

Cons

Card holds! Everytime your card is used on a hold like a hotel, it comes up as a charge that you need to upload a receipt on, even after the hold disappears it still sits there waiting to be approved.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Divvy logo

Divvy

Divvy

Reviewed 3 years ago

This helped us stop using venmo time after time.

Pros

Eliminates the need for expense reports. Helps you run the company finances in real time rather than getting behind.

Cons

Company cards feel cheaply made, but they get the job done. If you dont have enough money on the card you have to keep requesting it.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Divvy logo

Divvy

Worth the switch

Reviewed 2 years ago

We can also track our budgets and control spend before we go over budget, instead of after which has been a huge game changer as well.

Pros

Divvy was an amazing change for us to consolidate our company credit cards on to one platform. We were able to maximize our credit card points while making the process of adding or removing employee cards soo much easier.

Cons

Dislike the expense approval process, it takes too many clicks to verify the purchase and view the receipt

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Amazing company

Reviewed 2 years ago

They are one of my favorite vendors and I use them daily

Pros

Divvy is by far the best expense management system out there. The software is incredible! Their support is too notch

Cons

The credit card functions as a charge card and it’s impossible to carry a balance. There also isn’t a strong cash rewards system

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Divvy logo

Divvy

Great Expense Reporting Tool

Reviewed 4 years ago
Pros

This is a great tool for a business that is heavily reliant on expense reporting from employees. Love the budgeting features

Cons

This isn't as multi purposed as other business software products, so this will handle expense reporting for our business and that's about it

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Seems too good to be true — but it's true

Reviewed 2 years ago

Expense management is not a stressor in my life because of Divvy, and for that I am eternally grateful.

Pros

Divvy is as simple as it gets with expense management. Everyone on the platform, from myself as the one who implemented it for our team to the newest employee just onboarding, has had such an easy time navigating it and understanding their role on the platform. It is intuitive, quick, and seamless. The customer service team is second to none and any time we've had a request or question we get help right away from the best team out there.

Cons

Business reporting could be made a little more nuanced for teams to be able to play with more views etc. in the dashboard, but this isn't a big enough con to move away from Divvy to anything else and they take innovation seriously. I won't be surprised to see more functionality here launch in the near future if enough customers are asking for it.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Divvy logo

Divvy

Amazing Product

Reviewed 4 years ago
Pros

It changes the way businesses approach expense reporting. It transforms a company from a reactive to a proactive approach to all their expenditures.

Cons

It might be tough to integrate this into a company, but once the transition is over companies will see the benefits Divvy brings.

Overall Rating