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Zoho Expense vs Ramp Comparison (2026)

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Good recommendations?

Zoho Expense

Ramp

Overview

Zoho Expense is a cloud-based software, designed to make your expense reporting effortless. Automate your expense recording and approval processes with ease.

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

/user

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

/user

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

1.2K

820

369

Value for money

Ease of use

Features

Customer support

85%

would recommend this app

4.9

223

201

Value for money

Ease of use

Features

Customer support

95%

would recommend this app

Pros

“I like that I can just e-mail receipts in and the feature that highlights duplicates expenses helps me match the emailed receipt to the auto generated expense from the company credit card charge.”

Charlie A.

Owner

“The mobile app and receipt scanning features are particularly useful for employees who travel frequently. While there is room for improvement in OCR accuracy and advanced reporting customization, the software offers excellent value and a comprehensive feature set that meets the needs of most businesses.”

João A.

manager

“The receipt scanning feature is genuinely practical for day-to-day use, especially for on-site purchases, and the mobile app makes it easy to log expenses in real time instead of relying on memory later.”

Sasha-Gaye E.

Principal Designer

Pros

“I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc.”

Mat B.

Senior Engineer

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”

Jill F.

Assistant Project Manager

Cons

“The limits show up when you want deeper reporting or non-standard approval logic, where you end up working around the product rather than with it.”

JayaKumar B.

Director

“I cant make certain edits on employee expense reports so I have reject them and make the EE change it.”

Ashley M.

cfo

“Running a small apparel brand means every real counts, and I can't afford to lose track of supplier expenses or sample material costs.”

Ana N.

Founder

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”

Robin K.

Executive Assistant